Insight
ActiveSummary
Insight has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2015 annual accounts show negative equity (-€18,385) and a net result of €5,459. Equity is shrinking by ~22% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
No current score
Figures too old
The available figures for FY 2015 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2015 · tick = 2014
Profitability100▲+100
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2015Solvency, return and age of the figures
Solvency
-122.1%
Return on assets
36.2%
Age of the figures
129 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · No filing for years
The last filed financial year closed on 31-12-2015. Since then, 10 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 4 filingsPosition against the passed deadline
31-12-2016 close31-07-2017 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2015 was due by 31-07-2016 and was filed on 08-08-2016, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2015, abbreviated schema
Turnover
€87,234
EBIT margin
-19.4%
Net result
€5,459
2014 · -€5,519
Working capital
-€25,822▲ 18.3%
2014 · -€31,620
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2012201320142015
Turnover€87,234-
Operating result-€16,918--€6,629▲ 60.8%-€4,253▲ 35.8%€6,117
Net result-€18,216--€7,609▲ 58.2%-€5,519▲ 27.5%€5,459
EBIT margin-19.4%-
Equity-€10,716--€18,325▼ 71.0%-€23,844▼ 30.1%-€18,385▲ 22.9%
Total assets€31,468-€23,897▼ 24.1%€13,095▼ 45.2%€15,063▲ 15.0%
Debt€42,184-€42,222▲ 0.1%€36,939▼ 12.5%€33,447▼ 9.5%
Working capital-€24,522--€32,584▼ 32.9%-€31,620▲ 3.0%-€25,822▲ 18.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2015: €6,117 after a loss of €4,253 in 2014, the highest result in the available series.
Balance-sheet composition
2015 in colour, 2014 as the grey bar beneath
Assets €15,063
Fixed assets
€7,438 ▼ 4.4%
Current assets
€7,625 ▲ 43.4%
Key figures and ratios
EBITDA
€10,812▲
2014 · €7,158
Cash flow
€10,154▲
2014 · €5,892
Solvency
-122.1%▲
2014 · -182.1%
Current ratio
0.23▲
2014 · 0.14
ROA
36.2%▲
2014 · -42.1%
Debt ≤ 1 year
€33,447▼
2014 · €36,939
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|
| Turnover70 | €87,234 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,209 | €11,090 | €11,411 | €4,695 | ▼ 58.9% |
| Gross operating margin9900 | -€5,987 | €4,700 | €8,329 | €11,094 | ▲ 33.2% |
| Operating profit (loss)9901 | -€16,918 | -€6,629 | -€4,253 | €6,117 | ▲ 244% |
| Recurring financial charges65 | €951 | €632 | €947 | €862 | ▼ 8.9% |
| Profit (loss) for the period before taxes9903 | -€18,216 | -€7,609 | -€5,519 | €5,459 | ▲ 199% |
| Profit (loss) for the period9904 | -€18,216 | -€7,609 | -€5,519 | €5,459 | ▲ 199% |
| Profit (loss) for the period to be appropriated9905 | -€18,216 | -€7,609 | -€5,519 | €5,459 | ▲ 199% |
| Line | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €31,468 | €23,897 | €13,095 | €15,063 | ▲ 15.0% |
| Fixed assets21/28 | €24,071 | €16,867 | €7,776 | €7,438 | ▼ 4.4% |
| Intangible fixed assets21 | €6,000 | €3,000 | - | - | - |
| Tangible fixed assets22/27 | €18,071 | €13,867 | €7,776 | €7,438 | ▼ 4.4% |
| Current assets29/58 | €7,397 | €7,030 | €5,319 | €7,625 | ▲ 43.4% |
| Amounts receivable within one year40/41 | €4,521 | €7,030 | €5,062 | €7,625 | ▲ 50.6% |
| Cash at bank and in hand54/58 | €2,876 | - | €257 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €31,468 | €23,897 | €13,095 | €15,063 | ▲ 15.0% |
| Equity10/15 | -€10,716 | -€18,325 | -€23,844 | -€18,385 | ▲ 22.9% |
| Contributions10/11 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Profit (loss) carried forward14 | -€18,216 | -€25,825 | -€31,344 | -€25,885 | ▲ 17.4% |
| Amounts payable17/49 | €42,184 | €42,222 | €36,939 | €33,447 | ▼ 9.5% |
| Amounts payable after more than one year17 | €10,265 | €2,608 | - | - | - |
| Amounts payable within one year42/48 | €31,919 | €39,614 | €36,939 | €33,447 | ▼ 9.5% |
| Trade debts44 | €11,596 | €14,047 | €13,315 | €12,995 | ▼ 2.4% |
| Line | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,216 | -€7,609 | -€5,519 | €5,459 | ▲ 199% |
| + Depreciation and write-downs630 | €10,209 | €11,090 | €11,411 | €4,695 | ▼ 58.9% |
| Operating cash flow (approximation) | -€8,007 | €3,481 | €5,892 | €10,154 | ▲ 72.3% |
| Investment in fixed assets (approximation) | - | -€3,886 | -€2,320 | -€4,356 | ▼ 87.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2016
08-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 8 days late
2015
31-12
Financial
Back to profitnet €5,459
Net result €5,459 after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
05-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 5 days late
2013
29-07
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2012
Ground area
706 m²
Building footprint
151 m²
Parcel 13023I0425/00C003, Flanders. Linked by address, not a title deed.
1 establishment unit
Insight
since 20122.208.378.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023I0425/00C003 | Flanders | 706 m² | 1 · 151 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMerksplas2.208.378.610
Similar companies · same sector and region
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BE 0456.446.465
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ALBO
BE 0413.594.835
Antwerpen
Alken-Maes All Services
BE 0424.664.713
Mechelen
ALLIED VINTNERS INTERNATIONAL
BE 0456.728.953
Beveren-Kruibeke-Zwijndrecht
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BE 0437.729.029
Antwerpen
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,582 companies in sector 46349 we hold annual accounts for 990. See the whole sector
Identification & contact
Identification
Legal formLimited partnership
Founded01-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
82990Other business support services
90312Arts creation and performing arts activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844361046
Also
9925:BE0844361046
Registered
31-08-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.