Financials
- Fiscal year
- 2024
- Total assets
- €78,656
- Profit
- €39,096
- Solvency
- 60.8%
Total assets▲ 33.3%
Net result
20222024
INSAF CONCEPT
ActiveSummary
INSAF CONCEPT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47,827 and a net result of €39,096. Equity is growing by ~108.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 3543 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Washing and cleaning of motor vehicles
NACE 95316NACE 45206
#8 company by equity in Kraainem, Other services sector1 site
How big
€78,656total assets 2024
- Equity
- €47,827
- Profit
- €39,096
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 1 deed read
Why 71- Limited track record+ Lower-failure-rate sectorFiled after the deadlineShow the evidence
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency86▲+29
Growth78=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.41 against 1.43 in 2023; short-term debt: 39.2% and cash: 0.1% of total assets), and 39.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2023
67 d late
2022
192 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 106 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2022net €39,096 ▲46.4%
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2024
- 27-09-2025Annual accounts filed
- 31-12-2024Highest result since 2022
- 06-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Washing and cleaning of motor vehiclesNACE 95316
- Founded
- 16-12-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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