INSIGHTIFY CONSULT
ActiveSummary
INSIGHTIFY CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €35k. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 8.93 against 5.0 in 2024; short-term debt: 9.9% and cash: 73.6% of total assets), and 9.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
29.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
2 d early
2023
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 49.7%
2024 · €70k
Total assets
€117k▲ 39.1%
2024 · €84k
Net result
€35k▲ 34.8%
2024 · €26k
Working capital
€92k▲ 83.3%
2024 · €50k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€57k-€33k▼ 42.2%€44k▲ 34.9%
Net result€44k-€26k▼ 40.9%€35k▲ 34.8%
Equity€44k-€70k▲ 58.4%€105k▲ 49.7%
Total assets€61k-€84k▲ 37.2%€117k▲ 39.1%
Debt€17k-€14k▼ 18.8%€12k▼ 15.4%
Working capital€44k-€50k▲ 12.5%€92k▲ 83.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€14k ▼ 36.0%
Current assets
€103k ▲ 65.1%
Equity and liabilities €117k
Equity
€105k ▲ 49.7%
Debt
€12k ▼ 15.4%
Debt's share of the balance-sheet total falls from 16.2% to 9.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €35k
Cash flow
€43k▲
2024 · €28k
Current ratio
8.93▲
2024 · 5.00
Debt to equity
0.11▼
2024 · 0.19
ROE
33.2%▼
2024 · 36.9%
ROA
29.9%▼
2024 · 30.9%
Interest coverage
1268.95▲
2024 · 371.60
Debt ≤ 1 year
€12k▼
2024 · €12k
Income taxes
€9k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2k | €8k | ▲ 344% |
| Other operating charges640/8 | €2k | €458 | €176 | ▼ 61.6% |
| Gross operating margin9900 | €59k | €35k | €52k | ▲ 49.1% |
| Operating profit (loss)9901 | €57k | €33k | €44k | ▲ 34.9% |
| Financial charges65/66B | €313 | €93 | €41 | ▼ 55.9% |
| Recurring financial charges65 | €313 | €93 | €41 | ▼ 55.9% |
| Profit (loss) for the period before taxes9903 | €56k | €33k | €44k | ▲ 35.2% |
| Income taxes67/77 | €13k | €7k | €9k | ▲ 36.5% |
| Profit (loss) for the period9904 | €44k | €26k | €35k | ▲ 34.8% |
| Profit (loss) for the period to be appropriated9905 | €44k | €26k | €35k | ▲ 34.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €61k | €84k | €117k | ▲ 39.1% |
| Fixed assets21/28 | - | €22k | €14k | ▼ 36.0% |
| Tangible fixed assets22/27 | - | €22k | €14k | ▼ 36.0% |
| Furniture and vehicles24 | - | €22k | €14k | ▼ 36.0% |
| Current assets29/58 | €61k | €62k | €103k | ▲ 65.1% |
| Amounts receivable within one year40/41 | €31k | €18k | €16k | ▼ 11.4% |
| Trade receivables40 | €30k | €17k | €15k | ▼ 14.6% |
| Other amounts receivable41 | €261 | €912 | €1k | ▲ 47.5% |
| Cash at bank and in hand54/58 | €31k | €44k | €86k | ▲ 95.2% |
| Deferred charges and accrued income490/1 | - | €295 | €1k | ▲ 253% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €61k | €84k | €117k | ▲ 39.1% |
| Equity10/15 | €44k | €70k | €105k | ▲ 49.7% |
| Contributions10/11 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €44k | €70k | €105k | ▲ 50.1% |
| Amounts payable17/49 | €17k | €14k | €12k | ▼ 15.4% |
| Amounts payable within one year42/48 | €17k | €12k | €12k | ▼ 7.7% |
| Trade debts44 | €5k | €5k | €2k | ▼ 58.4% |
| Suppliers440/4 | €5k | €5k | €2k | ▼ 58.4% |
| Taxes, remuneration and social security45 | €11k | €7k | €9k | ▲ 37.2% |
| Taxes450/3 | €11k | €7k | €9k | ▲ 37.2% |
| Other amounts payable47/48 | - | €341 | - | - |
| Accrued charges and deferred income492/3 | - | €1k | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €44k | €26k | €35k | ▲ 34.8% |
| + Depreciation and write-downs630 | - | €2k | €8k | ▲ 344% |
| Operating cash flow (approximation) | €44k | €28k | €43k | ▲ 54.3% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | €14k | €42k | ▲ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €100kEq €105k ▲49.7%
3 profitable years in a row build equity to €105k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €26k ▼40.9%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2022
Ground area
375 m²
Building footprint
74 m²
Volume, LiDAR
588 m³
Parcel 22302D0067/00Y000, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INSIGHTIFY CONSULT
since 20222.326.672.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302D0067/00Y000 | Flanders | 375 m² | 1 · 74 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900WZI2NOMKLSK810
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.