Equity
-€77,786
Debts exceed assets in financial year 2025.
INSOLISA
Lifetime
4 annual accounts with figures on one time axispeak -€1,041 (2024)
-€1,105▼ €64
lowest -€67,604 (2022)
€35,417▲ €64,410
peak -€65,604 (2022)
-€77,786▲ €35,417
€78,293▲ 26.9%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Back to profit: €35,417Equity from -€113,203 to -€77,786Debts from €61,693 to €78,293Cash from €2,449 to €499
Key points
from the 2025 annual accountsResult
€35,417 €35,417
Back in profit in 2025, after a loss of €28,993 in 2024.
Position in the sector
-15360.7%
Lower solvency than 95% of companies in retail trade. Sector median 33.4% · 25,263 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,018 companies had the same profile as INSOLISA has now. Each dot stands for 3 companies, two years later.
89.1%
were still trading
4.1%
stopped another way
6.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,018 companies, not a prediction for INSOLISA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
- 70 sharesdeed of 23-02-2022
- 30 sharesdeed of 23-02-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782408631
Incorporation
Founding capital of €2,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 23-02-2022 · Gazette deed
First establishment
de Ribaucourtstraat 66, Molenbeek-Saint-Jean
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INSOLISA Molenbeek-Saint-Jean | €506 | -€1,105 | -15360.7% | - |
| Food-Bar Sint-Job Wuustwezel | €1,015 | -€518 | -5052.9% | - |
| LOMIDOU Binche | €241 | -€45 | -4114.1% | - |
| BOOKES en CO Mortsel | €426 | -€4,979 | -18746.4% | - |
| La Gourmandise d'Hanae Vilvoorde | €152 | -€322 | -699.2% | - |
| GIOTTO Jette | €2,153 | -€2,761 | -39.3% | - |
| GLOBAL MOTORS BELGIUM Dilbeek | €2,000 | -€725 | 63.8% | - |
These companies have the same main activity as INSOLISA: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €152 and €2,150, founded between 2012 and 2025.
Official details
Source: KBO- Status
- Active since 21-02-2022Normal situation
- Activity
- Retail sale of bread and pastry (bakery outlets)NACE 47241and 5 others
- Establishment unit
- 2.328.202.2151080 Molenbeek-Saint-Jean, since 21-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 12-03-2026
Annual accounts 2025
- €506▼ 90.5%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on INSOLISA
INSOLISA files the micro format. That format states no turnover. The gross margin rose from -€5,832 in 2022 to -€1,105 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INSOLISA
- What is the company number of INSOLISA?
- The company number of INSOLISA is 0782.408.631. The VAT number is the same number with BE in front: BE 0782.408.631.
- Where is INSOLISA based?
- The registered office is at de Ribaucourtstraat 66, 1080 Molenbeek-Saint-Jean.Company details
- What does INSOLISA do?
- According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
- What is the legal form of INSOLISA?
- INSOLISA is a private limited company (BV).
- When was INSOLISA founded?
- INSOLISA was founded on 21-02-2022.
- Is INSOLISA still active?
- Yes, INSOLISA is an active enterprise in the KBO register.
- What is the turnover of INSOLISA?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is INSOLISA profitable?
- In financial year 2025, INSOLISA made a profit of €35,417.
- Where can I find the annual accounts of INSOLISA?
- INSOLISA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INSOLISA due?
- INSOLISA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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