INSIDE
ActiveSummary
INSIDE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €596,148 and a net result of €14,272. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 639 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-48
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 22.2; short-term debt: 4.5% and cash: 97.6% of total assets), and 4.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.5%
Return on assets
2.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
28 d early
2023
7 d early
2022
39 d early
2021
3 d early
2020
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€596,148▲ 2.5%
2024 · €581,876
Total assets
€624,266▼ 1.5%
2024 · €633,990
Net result
€14,272▼ 87.6%
2024 · €115,309
Working capital
€596,148▼ 5.7%
2024 · €631,876
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€356,288▼ 36.9%€107,083€830,842▲ 676%€170,185▼ 79.5%€17,271▼ 89.9%
Net result-€299,750below the sector's middle half▼ 80.0%€174,208above the sector's middle half€753,630above the sector's middle half▲ 333%€115,309above the sector's middle half▼ 84.7%€14,272within the sector's middle half▼ 87.6%
Equity€291,730above the sector's middle half▼ 55.4%€466,811above the sector's middle half▲ 60.0%€1.1mabove the sector's middle half▲ 127%€581,876above the sector's middle half▼ 45.2%€596,148above the sector's middle half▲ 2.5%
Total assets€1.1mabove the sector's middle half▼ 18.6%€1.6mabove the sector's middle half▲ 39.7%€2.2mabove the sector's middle half▲ 41.6%€633,990within the sector's middle half▼ 71.7%€624,266within the sector's middle half▼ 1.5%
Debt€841,280▲ 14.1%€1.1m▲ 32.7%€1.1m▲ 1.2%€2,114▼ 99.8%€28,118▲ 1,230%
Working capital-€448,985-€166,265▲ 63.0%€1.1m€631,876▼ 43.7%€596,148▼ 5.7%
Solvency25.7%within the sector's middle half▼ 21.3pp29.5%within the sector's middle half▲ 3.7pp47.4%within the sector's middle half▲ 17.9pp91.8%above the sector's middle half▲ 44.4pp95.5%above the sector's middle half▲ 3.7pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2023 Net result +333% on 2022. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €624,266
Equity
€596,148 ▲ 2.5%
Provisions
€0 ▼ 100%
Debt
€28,118 ▲ 1,230%
Debt's share of the balance-sheet total rises from 0.3% to 4.5%. Equity and debt are higher.
Key figures and ratios
Current ratio
22.20
Debt to equity
0.05▲
2024 · 0.00
ROE
2.4%▼
2024 · 19.8%
ROA
2.3%▼
2024 · 18.2%
Debt ≤ 1 year
€28,118▲
2024 · €2,114
Income taxes
€7,299▼
2024 · €54,187
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,637 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.4%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,637 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1.5m | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €199,545 | €237,229 | €51,085 | €189 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | -€50,000 | - |
| Non-recurring operating charges66A | - | - | €472,000 | - | - | - |
| Gross operating margin9900 | -€156,743 | €344,313 | €1.4m | €170,374 | -€32,729 | ▼ 119% |
| Operating profit (loss)9901 | -€356,288 | €107,083 | €830,842 | €170,185 | €17,271 | ▼ 89.9% |
| Financial income75/76B | - | €79,218 | €1,867 | - | €4,877 | - |
| Recurring financial income75 | €63,200 | €79,218 | €1,867 | - | €4,877 | - |
| Financial charges65/66B | - | €12,094 | €13,479 | €689 | €576 | ▼ 16.3% |
| Recurring financial charges65 | €6,661 | €12,094 | €13,479 | €689 | €576 | ▼ 16.3% |
| Profit (loss) for the period before taxes9903 | -€299,750 | €174,208 | €819,229 | €169,496 | €21,571 | ▼ 87.3% |
| Income taxes67/77 | - | - | €65,600 | €54,187 | €7,299 | ▼ 86.5% |
| Profit (loss) for the period9904 | -€299,750 | €174,208 | €753,630 | €115,309 | €14,272 | ▼ 87.6% |
| Profit (loss) for the period to be appropriated9905 | -€299,750 | €174,208 | €753,630 | €115,309 | €14,272 | ▼ 87.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.6m | €2.2m | €633,990 | €624,266 | ▼ 1.5% |
| Formation expenses20 | €944 | €566 | €189 | - | - | - |
| Fixed assets21/28 | €739,771 | €632,510 | - | - | - | - |
| Intangible fixed assets21 | €738,035 | €632,301 | - | - | - | - |
| Tangible fixed assets22/27 | €1,736 | €209 | - | - | - | - |
| Furniture and vehicles24 | - | €209 | - | - | - | - |
| Current assets29/58 | €392,295 | €949,868 | €2.2m | €633,990 | €624,266 | ▼ 1.5% |
| Stocks and contracts in progress3 | €59,505 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €34,672 | €565,584 | €303,401 | €5,030 | €4,051 | ▼ 19.5% |
