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Insity

Active
Private limited companyfounded 20251 yr activeRue Laurent Gilys 11, 4621 Fléron, BelgiumKBO/BCE: BE 1023.054.446
Summary

Insity has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €129k and a net result of €124k. Its solvency ranks better than 39% of 182 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2026
Axes
Profitability100
Solvency81
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 2.81; short-term debt: 29.8% and cash: 63.1% of total assets), and 44.3% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
55.7%
Return on assets
53.5%
Age of the figures
3 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 21-09-2026, 132 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
132 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity
€129k
Total assets
€232k
Net result
€124k
Working capital
€125k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €232k
Fixed assets €38k
Current assets €194k
Equity and liabilities €232k
Equity €129k
Debt €103k
Debt finances 44.3% of the balance-sheet total.
Key figures and ratios
2026 value
EBITDA
€174k
Cash flow
€135k
Current ratio
2.81
Debt to equity
0.80
ROE
96.1%
ROA
53.5%
Interest coverage
73.39
Debt ≤ 1 year
€69k
Debt > 1 year
€33k
Income taxes
€37k
Annual accounts
Filed annual accounts As filed with the NBB · 2026 · 40 lines
Balance sheet Code2026
Assets
Total assets20/58€232k
Fixed assets21/28€38k
Tangible fixed assets22/27€38k
Furniture and vehicles24€38k
Current assets29/58€194k
Amounts receivable within one year40/41€44k
Trade receivables40€44k
Cash at bank and in hand54/58€146k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€232k
Equity10/15€129k
Contributions10/11€5k
Reserves13€56
Tax-exempt reserves132€56
Profit (loss) carried forward14€124k
Amounts payable17/49€103k
Amounts payable after more than one year17€33k
Financial debts170/4€33k
Amounts payable within one year42/48€69k
Current portion of amounts payable after more than one year42€11k
Trade debts44€268
Suppliers440/4€268
Taxes, remuneration and social security45€49k
Taxes450/3€49k
Other amounts payable47/48€8k
Accrued charges and deferred income492/3€357
Income statement Code2026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€2k
Gross operating margin9900€176k
Operating profit (loss)9901€164k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€161k
Income taxes67/77€37k
Profit (loss) for the period9904€124k
Transfer to tax-exempt reserves689€56
Profit (loss) for the period to be appropriated9905€124k
Appropriation of the result
Profit (loss) to be appropriated9906€124k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€2k
Gross operating margin9900€176k
Operating profit (loss)9901€164k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€161k
Income taxes67/77€37k
Profit (loss) for the period9904€124k
Transfer to tax-exempt reserves689€56
Profit (loss) for the period to be appropriated9905€124k
Line2026
Assets
Total assets20/58€232k
Fixed assets21/28€38k
Tangible fixed assets22/27€38k
Furniture and vehicles24€38k
Current assets29/58€194k
Amounts receivable within one year40/41€44k
Trade receivables40€44k
Cash at bank and in hand54/58€146k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€232k
Equity10/15€129k
Contributions10/11€5k
Reserves13€56
Tax-exempt reserves132€56
Profit (loss) carried forward14€124k
Amounts payable17/49€103k
Amounts payable after more than one year17€33k
Financial debts170/4€33k
Amounts payable within one year42/48€69k
Current portion of amounts payable after more than one year42€11k
Trade debts44€268
Suppliers440/4€268
Taxes, remuneration and social security45€49k
Taxes450/3€49k
Other amounts payable47/48€8k
Accrued charges and deferred income492/3€357
Line2026
Profit (loss) for the period9904€124k
+ Depreciation and write-downs630€11k
Operating cash flow (approximation)€135k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
21-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
170 m²
Building footprint
53 m²
Volume, LiDAR
501 m³
Parcel 62084B0314/00Z000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Insity
Rue Laurent Gilys 11, 4621 FléronOther software publishing
since 20252.373.747.178
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62084B0314/00Z000 Wallonia 170 m² 1 · 53 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,917 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-05-2025
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
85592Vocational training
85599Other education

Scores and ratios are computed by Checked and are not a credit decision.