Equity
€12,167 from €53,332 in 2024
Equity fell by 77% in 1 year.
Inserthere
Overview
Lifetime
5 annual accounts with figures on one time axispeak €51,756 (2023)
-€15,184▼ €53,646
lowest -€41,164 (2025)
-€41,164▼ €47,513
peak €53,332 (2024)
€12,167▼ 77.2%
€98,302▲ 28.4%
Board2 names since 2021
2 directors and 1 other
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €38,462 to -€15,184Loss of €41,164Equity from €53,332 to €12,167Debts from €76,584 to €98,302Cash from €13,308 to €17,521
Key points
from the 2025 annual accountsDebts
€98,302 89% of the balance sheet
Financial debts 28%Suppliers 3%Taxes and wages 1%Other 68%
Of this, €83,497 falls due within a year.
Liquidity
0.39 was 0.86 in 2024
Short-term debts rose from €49,570 to €83,497.
Filings
5 annual accounts 2 late
The 2021 accounts came latest: 30 days after the end of the period.
Starting capital
€2,000 100 shares
Position in the sector
-€41,164
Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,223 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,133 companies had the same profile as Inserthere has now. Each dot stands for 3 companies, two years later.
86.3%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for Inserthere. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 10-03-2021
Director, since 28-11-2022
- 100 sharesdeed of 10-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0764750770
Appointment: (director)
General meeting of 28-11-2022 · Gazette deed
Incorporation
Founding capital of €2,000, 100 shares · Founder: · Appointment: (director) · published on 10-03-2021 · Gazette deed
First establishment
Potestraat 24 A, Herent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Inserthere Herent | €110,469 | -€15,184 | 11.0% | - |
| Haccour Tienen | €95,428 | -€7,796 | 89.7% | - |
| DOLERO Diest | €102,285 | -€5,110 | 87.9% | - |
| THE GOOD YIELD Braine-le-Comte | €110,415 | -€11,539 | 1.8% | - |
| GorillaInk Uccle | €105,331 | -€40,971 | -33.8% | - |
| VERPO Consulting Retie | €105,843 | -€21,569 | 87.2% | - |
| AvantSage Woluwe-Saint-Pierre | €103,969 | -€43,810 | 19.2% | - |
These companies have the same main activity as Inserthere: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €95,400 and €110,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 08-03-2021Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 7 others
- Establishment unit
- 2.314.487.0093020 Herent, since 08-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 31-03-2024
Annual accounts 2025
- -€15,184
- €41,164
- €12,167▼ 77.2%
- €110,469▼ 15.0%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on Inserthere
Inserthere files the micro format. That format states no turnover. The gross margin fell from €21,227 in 2021 to -€15,184 in 2025.
The balance sheet grew most in 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-06-2026, 42 days before the deadline-€15,184
▼ €53,646
-€36,514
▼ €51,678
-€41,164
▼ €47,513
-€51,166
▼ €44,390
11.0%
▼ 30.0 percentage points
0.39
▼ 0.48
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €110,469 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
11.0%
Higher than 15% of 21,217 companies in 2025.
0.39
Lower than 95% of 20,581 companies in 2025.
-37.3%
Lower than 95% of 20,756 companies in 2025.
Inserthere
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
110,469 | 129,916 | 130,819 | 39,997 | 42,582 | |
21/28 |
78,138 | 87,121 | 97,921 | 5,876 | 3,010 | |
22/27 |
78,138 | 87,121 | 97,921 | 5,876 | 3,010 | |
23 |
41,249 | 46,115 | 43,867 | 3,104 | 3,010 | |
24 |
36,889 | 41,006 | 54,055 | 2,772 | - | |
29/58 |
32,331 | 42,794 | 32,898 | 34,121 | 39,571 | |
3 |
3,500 | - | - | - | - | |
30/36 |
3,500 | - | - | - | - | |
40/41 |
11,202 | 29,034 | 17,837 | 19,372 | 29,669 | |
40 |
8,666 | 16,570 | 16,017 | 13,115 | 26,805 | |
41 |
2,536 | 12,464 | 1,821 | 6,257 | 2,864 | |
54/58 |
17,521 | 13,308 | 15,004 | 14,050 | 8,505 | |
490/1 |
108 | 453 | 56 | 699 | 1,397 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
110,469 | 129,916 | 130,819 | 39,997 | 42,582 | |
10/15 |
12,167 | 53,332 | 46,983 | 22,947 | 16,382 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
13 |
10,167 | 51,332 | 44,983 | 20,947 | 14,382 | |
133 |
10,167 | 51,332 | 44,983 | 20,947 | 14,382 | |
17/49 |
98,302 | 76,584 | 83,837 | 17,050 | 26,200 | |
17 |
14,805 | 27,014 | 38,796 | - | - | |
170/4 |
14,805 | 27,014 | 38,796 | - | - | |
42/48 |
83,497 | 49,570 | 45,041 | 17,050 | 26,200 | |
42 |
