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INSOGAMES

Active
Private limited companyfounded 20214 yrs activeChaussée de la Seigneurie 129, 4800 Verviers, BelgiumKBO/BCE: BE 0777.536.261
Summary

The computed 12-month bankruptcy probability of INSOGAMES is 1.9% (moderate). The 2025 annual accounts show negative equity (-€8,135) and a net result of -€1,235. Equity is shrinking by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 12% of 687 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability2▼-42
Solvency0=
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.47 in 2024; short-term debt: 194.5% and cash: 26% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-94.5%
Return on assets
-14.3%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€8,135
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
3 d early
2024
13 d early
2023
29 d late
2022
71 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 November 2021, INSOGAMES was incorporated as a Private limited company.1 Total assets went from EUR 10,214 in 2022 to EUR 8,611 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€8,135▼ 17.9%
2024 · -€6,900
Total assets
€8,611▲ 43.1%
2024 · €6,017
Net result
-€1,235
2024 · €165
Working capital
-€8,135▼ 17.9%
2024 · -€6,900
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€563--€9,199€660-€582
Net result-€281within the sector's middle half--€9,784below the sector's middle half▼ 3,383%€165within the sector's middle half-€1,235within the sector's middle half
Equity€2,719below the sector's middle half--€7,065below the sector's middle half-€6,900below the sector's middle half▲ 2.3%-€8,135below the sector's middle half▼ 17.9%
Total assets€10,214below the sector's middle half-€7,468below the sector's middle half▼ 26.9%€6,017below the sector's middle half▼ 19.4%€8,611below the sector's middle half▲ 43.1%
Debt€7,495-€14,533▲ 93.9%€12,917▼ 11.1%€16,746▲ 29.6%
Working capital€2,719within the sector's middle half--€7,065below the sector's middle half-€6,900below the sector's middle half▲ 2.3%-€8,135below the sector's middle half▼ 17.9%
Solvency26.6%within the sector's middle half--94.6%below the sector's middle half▼ 121.2pp-114.7%below the sector's middle half▼ 20.1pp-94.5%below the sector's middle half▲ 20.2pp
Current ratio1.36within the sector's middle half-0.51below the sector's middle half▼ 0.850.47below the sector's middle half▼ 0.050.51below the sector's middle half▲ 0.05
Return on assets (ROA)-2.8%within the sector's middle half--131.0%below the sector's middle half▼ 128.3pp2.7%within the sector's middle half▲ 133.8pp-14.3%below the sector's middle half▼ 17.1pp
above within below the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0Operating result 2022: €563€563Net result 2022: -€281-€281Operating result 2023: -€9,199-€9,199Net result 2023: -€9,784-€9,784Operating result 2024: €660€660Net result 2024: €165€165Operating result 2025: -€582-€582Net result 2025: -€1,235-€1,2352022202320242025-€10,000-€5,000€0Operating result 2023: -€9,199-€9,200Net result 2023: -€9,784-€9,780Operating result 2024: €660€660Net result 2024: €165€165Operating result 2025: -€582-€582Net result 2025: -€1,235-€1,230202320242025
The operating result turns negative in 2025: a loss of €582 after €660 in 2024.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.16▲
2024 · 0.13
Debt to equity
-2.06▼
2024 · -1.87
Debt ≤ 1 year
€16,746▲
2024 · €12,917
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€6,017€8,611▲
Current assets29/58€6,017€8,611▲
Stocks and contracts in progress3€4,346€5,889▲
Stocks30/36€4,346€5,889▲
Amounts receivable within one year40/41€156€480▲
Trade receivables40-€480
Other amounts receivable41€156-
Cash at bank and in hand54/58€1,467€2,235▲
Deferred charges and accrued income490/1€49€7▼
Equity and liabilities
Total equity and liabilities10/49€6,017€8,611▲
Equity10/15-€6,900-€8,135▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€9,900-€11,135▼
Amounts payable17/49€12,917€16,746▲
Amounts payable within one year42/48€12,917€16,746▲
