INSIGHT-IN
ActiveSummary
INSIGHT-IN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€604,528) and a net result of -€1.1m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1938 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-74
Solvency0▼-61
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.11 in 2023; short-term debt: 193.1% and cash: 2.6% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-153.4%
Return on assets
-283.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€604,528
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
14 d early
2022
24 d early
2021
47 d early
2020
54 d early
2019
11 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
-€604,528
2023 · €514,496
Total assets
€394,191▼ 72.4%
2023 · €1.4m
Net result
-€1.1m
2023 · €56,883
Working capital
-€727,212▼ 34.4%
2023 · -€541,052
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€49,788▲ 30.1%€49,396€136,059▲ 175%€73,847▼ 45.7%-€105,439
Net result-€49,944below the sector's middle half▲ 30.6%€40,159within the sector's middle half€403,445above the sector's middle half▲ 905%€56,883within the sector's middle half▼ 85.9%-€1.1mbelow the sector's middle half
Equity-€204,103below the sector's middle half▼ 32.4%€54,167below the sector's middle half€457,612within the sector's middle half▲ 745%€514,496within the sector's middle half▲ 12.4%-€604,528below the sector's middle half
Total assets€40,769below the sector's middle half▼ 37.9%€1.0mwithin the sector's middle half▲ 2,451%€1.1mwithin the sector's middle half▲ 3.8%€1.4mwithin the sector's middle half▲ 32.4%€394,191within the sector's middle half▼ 72.4%
Debt€244,871▲ 11.4%€985,841▲ 303%€622,411▼ 36.9%€915,499▲ 47.1%€998,719▲ 9.1%
Working capital-€219,148below the sector's middle half▼ 26.3%-€507,384below the sector's middle half▼ 132%-€218,257below the sector's middle half▲ 57.0%-€541,052below the sector's middle half▼ 148%-€727,212below the sector's middle half▼ 34.4%
Solvency-500.6%below the sector's middle half▼ 265.7pp5.2%below the sector's middle half▲ 505.8pp42.4%within the sector's middle half▲ 37.2pp36.0%within the sector's middle half▼ 6.4pp-153.4%below the sector's middle half▼ 189.3pp
Current ratio0.11below the sector's middle half▼ 0.110.06below the sector's middle half▼ 0.050.24below the sector's middle half▲ 0.180.11below the sector's middle half▼ 0.130.04below the sector's middle half▼ 0.07
Return on assets (ROA)-122.5%below the sector's middle half▼ 12.9pp3.9%within the sector's middle half▲ 126.4pp37.4%above the sector's middle half▲ 33.5pp4.0%within the sector's middle half▼ 33.4pp-283.9%below the sector's middle half▼ 287.9pp
Staff (FTE)2.4above the sector's middle half▲ 50.0%2.3within the sector's middle half▼ 4.2%2.3within the sector's middle half=2.8within the sector's middle half▲ 21.7%2.3within the sector's middle half▼ 17.9%
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €105,439 after €73,847 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €394,191
Fixed assets
€360,271 ▼ 73.6%
Current assets
€33,920 ▼ 49.5%
Equity and liabilities
Equity-€604,528
Debt€998,719
Equity is negative: debt (€998,719) exceeds the balance-sheet total (€394,191).
Key figures and ratios
EBITDA
-€102,836▼
2023 · €80,039
Cash flow
-€1.1m▼
2023 · €63,075
Interest coverage
-7.75▼
2023 · 7.77
Debt ≤ 1 year
€761,131▲
2023 · €608,172
Debt > 1 year
€235,428▼
2023 · €306,077
Income taxes
€316▼
2023 · €6,724
Staff costs
€91,885▼
2023 · €112,357
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €50,047 | €67,378 | €112,357 | €91,885 | ▼ 18.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,774 | €5,612 | €6,068 | €6,192 | €2,603 | ▼ 58.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €79,104 | - |
| Other operating charges640/8 | - | €3,468 | €1,347 | €1,712 | €1,616 | ▼ 5.6% |
| Gross operating margin9900 | €26,170 | €108,523 | €210,852 | €194,108 | €69,770 | ▼ 64.1% |
| Operating profit (loss)9901 | -€49,788 | €49,396 | €136,059 | €73,847 | -€105,439 | ▼ 243% |
| Financial income75/76B | - | €85 | €300,127 | €56 | €0 | ▼ 100% |
| Recurring financial income75 | €396 | €85 | €300,127 | €56 | €0 | ▼ 100% |
| Financial charges65/66B | - | €9,321 | €12,980 | €10,297 | €1.0m | ▲ 9,741% |
| Recurring financial charges65 | €552 | €9,321 | €12,980 | €10,297 | €13,269 | ▲ 28.9% |
| Non-recurring financial charges66B | - | - | - | - | €1.0m | - |
| Profit (loss) for the period before taxes9903 | -€49,944 | €40,159 | €423,205 | €63,607 | -€1.1m | ▼ 1,859% |
| Income taxes67/77 | - | - | €19,760 | €6,724 | €316 | ▼ 95.3% |
| Profit (loss) for the period9904 | -€49,944 | €40,159 | €403,445 | €56,883 | -€1.1m | ▼ 2,067% |
