InsiTe Group

Active

Private limited companyfounded 20242 yrs activeStijn Streuvelslaan 24, 2547 Lint, BelgiumKBO/BCE: BE 1005.706.094

Summary

InsiTe Group has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,261 and a net result of €37,042. Its solvency ranks better than 33% of 33926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

InsiTe GroupActiveChecked score 70/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

€109,486total assets 2025

Equity: €34,261
Profit: €37,042

Turnover not published (abridged schema)

Financial health

70 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.8%

Structure

Accounts 2 d early0 of 2 deeds read

Why 70- Founded in 2024- 1 of the last 3 late- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.50, cash €56,865Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 73% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 56+38

equity 31.3% of total assets

Liquidity 67+63

short-term debt 62.3% · cash 51.9%

Profitability 100+100

return on assets 33.8%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)

Last 24 months 03-2025: 1.9% 04-2025: 1.9%▲ +2.7% vs 03-2025 05-2025: 2.0%▲ +2.0% vs 04-2025 06-2025: 2.4%▲ +22.7% vs 05-2025 07-2025: 2.4%▲ +0.5% vs 06-2025 08-2025: 2.7%▲ +11.5% vs 07-2025 09-2025: 4.7%▲ +72.7% vs 08-2025 10-2025: 4.7%▲ +1.0% vs 09-2025 11-2025: 4.7%● 0.0% vs 10-2025 12-2025: 4.7%▼ -0.4% vs 11-2025 01-2026: 4.7%● 0.0% vs 12-2025 02-2026: 4.9%▲ +3.9% vs 01-2026 03-2026: 5.0%▲ +1.7% vs 02-2026highest value 04-2026: 5.0%▼ -0.4% vs 03-2026 05-2026: 5.0%● 0.0% vs 04-2026 06-2026: 4.9%▼ -0.5% vs 05-2026 07-2026: 4.9%● 0.0% vs 06-2026 08-2026: 0.8%▼ -83.3% vs 07-2026 09-2026: 0.8%● 0.0% vs 08-2026 10-2026: 0.8%▼ -3.4% vs 09-2026lowest value

Liquidity: current ratio 1.50, cash €56,865 lowers the probability
Founded in 2024 raises the probability for this profile
1 of the last 3 late raises the probability
Sector Specialised construction activities (NACE 43) raises the probability

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 1.5 against 1.13 in 2024; short-term debt: 62.3% and cash: 51.9% of total assets), but 68.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 33%, liquidity 66%, profitability 93%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 1.50, cash €56,865

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Sector Specialised construction activities (NACE 43)

In the bankruptcy model this factor raises the probability.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 d early

2024

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

29-07-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Back to profitnet €37,042
31-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 20% on net resultsector median €10,149 · 33,913 companies €37,042 View
Total assets 20252 fiscal years filed €109,486 View
Active since 2024founded 07-02-2024 2 years View