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INSIS AND T

Active
Public limited companyfounded 1992active for 33 yearsPierre Decosterstraat 96, 1190 Vorst, BelgiumKBO/BCE: BE 0449.054.174
Summary

INSIS AND T has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,121 and a net result of €3,357. Equity has been growing by about 18% per year since 2019. Its solvency ranks better than 34% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 31-12-1992 Normal situation
Registered office
37 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Other information technology and computer services NACE 62900and 3 others
Establishment unit
2.060.569.317 1190 Vorst, since 02-02-1993
Financial year end
30 June
Peppol
Reachable since 17-12-2025

Board and ownership

Board

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€46,994
▼ 8.2%
Turnover
≈ €150,000
estimated
Profit
€3,357
▼ 78.6%
Equity
€65,121
▲ 5.4%
Total assets
€162,969
▼ 11.4%
Filed on 28-01-2026, 3 days before the deadline
Score breakdownraises riskLiquidity: current ratio 0.31, cash €1,822, halvedlowers riskSize: total assets €162,969Sector: Computer programming, consultancy and related activities (NACE 62)Founded in 1992Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 31% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Average
Solvency 65+6
equity 40.0% of total assets
Liquidity 25+2
short-term debt 52.0% · cash 1.1%
Profitability 71-8
return on assets 2.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.31 (0.19 in 2024), below 1. Short-term debt is 52% and cash 1.1% of total assets. 60% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 36% of them on solvency, 9% on liquidity, 30% on profitability and 51% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €162,969
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.31, cash €1,822, halved
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
73 days early
2023
41 days early
2022
43 days early
2021
54 days early
2020
95 days early
2019
51 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7th oldest company in Vorst, Telecoms and IT sectorin the Checked rankings No. 7 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €3,357 5 years View

Recent changes

  1. · Gazette deed Change of role: GAUDY Yves Albert Jacques Michel, from director to sole directorResignations: GROTH Stefanie Cornelia Renate (director) and HAENTJENS Richard Marcel René (director) · Reappointment: GAUDY Yves Albert Jacques Michel (managing director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as INSIS AND T: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €136,000 and €192,000, founded between 1989 and 1998.

CompanyTotal assetsGross margin
INSIS AND T Vorst€162,969€46,994
LANCELLE CONSULT Sint-Genesius-Rode€149,731€40,250
ALEXANDRA Braine-l'Alleud€135,947€50,700
MAXIMUM CO. Herentals€185,481€39,092
REAL ESTATE, INSURANCE AND SERVICES Brussel€192,342€54,067
NOVAKOMENKO Zoersel€162,836€41,086
MEDICAVISIE Kasterlee€186,011€62,254
Full comparison

Key facts about INSIS AND T

What is the company number of INSIS AND T?
The company number of INSIS AND T is 0449.054.174. The VAT number is the same number with BE in front: BE 0449.054.174.
Where is INSIS AND T based?
The registered office is at Pierre Decosterstraat 96, 1190 Vorst.Company details
What does INSIS AND T do?
According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
What is the legal form of INSIS AND T?
The legal form of INSIS AND T is Public limited company (NV).
When was INSIS AND T founded?
INSIS AND T was founded on 31-12-1992.
Is INSIS AND T still active?
Yes, INSIS AND T is an active enterprise in the KBO register.
What is the turnover of INSIS AND T?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €46,994 and 85 comparable companies (NACE 62). It probably lies between €120,000 and €200,000.Financials
Is INSIS AND T profitable?
In financial year 2025, INSIS AND T made a profit of €3,357.
Where can I find the annual accounts of INSIS AND T?
INSIS AND T filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of INSIS AND T due?
INSIS AND T must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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