INSAF & IDAYA

Active

Private limited companyfounded 20242 yrs activeVanderdussenstraat 50, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 1009.393.282

Summary

INSAF & IDAYA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,576 and a net result of €2,576. The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch Report Compare

INSAF & IDAYAActiveChecked score 64/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€21,377total assets 2025

Equity: €7,576
Profit: €2,576

Turnover not published (abridged schema)

Financial health

64 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Accounts 18 d early0 of 1 deed read

Why 64- Founded in 2024- No main activity registered+ Liquidity: current ratio 1.47, cash €8,789+ Size: total assets €21,377Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 55% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 60

equity 35.4% of total assets

Liquidity 66

short-term debt 64.6% · cash 41.1%

Profitability 84

return on assets 12.1%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 8 months 03-2026: 1.0% 04-2026: 1.0%▼ -0.6% vs 03-2026 05-2026: 1.0%▼ -1.4% vs 04-2026lowest value 06-2026: 1.3%▲ +23.6% vs 05-2026 07-2026: 1.3%● 0.0% vs 06-2026 08-2026: 1.3%▲ +3.3% vs 07-2026 09-2026: 1.4%▲ +9.2% vs 08-2026 10-2026: 1.5%▲ +2.2% vs 09-2026highest value

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 1.47, cash €8,789 lowers the probability
No main activity registered raises the probability
Size: total assets €21,377 lowers the probability for this profile

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 36%, liquidity 62%, profitability 67%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.