INSENTIS

Active

Private limited companyfounded 201214 yrs activeMagerman 51, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0843.791.320

INSENTIS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €197k and a net result of €94k. Its solvency ranks better than 40% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Watch Print / PDF

Checked score

Score 2025

90 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability99▼-1

Solvency76▲+15

Growth78

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €17k at 30 days acceptable

Liquidity ample (current ratio 8.91 against 6.9 in 2024; short-term debt: 10% and cash: 23.1% of total assets), and 48.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

51.3%

Return on assets

24.4%

Age of the figures

9 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

122 d early

2024

105 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€197k▲ 75.8%

2024 · €112k

2024: €112k

2024 → 2025

Total assets

€384k▲ 22.7%

2024 · €313k

2024: €313k

2024 → 2025

Net result

€94k▲ 12.7%

2024 · €83k

2024: €83k

2024 → 2025

Working capital

€305k▲ 35.0%

2024 · €226k

2024: €226k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€112k-€197k▲ 75.8%

Operating result€123k-€135k▲ 9.1%

Net result€83k-€94k▲ 12.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 9% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €384k

11%

89.4%

Fixed assets €41k▼ 17.0%

Current assets €343k▲ 30.1%

Equity and liabilities €384k

51.3%

48.7%

Equity €197k▲ 75.8%

Debt €187k▼ 7.0%

The debt ratio falls from 64.2% to 48.7%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€145k▲

2024 · €134k

Cash flow

€104k▲

2024 · €94k

Solvency

51.3%▲

2024 · 35.8%

Current ratio

8.91▲

2024 · 6.90

Quick ratio

8.91▲

2024 · 6.89

Debt / equity

0.95▼

2024 · 1.79

ROE

47.6%▼

2024 · 74.3%

ROA

24.4%▼

2024 · 26.6%

Interest coverage

32.79▲

2024 · 23.93

Debt

€187k▼

2024 · €201k

Debt ≤ 1 year

€39k▲

2024 · €38k

Debt > 1 year

€149k▼

2024 · €162k

Income taxes

€46k▲

2024 · €41k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€313k€384k▲

Fixed assets21/28€49k€41k▼

Tangible fixed assets22/27€49k€41k▼

Land and buildings22€32k€27k▼

Plant, machinery and equipment23€12k€10k▼

Furniture and vehicles24€6k€4k▼

Current assets29/58€264k€343k▲

Amounts receivable after more than one year29€175k€175k=

Other amounts receivable291€175k€175k=

Stocks and contracts in progress3€375€0▼

Stocks30/36€375€0▼

Amounts receivable within one year40/41€20k€72k▲

Trade receivables40€20k€41k▲

Other amounts receivable41€385€30k▲

Cash at bank and in hand54/58€61k€89k▲

Deferred charges and accrued income490/1€8k€8k▼

Equity and liabilities

Total equity and liabilities10/49€313k€384k▲

Equity10/15€112k€197k▲

Contributions10/11€5k€5k=

Reserves13€126k€211k▲

Distributable reserves133€126k€211k▲

Profit (loss) carried forward14€-18k€-18k=

Amounts payable17/49€201k€187k▼

Amounts payable after more than one year17€162k€149k▼

Financial debts170/4€162k€149k▼

Amounts payable within one year42/48€38k€39k▲

Current portion of amounts payable after more than one year42€13k€14k▲

Financial debts43€51€268▲

Credit institutions430/8€51€268▲

Trade debts44€5k€3k▼

Suppliers440/4€5k€3k▼

Taxes, remuneration and social security45€15k€22k▲

Taxes450/3€15k€22k▲

Other amounts payable47/48€5k€325▼

Accrued charges and deferred income492/3€638€0▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼

Other operating charges640/8€2k€2k▲

Gross operating margin9900€136k€146k▲

Operating profit (loss)9901€123k€135k▲

Financial income75/76B€6k€10k▲

Recurring financial income75€6k€10k▲

Financial charges65/66B€6k€4k▼

Recurring financial charges65€6k€4k▼

Profit (loss) for the period before taxes9903€124k€140k▲

Income taxes67/77€41k€46k▲

Profit (loss) for the period9904€83k€94k▲

Profit (loss) for the period to be appropriated9905€83k€94k▲

Appropriation of the result

Profit (loss) to be appropriated9906€65k€75k▲

Profit (loss) brought forward from the previous period14P€-18k€-18k=

Transfer from equity791/2-€9k

Transfer to equity691/2€83k€94k▲

To other reserves6921€83k€94k▲

Profit to be distributed694/7-€9k

Return on contributions (dividend)694-€9k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €150kEq €197k ▲75.8%

2 profitable years in a row build equity to €197k.

17-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Oud-Turnhout · 1 establishment unit since 2012

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Magerman 512360 Oud-Turnhout

Ground area

467 m²

Building footprint

139 m²

Volume, LiDAR

921 m³

Parcel 13482F0080/00R000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

INSENTIS

Magerman 51, 2360 Oud-TurnhoutComputer programming, consultancy and related activities

since 20122.207.037.337

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13482F0080/00R000	Flanders	467 m²	1 · 139 m²	10.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

THUISVERPLEGING KRIS VANHOUTTE

BE 0866.490.013

Damme · Eq €197k

PSYLABO, adviesbureau voor psychologische diagnostiek, expertise en counseling

Of 10,459 companies in sector 86995 we hold annual accounts for 885. 654 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-02-2012

Fiscal year end31-12

Activities, NACEBEL

86909Human health activities

86995Nutrition and dietetics services

62020IT consultancy

62200Computer consultancy and computer facilities management

86904Human health activities

86931Psychology services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.