Trade debts44€2€1,193▲
Suppliers440/4€2€1,193▲
Taxes, remuneration and social security45€55€813▲
Taxes450/3€55€813▲
Other amounts payable47/48€12,860€14,740▲
Income statement Code20242025
Other operating charges640/8-€467
Gross operating margin9900€660-€115▼
Operating profit (loss)9901€660-€582▼
Financial income75/76B€131€11▼
Recurring financial income75€130€11▼
Non-recurring financial income76B€1-
Financial charges65/66B€626€664▲
Recurring financial charges65€623€664▲
Non-recurring financial charges66B€3-
Profit (loss) for the period before taxes9903€165-€1,235▼
Profit (loss) for the period9904€165-€1,235▼
Profit (loss) for the period to be appropriated9905€165-€1,235▼
Appropriation of the result
Profit (loss) to be appropriated9906-€9,900-€11,135▼
Profit (loss) brought forward from the previous period14P-€10,065-€9,900▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Other operating charges640/8-€1,241-€467-
Gross operating margin9900€563-€7,959€660-€115▼ 117%
Operating profit (loss)9901€563-€9,199€660-€582▼ 188%
Financial income75/76B€4-€131€11▼ 91.4%
Recurring financial income75€4-€130€11▼ 91.3%
Non-recurring financial income76B€0-€1--
Financial charges65/66B€849€585€626€664▲ 6.1%
Recurring financial charges65€849€525€623€664▲ 6.6%
Non-recurring financial charges66B-€60€3--
Profit (loss) for the period before taxes9903-€281-€9,784€165-€1,235▼ 848%
Profit (loss) for the period9904-€281-€9,784€165-€1,235▼ 848%
Profit (loss) for the period to be appropriated9905-€281-€9,784€165-€1,235▼ 848%
Line2022202320242025Change
Assets
Total assets20/58€10,214€7,468€6,017€8,611▲ 43.1%
Current assets29/58€10,214€7,468€6,017€8,611▲ 43.1%
Stocks and contracts in progress3--€4,346€5,889▲ 35.5%
Stocks30/36--€4,346€5,889▲ 35.5%
Amounts receivable within one year40/41€1,059€6,407€156€480▲ 208%
Trade receivables40€635€6,230-€480-
Other amounts receivable41€424€177€156--
Cash at bank and in hand54/58€9,155€1,061€1,467€2,235▲ 52.4%
Deferred charges and accrued income490/1--€49€7▼ 85.7%
Equity and liabilities
Total equity and liabilities10/49€10,214€7,468€6,017€8,611▲ 43.1%
Equity10/15€2,719-€7,065-€6,900-€8,135▼ 17.9%
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14-€281-€10,065-€9,900-€11,135▼ 12.5%
Amounts payable17/49€7,495€14,533€12,917€16,746▲ 29.6%
Amounts payable within one year42/48€7,495€14,533€12,917€16,746▲ 29.6%
Trade debts44-€5,639€2€1,193▲ 68,045%
Suppliers440/4-€5,639€2€1,193▲ 68,045%
Taxes, remuneration and social security45€1,695€964€55€813▲ 1,366%
Taxes450/3€1,695€964€55€813▲ 1,366%
Other amounts payable47/48€5,800€7,930€12,860€14,740▲ 14.6%
Line2022202320242025Change
Profit (loss) for the period9904-€281-€9,784€165-€1,235▼ 848%
Operating cash flow (approximation)-€281-€9,784€165-€1,235▼ 848%
Change in cash--€8,094€405€769▲ 89.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €165
Net result €165 after 2 loss-making years.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Weakest financial yearnet -€9,784
Net result drops to -€9,784, the lowest in the series; recovery starts the following year.
10-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
112 m²
Building footprint
44 m²
Volume, LiDAR
345 m³
Parcel 63059B0012/00G002, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SJNS
Chaussée de la Seigneurie 129, 4800 VerviersAgents in non-specialised wholesale trade
since 20212.324.444.850
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63059B0012/00G002 Wallonia 112 m² 1 · 44 m² 9.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 169 companies in sector 58210 we hold annual accounts for 59. 25 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
58210Publishing activities
47120Other non-specialised retail sale
47559Retail sale of other household articles
47640Retail sale of games and toys
47784Retail sale of souvenirs and religious articles
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0777536261
Also 9925:BE0777536261
Registered 23-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.