InsideData
ActiveSummary
InsideData has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €75k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-2
Solvency35▼-65
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 6.61 in 2024; short-term debt: 89.8% and cash: 88.1% of total assets), and 89.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.2%
Return on assets
16.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
17 d late
2023
24 d late
2022
26 d late
2021
27 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▼ 86.2%
2024 · €325k
2019: €62k
2020: €132k
2021: €207k
2022: €240k
2023: €285k
2024: €325k
2019 → 2025
Total assets
€441k▲ 15.8%
2024 · €381k
2019: €85k
2020: €177k
2021: €239k
2022: €284k
2023: €318k
2024: €381k
2019 → 2025
Net result
€75k▲ 7.6%
2024 · €69k
2019: €57k
2020: €71k
2021: €76k
2022: €61k
2023: €58k
2024: €69k
2019 → 2025
Working capital
€35k▼ 88.8%
2024 · €316k
2019: €62k
2020: €132k
2021: €203k
2022: €219k
2023: €271k
2024: €316k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€240k▲ 15.6%€285k▲ 18.9%€325k▲ 14.0%€45k▼ 86.2%
Operating result€96k-€77k▼ 19.1%€78k▲ 1.3%€87k▲ 11.0%€93k▲ 7.5%
Net result€76k-€61k▼ 20.1%€58k▼ 4.1%€69k▲ 19.1%€75k▲ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€10k ▲ 2.9%
Current assets
€432k ▲ 16.1%
Equity and liabilities €441k
Equity
€45k ▼ 86.2%
Debt
€397k ▲ 605%
Debt's share of the balance-sheet total rises from 14.8% to 89.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€101k▲
2024 · €93k
Cash flow
€82k▲
2024 · €76k
Current ratio
1.09▼
2024 · 6.61
Debt to equity
8.83▲
2024 · 0.17
ROE
166.2%▲
2024 · 21.4%
ROA
16.9%▼
2024 · 18.2%
Interest coverage
397.98▲
2024 · 368.67
Debt ≤ 1 year
€397k▲
2024 · €56k
Income taxes
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€381k€441k▲
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€9k€10k▲
Furniture and vehicles24€9k€10k▲
Current assets29/58€372k€432k▲
Amounts receivable within one year40/41€55k€42k▼
Trade receivables40€11k€9k▼
Other amounts receivable41€44k€33k▼
Cash at bank and in hand54/58€317k€389k▲
Deferred charges and accrued income490/1€764€597▼
Equity and liabilities
Total equity and liabilities10/49€381k€441k▲
Equity10/15€325k€45k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€304k€24k▼
Amounts payable17/49€56k€397k▲
Amounts payable within one year42/48€56k€397k▲
Trade debts44€1k€755▼
Suppliers440/4€1k€755▼
Taxes, remuneration and social security45€25k€34k▲
Taxes450/3€25k€34k▲
Other amounts payable47/48€30k€362k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€1k€400▼
Gross operating margin9900€95k€101k▲
Operating profit (loss)9901€87k€93k▲
Financial charges65/66B€253€254▲
Recurring financial charges65€253€254▲
Profit (loss) for the period before taxes9903€87k€93k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€69k€75k▲
Profit (loss) for the period to be appropriated9905€69k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€334k€379k▲
Profit (loss) brought forward from the previous period14P€265k€304k▲
Profit to be distributed694/7€30k€355k▲
Return on contributions (dividend)694€23k€348k▲
Directors or managers695€7k€7k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Highest result since 2019net €76k ▲7.1%
Operating result €96k, net result €76k, both a record.
31-12
Financial
Equity above €200kEq €207k ▲56.9%
3 profitable years in a row build equity to €207k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €100kEq €132k ▲113%
2 profitable years in a row build equity to €132k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Hymanslaan 431200 Sint-Lambrechts-WoluweGround area
424 m²
Building footprint
263 m²
Volume, LiDAR
4,180 m³
Parcel 21672C0039/00K013, Brussels · tallest building 20.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
InsideData
since 20192.284.927.347
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0039/00K013 | Brussels | 424 m² | 1 · 263 m² | 20.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,745 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.