12,209 | 11,782 | 11,369 | - | - | |
43 |
12,514 | 10,464 | - | - | - | |
430/8 |
12,514 | 10,464 | - | - | - | |
44 |
3,308 | 2,259 | 2,757 | 2,223 | 6,164 | |
440/4 |
3,308 | 2,259 | 2,757 | 2,223 | 6,164 | |
45 |
526 | 18,060 | 21,818 | 14,827 | 13,125 | |
450/3 |
526 | 16,060 | 19,818 | 14,827 | 13,125 | |
454/9 |
0 | 2,000 | 2,000 | - | - | |
47/48 |
54,939 | 7,005 | 9,098 | - | 6,911 | |
| Income statement | ||||||
9900 |
-15,184 | 38,462 | 51,756 | 13,006 | 21,227 | |
630 |
20,170 | 19,134 | 16,296 | 1,379 | 193 | |
640/8 |
1,160 | 4,163 | 908 | 920 | 990 | |
9901 |
-36,514 | 15,165 | 34,552 | 10,707 | 20,044 | |
75/76B |
0 | 588 | 200 | 0 | - | |
75 |
0 | 588 | 200 | 0 | - | |
65/66B |
4,651 | 4,997 | 3,549 | 450 | 699 | |
65 |
4,651 | 4,997 | 3,549 | 450 | 699 | |
9903 |
-41,164 | 10,756 | 31,203 | 10,257 | 19,346 | |
67/77 |
0 | 4,407 | 7,167 | 3,692 | 4,964 | |
9904 |
-41,164 | 6,349 | 24,036 | 6,565 | 14,382 | |
9905 |
-41,164 | 6,349 | 24,036 | 6,565 | 14,382 | |
| Appropriation of the result | ||||||
9906 |
-41,164 | 6,349 | 24,036 | 6,565 | 14,382 | |
791/2 |
41,164 | - | - | - | - | |
691/2 |
0 | 6,349 | 24,036 | 6,565 | 14,382 | |
6921 |
0 | 6,349 | 24,036 | 6,565 | 14,382 | |
| Document | ||||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00177372 | |
| 31-12-2024 | micro format | 19-06-2025 | 2025-00154899 | |
| 31-12-2023 | micro format | 25-06-2024 | 2024-00160654 | |
| 31-12-2022 | micro format | 29-08-2023 | 2023-00369599 | |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20389940 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| -16,344 | 34,299 | 50,848 | 12,086 | 20,237 | ||
| -20,995 | 25,483 | 40,332 | 7,944 | 14,574 | ||
| 11,186 | 8,334 | 111,114 | 4,245 | 3,203 | ||
| 4,214 | -1,696 | 955 | 5,544 | - | ||
| -51,166 | -6,776 | -12,143 | 17,071 | 13,372 | ||
| 11.0% | 41.1% | 35.9% | 57.4% | 38.5% | ||
| 0.39 | 0.86 | 0.73 | 2.00 | 1.51 | ||
| 0.35 | 0.86 | 0.73 | 2.00 | 1.51 | ||
| 8.08 | 1.44 | 1.78 | 0.74 | 1.60 | ||
| -338.3% | 11.9% | 51.2% | 28.6% | 87.8% | ||
| -37.3% | 4.9% | 18.4% | 16.4% | 33.8% | ||
| -3.51 | 6.86 | 14.33 | 26.84 | 28.97 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €11,186 | €8,334 | €111,114 | €4,245 | €3,203 |
| Financial fixed assets | €0 | - | - | - | - |
| €20,170 | €19,134 | €16,296 | €1,379 | €193 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on Inserthere
The operating result for 2025 is a loss of €36,514, after a profit of €15,165 in 2024. It is the lowest result since 2021.
Debt's share of the balance-sheet total rises from 58.9% to 89.0%. Equity is lower and debt is higher.
Board & ownership
Board
2 directors, no change since 2022Director (not named in the articles)
since 10-03-2021
listed in the 2025 annual accounts, filed on 19-06-2026
Director
since 28-11-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 19-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 10-03-2021
Mandates through the years
2 names, the dashed line is todayDirector (not named in the articles)
Director
Board
Mandates as a list
-
- Director (not named in the articles), from 10-03-2021 to date
-
- Director, from 28-11-2022 to date
Control
Founder
This company
Inserthere
Equity €12,167
Loss €41,164 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €122 in 2025
- Source
- deed of 10-03-2021
Articles of association
deed of 10-03-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of June at 18:00
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Een of meerdere vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding bepalen, bij ontbinding om welke reden en op welk ogenblik ook”
Shareholders
At incorporation
deed of 10-03-2021 ↗
- 100 shares (100%) · €2,000 in cash
Network & group
No group
Inserthere has no parent and no holdings in its annual accounts.
Earlier ties
via , no longer at · Manager · deed of 16-08-2016 No longer active |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
11 events since 2021Board
Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 42 days before the deadline
2025
Weakest financial year net -€41,164 The net result drops to -€41,164, the lowest from 2021 to 2025.
Annual accounts 2024 filed PDFmicro format · 42 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 36 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0764750770
2023
Highest result from 2021 to 2025 net €24,036 ▲266% The operating result of €34,552 and the net result of €24,036 are both a record.