| Profit (loss) for the period to be appropriated9905 | -€49,944 | €40,159 | €403,445 | €56,883 | -€1.1m | ▼ 2,067% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €40,769 | €1.0m | €1.1m | €1.4m | €394,191 | ▼ 72.4% |
| Fixed assets21/28 | €15,046 | €1.0m | €1.0m | €1.4m | €360,271 | ▼ 73.6% |
| Tangible fixed assets22/27 | €15,046 | €9,433 | €11,584 | €12,875 | €10,271 | ▼ 20.2% |
| Plant, machinery and equipment23 | - | €8,624 | €4,452 | €280 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €810 | €7,132 | €7,149 | €4,826 | ▼ 32.5% |
| Other tangible fixed assets26 | - | - | - | €5,445 | €5,445 | = |
| Financial fixed assets28 | - | €1.0m | €1.0m | €1.4m | €350,000 | ▼ 74.1% |
| Current assets29/58 | €25,723 | €30,074 | €68,439 | €67,120 | €33,920 | ▼ 49.5% |
| Stocks and contracts in progress3 | €2,500 | €2,500 | - | - | - | - |
| Stocks30/36 | - | €2,500 | - | - | - | - |
| Amounts receivable within one year40/41 | €20,780 | €6,543 | €44,806 | €23,565 | €23,509 | ▼ 0.2% |
| Trade receivables40 | - | €6,543 | €44,806 | €23,565 | €22,192 | ▼ 5.8% |
| Other amounts receivable41 | - | - | - | - | €1,317 | - |
| Cash at bank and in hand54/58 | €2,443 | €16,927 | €19,648 | €38,700 | €10,410 | ▼ 73.1% |
| Deferred charges and accrued income490/1 | - | €4,103 | €3,985 | €4,855 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €40,769 | €1.0m | €1.1m | €1.4m | €394,191 | ▼ 72.4% |
| Equity10/15 | -€204,103 | €54,167 | €457,612 | €514,496 | -€604,528 | ▼ 217% |
| Contributions10/11 | - | €263,470 | €263,470 | €263,470 | €263,470 | = |
| Reserves13 | - | - | €194,142 | €251,025 | €251,025 | = |
| Distributable reserves133 | - | - | €194,142 | €251,025 | €251,025 | = |
| Profit (loss) carried forward14 | -€249,463 | -€209,303 | - | - | -€1.1m | - |
| Amounts payable17/49 | €244,871 | €985,841 | €622,411 | €915,499 | €998,719 | ▲ 9.1% |
| Amounts payable after more than one year17 | - | €448,382 | €335,714 | €306,077 | €235,428 | ▼ 23.1% |
| Financial debts170/4 | - | €448,382 | €335,714 | €306,077 | €184,178 | ▼ 39.8% |
| Other amounts payable178/9 | - | - | - | - | €51,250 | - |
| Amounts payable within one year42/48 | €244,871 | €537,458 | €286,697 | €608,172 | €761,131 | ▲ 25.2% |
| Current portion of amounts payable after more than one year42 | - | €101,633 | €109,887 | €88,401 | €80,689 | ▼ 8.7% |
| Financial debts43 | - | €250,000 | - | - | - | - |
| Credit institutions430/8 | - | €250,000 | - | - | - | - |
| Trade debts44 | €22,951 | €7,593 | €10,949 | €44,242 | €15,738 | ▼ 64.4% |
| Suppliers440/4 | - | €7,593 | €10,949 | €44,242 | €15,738 | ▼ 64.4% |
| Taxes, remuneration and social security45 | - | €19,531 | €35,627 | €53,578 | €28,486 | ▼ 46.8% |
| Taxes450/3 | - | €8,869 | €25,878 | €38,508 | €17,680 | ▼ 54.1% |
| Remuneration and social security454/9 | - | €10,662 | €9,749 | €15,070 | €10,806 | ▼ 28.3% |
| Other amounts payable47/48 | - | €158,702 | €130,234 | €421,951 | €636,218 | ▲ 50.8% |
| Accrued charges and deferred income492/3 | - | - | - | €1,250 | €2,160 | ▲ 72.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€49,944 | €40,159 | €403,445 | €56,883 | -€1.1m | ▼ 2,067% |
| + Depreciation and write-downs630 | €6,774 | €5,612 | €6,068 | €6,192 | €2,603 | ▼ 58.0% |
| Operating cash flow (approximation) | -€43,170 | €45,772 | €409,514 | €63,075 | -€1.1m | ▼ 1,870% |
| Investment in fixed assets (approximation) | - | -€1.0m | -€7,719 | -€357,482 | €1.0m | ▲ 380% |
| Change in cash | - | €14,484 | €2,721 | €19,052 | -€28,290 | ▼ 248% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€1.1m
Net result drops to -€1.1m, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500,000Eq €514,496 ▲12.4%
3 profitable years in a row build equity to €514,496.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €403,445 ▲905%
Operating result €136,059, net result €403,445, both a record.
31-12
Financial
Equity above €200,000Eq €457,612 ▲745%
2 profitable years in a row build equity to €457,612.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €40,159
Net result €40,159 after 3 loss-making years.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Ground area
148 m²
Building footprint
213 m²
Volume, LiDAR
3,038 m³
Parcel 44815F2196/00N002, Flanders · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
INSIGHT-IN
since 20132.226.500.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F2196/00N002 | Flanders | 148 m² | 1 · 213 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2024 annual accounts of INSIGHT-IN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 3,922 companies in this sector we hold annual accounts for 1,296. 116 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded17-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0543354705
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.