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INS & LEX

Active Private limited companyfounded 2021active for 5 yearsMulderslaan 90, 1160 AuderghemKBO/BCE: BE 0774.787.993

Lifetime

4 annual accounts with figures on one time axis
peak €11,688 (2022)
€10,355▲ 256%
lowest -€235 (2023)
€5,233▲ 708%
peak €7,233 (2025)
€7,233▲ 262%
€4,763▼ 47.8%
Board2 names since 2021
2 directors and 1 other
Documentsfilings and deeds
30-03-202631 days before the deadline
2025micro format
Gross margin from €2,912 to €10,355Result from €647 to €5,233Equity from €2,000 to €7,233Debts from €9,117 to €4,763Cash from €2,790 to €4,753

Key points

from the 2025 annual accounts

Turnover

≈ €48,000 estimated

The micro format states no turnover.

Liquidity

2.07 was 1.01 in 2024

Short-term debts fell from €9,117 to €4,763.

Position in the sector

€7,233

Less equity than 84% of companies in head offices and management consultancy. Sector median €79,315 · 41,250 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,969 companies had the same profile as INS & LEX has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,969 companies, not a prediction for INS & LEX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director, since 29-09-2021
Director, since 29-09-2021
  • 99 sharesdeed of 01-10-2021
  • 1 sharedeed of 01-10-2021
Board & ownership

Recent changes

Registered office moved within Brussels New registered office: 90, avenue des Meuniers à 1160 Bruxelles · Previous registered office: 127, avenue Lambeau à 1200 Bruxelles · General meeting of 05-02-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0774787993
First establishment Mulderslaan 90, Auderghem
Incorporation Founding capital of €2,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 01-10-2021 · Gazette deed
All 12 events

Comparable companies

same main activity, similar in size and age
Company
INS & LEX Auderghem €11,996 €10,355 60.3% -
ALEXANDRA YAGHIL Forest €13,258 €10,983 22.6% -
we.bridge Deinze €11,025 €11,407 -65.0% -
GVDS Advies Schoten €15,163 €10,846 47.9% -
Digital Skippers Europe Woluwe-Saint-Pierre €9,650 €11,226 100.0% -
AK BUREAU Anderlecht €10,739 €10,205 59.5% -
NVRGIVUP Brussels €13,869 €7,705 82.9% -

These companies have the same main activity as INS & LEX: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €9,650 and €15,200, founded between 2020 and 2022.

Official details

Source: KBO
Status
Active since 29-09-2021Normal situation
Activity
Business and other management consultancyNACE 70200and 2 others
Establishment unit
2.322.458.4291160 Auderghem, since 01-10-2021
Financial year end
30 September
Peppol
Reachable since 11-12-2025
Company details

Annual accounts to 30-09-2025

€11,996▲ 7.9%
Filing
Filed on 30-03-2026, 31 days before the end of the filing period
Financials

Insights on INS & LEX

INS & LEX files the micro format. That format states no turnover. The gross margin fell from €11,688 in 2022 to €10,355 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about INS & LEX

What is the company number of INS & LEX?
The company number of INS & LEX is 0774.787.993. The VAT number is the same number with BE in front: BE 0774.787.993.
Where is INS & LEX based?
The registered office is at Mulderslaan 90, 1160 Auderghem.Company details
What does INS & LEX do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of INS & LEX?
INS & LEX is a private limited company (BV).
When was INS & LEX founded?
INS & LEX was founded on 29-09-2021.
Is INS & LEX still active?
Yes, INS & LEX is an active enterprise in the KBO register.
How many employees does INS & LEX have?
INS & LEX had an average of 1.5 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of INS & LEX?
The turnover in financial year 2025 is ≈ €48,000. This figure is estimated from the gross margin of €10,355 and 206 comparable companies (NACE 70200). It probably lies between €22,000 and €96,000. It is a rough estimate.
Is INS & LEX profitable?
In financial year 2025, INS & LEX made a profit of €5,233.
Where can I find the annual accounts of INS & LEX?
INS & LEX filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of INS & LEX due?
INS & LEX must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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