Annual accounts 2022 filed PDFmicro format · 29 days late
Appointment: (director)General meeting of 28-11-20222 points ▸
- General meeting, 28-11-2022
- Director appointment,
2022
Annual accounts 2021 filed PDFmicro format · 30 days late
2021
IncorporationFounding capital of €2,000, 100 shares · Founder: · Appointment: (director) · published on 10-03-20213 points ▸
- Founder,
- Founding capital, €2,000, 100 shares
- Director appointment, (director (not named in the articles))
- The deed holds 2 more points.
First establishment Potestraat 24 A, Herent
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0764.750.770
- VAT number
- BE 0764.750.770
- Peppol ID
- 0208:0764750770
- Other Peppol ID
- 9925:BE0764750770
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-03-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of June at 18:00deed of 10-03-2021 (in Dutch)
- Peppol
- Reachable since 31-03-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Inserthere in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-03-2021 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
18120
Other printing
Codes under NACEBEL 2008
62020
IT consultancy main activity
18120
Printing and reproduction of recorded media
46160
Wholesale trade
47716
Retail trade
47910
Retail trade
74101
Other professional, scientific and technical activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het analyseren en ontwerpen van computersystemen waarbij hardware, software en communicatietechnologie worden geïntegreerd. De…”deed of 10-03-2021 (in Dutch)
23 activities
- Het analyseren en ontwerpen van computersystemen waarbij hardware, software en communicatietechnologie worden geïntegreerd. De dienstverlening kan ook een opleiding voor de desbetreffende gebruikers omvatten;
- Het ontwerpen en programmeren van computerprogramma’s zoals het ontwerpen van de structuur, de inhoud en/of het schrijven van programma’s voor de creatie en de implementatie van: softwaresystemen, informatie toepassingen, databestanden, webpagina’s en andere digitale visualisaties, en de updates en de correcties hiervan;
- Aanpassen, configureren en ontwikkelen van bestaande en nieuwe applicaties zodat deze functioneel kunnen worden gebruikt door de klant;
- Het verlenen van advies over soorten computers en aanverwanten (hardware) en hun configuratie en over de toepassing van de bijhorende programma’s (software), alsook het analyseren van de behoeften en problemen van de klant en het bieden van de beste oplossing;
- Het onderhoud en/of de reparatie van computers en randapparatuur;
- Alle overige diensten op het gebied van informatietechnologie en hardware / software systemen;
- Grafisch ontwerp, webdesign, logo en huisstijl ontwerp;
- Ontwerpen en ontwikkelen van virtual- en augmented reality en artificiële intelligentie apparatuur en programma’s;
- De groot- en kleinhandel in computers, randapparatuur, software met inbegrip van videogames, andere kantoormachines, spelconsoles, virtual- en augmented reality en artificiële intelligentie en alles wat voortvloeit uit voorgaande opsomming;
- De detailhandel in telecommunicatieapparatuur, kantoormeubelen en informatiedragers;
- De detailhandel en installatie in en van domotica apparatuur en programmatuur;
- De detailhandel en installatie in en van hardware en andere IT bijhorigheden;
- De installatie van programma’s op allerhande hardware;
- Het beheer van computerfaciliteiten zoals systeem- en netwerkbeheer of management van computersystemen en/of gegevensverwerkende apparatuur bij klanten, alsmede de gerelateerde ondersteunende diensten;
- Gegevensverwerking, webhosting en aanverwante activiteiten, de activiteiten in verband met gespecialiseerde hosting, webhosting, streaming services, application hosting, het voorzien van toepassingsmodaliteiten, het ter beschikking stellen aan klanten van mainframefaciliteiten op basis van tijdsgebruik, de volledige verwerking van gegevens voor rekening van derden, het maken van gespecialiseerde rapporten op basis van gegevens die geleverd worden door de klant, het nummeren van documenten, het invoeren van gegevens;
- Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van derden;
- Het permanent beheren van, en werken met, de gegevensverwerkende apparatuur van derden;
- Samenstelling van databanken door samenbrengen en het al dan niet interpreteren van bestaande gegevens uit verschillende bronnen: uurroosters, industriële catalogi, wetenschappelijke gegevens en aanverwanten;
- Het ontwerpen, voeren, plaatsen en verspreiden van reclamecampagnes inclusief buitenreclame en luchtreclame via kranten, tijdschriften, radio, televisie, internet of andere media op voertuigen en het verspreiden van monsters;
- Het organiseren en bijwonen van evenementen;
- Het geven van cursussen en bijlessen;
- Het verlenen van diensten, bijstand, advies en leiding aan bedrijven, privé personen en instellingen, voornamelijk doch niet uitsluitend op het vlak van (dagelijks) management, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis;
- De medewerking aan, redactionele leiding van, uitgave en publicatie van boeken, tijdschriften en audiovisuele media.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Potestraat 24 A registered office 3020 Herent | 08-03-2021 | 2.314.487.009 |
Buildings and parcels at the address
- Ground area
- 668 m²
- Buildings
- 158 m²
- Volume, LiDAR
- 162 m³
- Tallest building
- 9.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24127A0411/00F004 | 668 m² | 1 · 158 m² | 9.3 m · 1 |