INSILICARE
ActiveThe computed 12-month bankruptcy probability of INSILICARE is 1.8% (moderate). The 2024 annual accounts show equity of €3k and a net result of €-7k. Its solvency ranks better than 17% of 638 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability0
Solvency10
Growth-
Stability79
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.69), and 92% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8%
Return on assets
-22.6%
Age of the figures
20 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 638 sector peers (2024).
NBB · sector comparisonPosition among 638 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
64 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3k
Total assets
€33k
Net result
€-7k
Working capital
€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €33k
Fixed assets
€19k
Current assets
€14k
Equity and liabilities €33k
Equity
€3k
Debt
€30k
Debt finances 92.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€5k
Solvency
8.0%
Current ratio
0.69
Quick ratio
0.69
Debt / equity
11.52
ROE
-283.4%
ROA
-22.6%
Interest coverage
4.58
Debt
€30k
Debt ≤ 1 year
€20k
Debt > 1 year
€10k
Income taxes
€442
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€33k
Fixed assets21/28€19k
Tangible fixed assets22/27€19k
Furniture and vehicles24€19k
Current assets29/58€14k
Amounts receivable within one year40/41€7k
Trade receivables40€7k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€49
Equity and liabilities
Total equity and liabilities10/49€33k
Equity10/15€3k
Contributions10/11€10k
Profit (loss) carried forward14€-7k
Amounts payable17/49€30k
Amounts payable after more than one year17€10k
Financial debts170/4€10k
Amounts payable within one year42/48€20k
Current portion of amounts payable after more than one year42€6k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€13k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k
Other operating charges640/8€892
Gross operating margin9900€8k
Operating profit (loss)9901€-5k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€-7k
Income taxes67/77€442
Profit (loss) for the period9904€-7k
Profit (loss) for the period to be appropriated9905€-7k
Appropriation of the result
Profit (loss) to be appropriated9906€-7k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Chaîne 684000 LiègeGround area
59 m²
Building footprint
57 m²
Volume, LiDAR
373 m³
Parcel 62812B1414/00G000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INSILICARE
since 20232.346.130.585
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62812B1414/00G000 | Wallonia | 59 m² | 1 · 57 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UMIDRA
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BE 0408.287.747
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Op Kindermaat
BE 0781.661.137
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L' école de tous
BE 0598.831.676
Watermaal-Bosvoorde · Eq €5k
Delcro Consulting
BE 0798.632.078
Ath · Eq €1k
Of 422 companies in sector 72200 we hold annual accounts for 145. 21 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2023
Fiscal year end31-12
Activities, NACEBEL
72200Scientific research and development
26600Manufacture of computer, electronic and optical products
58290Other software publishing
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.insilicare.be