Equity
€1,000 from €123,336 in 2024
Equity fell by 99% in 1 year.
Insert Data
Lifetime
4 annual accounts with figures on one time axispeak €71,212 (2024)
€67,341▼ 5.4%
peak €53,349 (2023)
€49,302▼ 4.3%
peak €123,336 (2024)
€1,000▼ 99.2%
€65,756▲ 531%
Board1 name since 2022
1 directorVERMEIREN Timothy
Documentsfilings and deeds
10-03-2026143 days before the deadline
2025micro format
Dividend €171,637Equity from €123,336 to €1,000Debts from €10,422 to €65,756
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The micro format states no turnover.
Debts
€65,756 99% of the balance sheet
Suppliers 1%Taxes and wages 14%Other 85%
Liquidity
0.97 was 12.27 in 2024
Short-term debts rose from €10,422 to €65,756.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 118 to 143 days before the end of the period.
Position in the sector
€1,000
Less equity than 90% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Checked score
91
Excellent
Financially stronger than 31% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €1,000 (1.5% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 0.97, cash €42,168
Size: total assets €66,756
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 10% of them on solvency, 27% on liquidity, 82% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as Insert Data has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Insert Data itself is lower: 0.1% within 12 months. It rests on far more data about Insert Data than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for Insert Data. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
143 days early
2024
142 days early
2023
120 days early
2022
118 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 131 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 March (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0790223069
Incorporation
Founding capital of €1,000, 100 shares · Founder: VERMEIREN Timothy · Appointment: VERMEIREN Timothy (director) · published on 01-09-2022 · Gazette deed
First establishment
Bergstraat 5, Zemst
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Insert Data Zemst | €66,756 | €67,341 | 1.5% | - |
| Kotuha Leuven | €61,203 | €65,020 | 90.6% | - |
| Shalini Parekh Herent | €57,687 | €68,549 | 18.6% | - |
| MaxLab Rotselaar | €74,102 | €76,912 | 0.1% | - |
| Oh Shift Ghent | €66,719 | €69,465 | 93.5% | - |
| Mane Consultancy Mechelen | €64,372 | €65,718 | 94.0% | - |
| Smitten Kortrijk | €66,714 | €70,478 | 37.5% | - |
These companies have the same main activity as Insert Data: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €57,700 and €74,100, founded in 2022.
Official details
Source: KBO- Status
- Active since 30-08-2022Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.334.864.9271982 Zemst, since 30-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €66,756▼ 50.1%
- Filing
- Filed on 10-03-2026, 143 days before the end of the filing period
Insights on Insert Data
Insert Data files the micro format. That format states no turnover. The gross margin rose from €22,315 in 2022 to €67,341 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Insert Data
- What is the company number of Insert Data?
- The company number of Insert Data is 0790.223.069. The VAT number is the same number with BE in front: BE 0790.223.069.
- Where is Insert Data based?
- The registered office is at Bergstraat 5, 1982 Zemst.Company details
- What does Insert Data do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Insert Data?
- Insert Data is a private limited company (BV).
- When was Insert Data founded?
- Insert Data was founded on 30-08-2022.
- Is Insert Data still active?
- Yes, Insert Data is an active enterprise in the KBO register.
- What is the turnover of Insert Data?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €67,341 and 60 comparable companies (NACE 62200). It probably lies between €120,000 and €170,000.Financials
- Is Insert Data profitable?
- In financial year 2025, Insert Data made a profit of €49,302.
- Where can I find the annual accounts of Insert Data?
- Insert Data filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Insert Data due?
- Insert Data must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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