Inquirendi
ActiveInquirendi has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €12k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency71▼-29
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 7.37 in 2024; short-term debt: 54% and cash: 55.6% of total assets), but 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
11.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
4 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 53.2%
2024 · €97k
2021: €13k
2022: €49k
2023: €66k
2024: €97k
2021 → 2025
Total assets
€99k▼ 11.3%
2024 · €112k
2021: €45k
2022: €71k
2023: €83k
2024: €112k
2021 → 2025
Net result
€12k▼ 66.1%
2024 · €34k
2021: €14k
2022: €38k
2023: €21k
2024: €34k
2021 → 2025
Working capital
€40k▼ 55.8%
2024 · €91k
2021: €-6k
2022: €29k
2023: €58k
2024: €91k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€49k▲ 265%€66k▲ 36.2%€97k▲ 47.0%€46k▼ 53.2%
Operating result€19k-€50k▲ 161%€29k▼ 42.4%€46k▲ 58.2%€17k▼ 62.6%
Net result€14k-€38k▲ 174%€21k▼ 46.0%€34k▲ 65.1%€12k▼ 66.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€5k▼ 15.1%
Current assets
€94k▼ 11.0%
Equity and liabilities €99k
Equity
€46k▼ 53.2%
Debt
€53k▲ 274%
The debt ratio rises from 12.8% to 54.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €50k
Cash flow
€15k▼
2024 · €38k
Solvency
46.0%▼
2024 · 87.2%
Current ratio
1.75▼
2024 · 7.37
Quick ratio
1.70▼
2024 · 7.37
Debt / equity
1.17▲
2024 · 0.15
ROE
25.5%▼
2024 · 35.3%
ROA
11.8%▼
2024 · 30.8%
Interest coverage
145.00▼
2024 · 479.12
Debt
€53k▲
2024 · €14k
Debt ≤ 1 year
€53k▲
2024 · €14k
Income taxes
€5k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€99k▼
Fixed assets21/28€6k€5k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€1k€722▼
Financial fixed assets28€363€363=
Current assets29/58€105k€94k▼
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€45k€34k▼
Trade receivables40€38k€29k▼
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€58k€55k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€112k€99k▼
Equity10/15€97k€46k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€95k€43k▼
Amounts payable17/49€14k€53k▲
Amounts payable within one year42/48€14k€53k▲
Financial debts43€509€164▼
Credit institutions430/8€509€0▼
Other loans439-€164
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€6k€48k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€51k€22k▼
Operating profit (loss)9901€46k€17k▼
Financial income75/76B€4€17▲
Recurring financial income75€4€17▲
Financial charges65/66B€104€138▲
Recurring financial charges65€104€138▲
Profit (loss) for the period before taxes9903€45k€17k▼
Income taxes67/77€11k€5k▼
Profit (loss) for the period9904€34k€12k▼
Profit (loss) for the period to be appropriated9905€34k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€106k▲
Profit (loss) brought forward from the previous period14P€64k€95k▲
Profit to be distributed694/7€3k€63k▲
Return on contributions (dividend)694€3k€63k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Weakest financial yearnet €12k ▼66.1%
Net result drops to €12k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 5.14
Current ratio from 2.28 to 5.14; short-term debt falls from €23k to €14k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €38k ▲174%
Operating result €50k, net result €38k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.28
Current ratio from 0.80 to 2.28; short-term debt falls from €28k to €23k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlinderstraat (P.) 129790 Wortegem-PetegemGround area
939 m²
Building footprint
203 m²
Volume, LiDAR
964 m³
Parcel 45039B0171/00Y000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inquirendi
since 20202.311.015.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45039B0171/00Y000 | Flanders | 939 m² | 1 · 203 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,320 EUR awarded · 1,320 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,320 EUR | 1,320 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.inquirendi.com
E-mail:an.cosaert@inquirendi.com