Equity
-€12,064
Debts exceed assets in financial year 2025.
Insieme Construct
Lifetime
3 annual accounts with figures on one time axispeak -€2,200 (2023)
-€3,106▼ €881
lowest -€6,251 (2023)
-€3,973▼ €1,132
peak -€5,251 (2023)
-€12,064▼ €3,973
€70,867▲ 5.9%
Board1 name since 2022
1 director
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from -€2,225 to -€3,106Loss of €3,973Equity from -€8,091 to -€12,064
Key points
from the 2025 annual accountsLosses
-€13,064 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€70,867 121% of the balance sheet
Filings
3 annual accounts 1 late
The 2025 accounts came 24 days late. The other two were filed on time.
Starting capital
€1,000 100 shares
Position in the sector
-20.5%
Lower solvency than 90% of companies in real estate. Sector median 31.0% · 19,830 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,556 companies had the same profile as Insieme Construct has now. Each dot stands for 4 companies, two years later.
91.3%
were still trading
3.8%
stopped another way
4.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,556 companies, not a prediction for Insieme Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director,
- 50 sharesdeed of 02-02-2022
- 50 sharesdeed of 02-02-2022
Recent changes
Incorporation
Founding capital of €1,000, 100 shares · Founders: and · Appointment: (director) · published on 02-02-2022 · Gazette deed
First establishment
Schierveldestraat 14, Staden
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Insieme Construct Staden | €58,803 | -€3,106 | -20.5% | - |
| DEGRAEVE XAVIER Kortrijk | €54,449 | -€3,336 | 22.4% | - |
| JULARD Damme | €65,397 | -€2,129 | -10.6% | - |
| Axíes Roeselare | €62,785 | €384 | 99.8% | - |
| NeyCod Bouw Evergem | €59,094 | -€2,062 | 70.8% | - |
| KR Projects Bonheiden | €55,698 | -€570 | 46.1% | - |
| CLAYSTONES Sint-Truiden | €62,531 | -€2,932 | -2.3% | - |
These companies have the same main activity as Insieme Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €54,400 and €65,400, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 31-01-2022Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 15 November 2026.
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.327.908.6418840 Staden, since 31-01-2022
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on Insieme Construct
Insieme Construct files the micro format. That format states no turnover. The gross margin fell from -€2,200 in 2023 to -€3,106 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Insieme Construct
- What is the company number of Insieme Construct?
- The company number of Insieme Construct is 0781.366.177. The VAT number is the same number with BE in front: BE 0781.366.177.
- Where is Insieme Construct based?
- The registered office is at Schierveldestraat 14, 8840 Staden.Company details
- What does Insieme Construct do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of Insieme Construct?
- Insieme Construct is a private limited company (BV).
- When was Insieme Construct founded?
- Insieme Construct was founded on 31-01-2022.
- Is Insieme Construct still active?
- Yes, Insieme Construct is an active enterprise in the KBO register.
- What is the turnover of Insieme Construct?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Insieme Construct profitable?
- In financial year 2025, Insieme Construct made a loss of €3,973.
- Where can I find the annual accounts of Insieme Construct?
- Insieme Construct filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Insieme Construct due?
- Insieme Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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