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INSIGHT OUTSIDE

Active
Private limited companyfounded 201114 yrs activeHoornstraat 42 C, 8340 Damme, BelgiumKBO/BCE: BE 0839.883.903

INSIGHT OUTSIDE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €49k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 4416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
56 / 100
Fair▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency21▲+8
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 1.0 against 0.81 in 2024), and 84.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
15.7%
Return on assets
7.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4416 sector peers (2025).
NBB · sector comparison
Position among 4416 sector peers
Solvency
better than 24%
← weakest strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €103k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
20 d late
2022
29 d late
2021
26 d late
2020
27 d late
2019
5 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€103k▲ 91.8%
2024 · €53k
2018: €63k 2019: €7k 2020: €42k 2021: €5k 2022: €25k 2023: €64k 2024: €53k
2018 → 2025
Total assets
€652k▲ 8.2%
2024 · €602k
2018: €528k 2019: €569k 2020: €574k 2021: €829k 2022: €669k 2023: €680k 2024: €602k
2018 → 2025
Net result
€49k
2024 · €-11k
2018: €1k 2019: €-56k 2020: €34k 2021: €-37k 2022: €20k 2023: €39k 2024: €-11k
2018 → 2025
Working capital
€-940▲ 96.8%
2024 · €-29k
2018: €-14k 2019: €-27k 2020: €19k 2021: €-72k 2022: €-51k 2023: €-32k 2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€5k-€25k▲ 449%€64k▲ 159%€53k▼ 16.8%€103k▲ 91.8%
Operating result€-24k-€34k€59k▲ 72.2%€6k▼ 89.9%€87k▲ 1,371%
Net result€-37k-€20k€39k▲ 94.2%€-11k€49k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €-24k€-24kNet result 2021: €-37k€-37kOperating result 2022: €34k€34kNet result 2022: €20k€20kOperating result 2023: €59k€59kNet result 2023: €39k€39kOperating result 2024: €6k€6kNet result 2024: €-11k€-11kOperating result 2025: €87k€87kNet result 2025: €49k€49k20212022202320242025
The operating result recovers in 2025; 2025 is 1,371% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €652k
Fixed assets €437k▼ 8.3%
Current assets €215k▲ 70.5%
Equity and liabilities €652k
Equity €103k▲ 91.8%
Debt €549k=
The debt ratio falls from 91.1% to 84.3%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€144k
2024 · €60k
Cash flow
€106k
2024 · €43k
Solvency
15.7%
2024 · 8.9%
Current ratio
1.00
2024 · 0.81
Quick ratio
1.00
2024 · 0.81
Debt / equity
5.35
2024 · 10.27
ROE
47.9%
2024 · -20.2%
ROA
7.5%
2024 · -1.8%
Interest coverage
13.26
2024 · 4.99
Debt
€549k=
2024 · €549k
Debt ≤ 1 year
€216k
2024 · €155k
Debt > 1 year
€333k
2024 · €394k
Income taxes
€27k
2024 · €5k
Staff costs
€221k
2024 · €204k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€602k€652k
Fixed assets21/28€476k€437k
Tangible fixed assets22/27€476k€437k
Land and buildings22€394k€370k
Plant, machinery and equipment23€24k€27k
Furniture and vehicles24€58k€40k
Current assets29/58€126k€215k
Amounts receivable within one year40/41€77k€203k
Trade receivables40€69k€198k
Other amounts receivable41€8k€5k
Cash at bank and in hand54/58€48k€7k
Deferred charges and accrued income490/1€0€4k
Equity and liabilities
Total equity and liabilities10/49€602k€652k
Equity10/15€53k€103k
Contributions10/11€12k€12k=
Reserves13€51k€90k
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€49k€88k
Profit (loss) carried forward14€-10k€0
Amounts payable17/49€549k€549k=
Amounts payable after more than one year17€394k€333k
Financial debts170/4€394k€333k
Amounts payable within one year42/48€155k€216k
Current portion of amounts payable after more than one year42€62k€64k
Trade debts44€17k€35k
Suppliers440/4€17k€35k
Taxes, remuneration and social security45€50k€92k
Taxes450/3€11k€39k
Remuneration and social security454/9€39k€53k
Other amounts payable47/48€26k€25k
Accrued charges and deferred income492/3-€132
Income statement Code20242025
Remuneration, social security and pensions62€204k€221k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€57k
Other operating charges640/8€21k€6k
Non-recurring operating charges66A€3k€0
Gross operating margin9900€288k€371k
Operating profit (loss)9901€6k€87k
Financial income75/76B€4€212
Recurring financial income75€4€212
Financial charges65/66B€12k€11k
Recurring financial charges65€12k€11k
Profit (loss) for the period before taxes9903€-6k€76k
Income taxes67/77€5k€27k
Profit (loss) for the period9904€-11k€49k
Profit (loss) for the period to be appropriated9905€-11k€49k
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€39k
Profit (loss) brought forward from the previous period14P€1k€-10k
Transfer to equity691/2-€39k
To other reserves6921-€39k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €49k
Net result €49k after one loss-making year.
31-12
Financial Equity above €100kEq €103k ▲91.8%
Equity rises from €53k to €103k.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial Back to profitnet €20k
Net result €20k after one loss-making year.
26-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial Back to profitnet €34k
Net result €34k after one loss-making year.
05-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial Weakest financial yearnet €-56k ▼5140%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 3 establishment units since 2011
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoornstraat 42 C8340 Damme
Ground area
2,552 m²
Building footprint
555 m²
Volume, LiDAR
1,182 m³
3 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Insight Outside
Hoornstraat 42 C, 8340 DammeLandscape service activities
since 20112.204.417.941
Spelemanstraat 46, 8301 Knokke-Heist
Landscape service activities
since 20202.300.069.245
Opa Ben
Hoornstraat 47, 8340 DammeHotels and similar accommodation
since 20212.322.340.247
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31024A0114/00M000 Flanders 1,773 m² 1 · 183 m² 8.7 m · 1 fl.
31019B0624/00M000 Flanders 491 m² 1 · 292 m² -
31019A0501/00Y002 Flanders 288 m² 1 · 79 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,161 companies in sector 81300 we hold annual accounts for 4,347. 3,613 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-10-2011
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
55100Hotels and similar accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.