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INRESTO

Active
Public limited companyfounded 198838 yrs activeKruidtuinlaan 12-13, 1000 Brussel, BelgiumKBO/BCE: BE 0433.830.718
Summary

The computed 12-month bankruptcy probability of INRESTO is 1.8% (moderate). The 2024 annual accounts show equity of €141,315 and a net result of -€92,889. Equity is shrinking by ~16.1% per year across the filed fiscal years. The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€250,371total assets 2024
Staff
1 FTE
Equity
€141,315
Loss
-€92,889
Financial health
53 Fair Checked score 2024
Bankruptcy chance 12 m
1.8%
Structure
Parent
IBERIBEL · 84.49%
Accounts 64 d overdue0 of 7 deeds read
Why 53- Loss of €92,889, the second in a row (FY 2024)- Figures for FY 2024 (filed 18-06-2025)- No main activity registered+ Size: total assets €250,371Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 22% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 81-19
equity 56.4% of total assets
Liquidity 44-12
short-term debt 43.6% · cash 11.9%
Profitability 0=
return on assets -37.1%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 22 months 01-2025: 0.4% 02-2025: 0.4%▲ +0.7% vs 01-2025 03-2025: 0.4%▼ -1.4% vs 02-2025lowest value 04-2025: 0.4%▲ +1.9% vs 03-2025 05-2025: 0.4%▲ +0.7% vs 04-2025 06-2025: 0.5%▲ +11.8% vs 05-2025 07-2025: 0.9%▲ +83.5% vs 06-2025 08-2025: 0.9%● 0.0% vs 07-2025 09-2025: 0.9%● 0.0% vs 08-2025 10-2025: 0.9%● 0.0% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -1.6% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%▲ +4.6% vs 02-2026 04-2026: 0.9%▲ +2.7% vs 03-2026 05-2026: 0.9%▼ -5.0% vs 04-2026 06-2026: 1.0%▲ +10.9% vs 05-2026 07-2026: 1.0%▲ +3.5% vs 06-2026 08-2026: 1.4%▲ +41.3% vs 07-2026 09-2026: 1.4%▲ +1.0% vs 08-2026 10-2026: 1.8%▲ +28.2% vs 09-2026highest value
  • Size: total assets €250,371 lowers the probability for this profile
  • Loss of €92,889, the second in a row (FY 2024) raises the probability
  • Figures for FY 2024 (filed 18-06-2025) raises the probability
  • No main activity registered raises the probability
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.89 against 5.64 in 2023; short-term debt: 43.6% and cash: 11.9% of total assets), and 43.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 48%, liquidity 26%, profitability 4%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €250,371
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €92,889, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 18-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€92,889
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
50 d early
2023
68 d late
2022
122 d late
2021
1 d late
2020
20 d late
2019
42 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 34 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€92,889
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 7 loss-making years in a rowloss fiscal year 2024 -€92,889 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Caution: Equity fell in 2024from €234,204 to €141,315 ▼ 39.7% View
  • Controlled by IBERIBEL 84.49% View

By topic

Financials

Fiscal year
2024
Total assets
€250,371
Loss
-€92,889
Solvency
56.4%
Total assets▼ 0.3%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 11-06-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 07-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
28-03-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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