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INSALE

Active
Private limited companyfounded 2024active for 1 yearStationsstraat 10, 8580 Avelgem, BelgiumKBO/BCE: BE 1017.379.253
Summary

INSALE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,423 and a net result of €30,089. Its solvency ranks better than 29% of 8,575 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 13-12-2024 Normal situation
Activity
Advertising agencies NACE 73110and 4 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment units
2.367.915.696 8580 Avelgem, since 13-12-2024
2.373.764.204 8501 Kortrijk, since 20-05-2025and 1 other
Financial year end
31 December
Peppol
Reachable since 03-02-2026

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€207,690
Turnover
≈ €380,000
estimated
Profit
€30,089
Equity
€33,423
Total assets
€127,225
Employees on 31-12-2025
9
  • €15,029 of overdue tax debts on 31-12-2025
Filed on 08-07-2026, 23 days before the deadline
Score breakdownraises riskFounded in 2024Size: total assets €127,225Liquidity: current ratio 1.26, cash €1,997lowers riskSector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 38% of micro companies in advertising and market research (NACE 73)
Financial strength
Average
Solvency 51
equity 26.3% of total assets
Liquidity 12
short-term debt 73.7% · cash 1.6%
Profitability 98
return on assets 23.7%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 01-2026: 1.1%lowest value 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.4%▲ +0.2 percentage points vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 1.1%▼ -0.4 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26, below the usual 1.5. Short-term debt is 73.7% and cash 1.6% of total assets. 73.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 31% of them on solvency, 8% on liquidity and 75% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Size: total assets €127,225
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.26, cash €1,997
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
23 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Higher gross margin than 92% of companies in advertising and market researchsector median €37,494 · 8,570 companies €207,690 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointments: HYSENI Gzim (director) and SEYS Morgane Ria (director)
All 2 events

Comparable companies

These companies have the same main activity as INSALE: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €109,000 and €141,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
INSALE Avelgem€127,225€207,690
Tallieu & Tallieu Gent€108,757€173,835
LEGOSCHAALMODELLEN Wijnegem€110,670€128,549
CREATUS GROUP Genk€140,863€254,948
Ventis Secundis Elsene€128,217€117,155
EVOLIUM Zaventem€118,360€134,822
The Secret Life Elsene€112,638€109,823
Full comparison

Key facts about INSALE

What is the company number of INSALE?
The company number of INSALE is 1017.379.253. The VAT number is the same number with BE in front: BE 1017.379.253.
Where is INSALE based?
The registered office is at Stationsstraat 10, 8580 Avelgem.Company details
What does INSALE do?
According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of INSALE?
The legal form of INSALE is Private limited company (BV).
When was INSALE founded?
INSALE was founded on 13-12-2024.
Is INSALE still active?
Yes, INSALE is an active enterprise in the KBO register.
How many employees does INSALE have?
INSALE had an average of 5.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does INSALE fall under?
In its 2025 annual accounts, INSALE states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of INSALE?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €207,690 and 38 comparable companies (NACE 73). It probably lies between €290,000 and €760,000.
Is INSALE profitable?
In financial year 2025, INSALE made a profit of €30,089.
Where can I find the annual accounts of INSALE?
INSALE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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