| Trade receivables40 | - | €532,206 | €303,401 | - | - | - |
| Other amounts receivable41 | - | €33,378 | - | €5,030 | €4,051 | ▼ 19.5% |
| Current investments50/53 | - | - | - | €500,000 | - | - |
| Cash at bank and in hand54/58 | €287,193 | €373,358 | €1.9m | €118,035 | €609,290 | ▲ 416% |
| Deferred charges and accrued income490/1 | - | €10,925 | - | €10,925 | €10,925 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.6m | €2.2m | €633,990 | €624,266 | ▼ 1.5% |
| Equity10/15 | €291,730 | €466,811 | €1.1m | €581,876 | €596,148 | ▲ 2.5% |
| Contributions10/11 | - | €600,000 | €600,000 | €26,531 | €26,531 | = |
| Reserves13 | - | - | €461,567 | €555,345 | €569,617 | ▲ 2.6% |
| Non-distributable reserves130/1 | - | - | €21,531 | - | - | - |
| Reserves not available under the articles1311 | - | - | €21,531 | - | - | - |
| Distributable reserves133 | - | - | €440,036 | €555,345 | €569,617 | ▲ 2.6% |
| Profit (loss) carried forward14 | -€466,270 | -€292,062 | - | - | - | - |
| Investment grants15 | - | €158,874 | - | - | - | - |
| Provisions and deferred taxes16 | - | - | €50,000 | €50,000 | - | - |
| Provisions for liabilities and charges160/5 | - | - | €50,000 | €50,000 | - | - |
| Major repairs and maintenance162 | - | - | €50,000 | €50,000 | - | - |
| Amounts payable17/49 | €841,280 | €1.1m | €1.1m | €2,114 | €28,118 | ▲ 1,230% |
| Amounts payable within one year42/48 | €841,280 | €1.1m | €1.1m | €2,114 | €28,118 | ▲ 1,230% |
| Financial debts43 | - | €450,000 | - | - | - | - |
| Credit institutions430/8 | - | €450,000 | - | - | - | - |
| Trade debts44 | €163,142 | €289,054 | €476,686 | €2,071 | €28,118 | ▲ 1,258% |
| Suppliers440/4 | - | €289,054 | €476,686 | €2,071 | €28,118 | ▲ 1,258% |
| Taxes, remuneration and social security45 | - | - | €254,089 | €44 | - | - |
| Taxes450/3 | - | - | €254,089 | €44 | - | - |
| Other amounts payable47/48 | - | €377,080 | €387,403 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €10,925 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€299,750 | €174,208 | €753,630 | €115,309 | €14,272 | ▼ 87.6% |
| + Depreciation and write-downs630 | €199,545 | €237,229 | €51,085 | €189 | - | - |
| Operating cash flow (approximation) | -€100,205 | €411,437 | €804,715 | €115,498 | €14,272 | ▼ 87.6% |
| Investment in fixed assets (approximation) | - | -€129,969 | - | - | - | - |
| Change in cash | - | €86,165 | €1.6m | -€1.8m | €491,255 | ▲ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Liquidity times 150current ratio 299.88
Current ratio from 2.00 to 299.88; short-term debt falls from €1.1m to €2,114.
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2020net €753,630 ▲333%
Operating result €830,842, net result €753,630, both a record.
30-06
Financial
Liquidity doublescurrent ratio 2.00
Current ratio from 0.85 to 2.00.
30-06
Financial
Equity above €1mEq €1.1m ▲127%
2 profitable years in a row build equity to €1.1m.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €174,208
Net result €174,208 after 2 loss-making years.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€299,750
Net result drops to -€299,750, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2019
Ground area
1,073 m²
Building footprint
171 m²
Volume, LiDAR
1,029 m³
Parcel 24126A0070/00Y002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
INSIDE
since 20192.284.904.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126A0070/00Y002 | Flanders | 1,073 m² | 1 · 171 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENGCODE
BE 0727.743.587
Houthalen-Helchteren · Eq €598,905
NOTARIS ANNELIES VERSTRAETE
BE 0862.405.026
Sint-Niklaas · Eq €608,407
Van Campenhout, Arnauts & Willems
BE 0476.545.360
Keerbergen · Eq €578,571
Notaris Michel ROBEYNS
BE 0864.326.913
Antwerpen · Eq €623,810
Etude GREGOIRE, notaires associés
BE 0862.304.066
Wanze · Eq €564,159
Of 686 companies in sector 74112 we hold annual accounts for 312. 225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-01-2019
Fiscal year end30-06
Activities, NACEBEL 2025
74112Other professional, scientific and technical activities
46180Agents specialised in the wholesale of other particular products
62900Other information technology and computer services
Contact
E-mail
cfivez.inside@gmail.comLeuven
Phone
0498/16.94.95Leuven
E-invoicing
Reachable via Peppol
Peppol ID
0208:0718716550
Also
9925:BE0718716550
Registered
19-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.