Inovatif
ActiveInovatif has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €140k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency82▼-18
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 3.56 in 2024; short-term debt: 43.3% and cash: 56.7% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
37.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
40 d early
2022
6 d early
2021
5 d early
2020
10 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▲ 10.4%
2024 · €193k
2019: €216k
2020: €101k
2021: €123k
2022: €108k
2023: €150k
2024: €193k
2019 → 2025
Total assets
€376k▲ 46.3%
2024 · €257k
2019: €231k
2020: €113k
2021: €130k
2022: €116k
2023: €167k
2024: €257k
2019 → 2025
Net result
€140k▲ 68.2%
2024 · €83k
2019: €66k
2020: €52k
2021: €22k
2022: €-14k
2023: €42k
2024: €83k
2019 → 2025
Working capital
€191k▲ 17.0%
2024 · €164k
2019: €194k
2020: €85k
2021: €112k
2022: €103k
2023: €150k
2024: €164k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€108k▼ 11.7%€150k▲ 38.6%€193k▲ 28.9%€213k▲ 10.4%
Operating result€30k-€-14k€50k€104k▲ 107%€184k▲ 76.2%
Net result€22k-€-14k€42k€83k▲ 99.6%€140k▲ 68.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 76% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376k
Fixed assets
€22k▼ 26.0%
Current assets
€354k▲ 55.7%
Equity and liabilities €376k
Equity
€213k▲ 10.4%
Debt
€163k▲ 155%
The debt ratio rises from 24.9% to 43.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€192k▲
2024 · €108k
Cash flow
€148k▲
2024 · €87k
Solvency
56.7%▼
2024 · 75.1%
Current ratio
2.17▼
2024 · 3.56
Quick ratio
2.17▼
2024 · 3.56
Debt / equity
0.76▲
2024 · 0.33
ROE
65.7%▲
2024 · 43.1%
ROA
37.2%▲
2024 · 32.4%
Interest coverage
1344.92▲
2024 · 532.09
Debt
€163k▲
2024 · €64k
Debt ≤ 1 year
€163k▲
2024 · €64k
Income taxes
€45k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€257k€376k▲
Fixed assets21/28€30k€22k▼
Tangible fixed assets22/27€30k€22k▼
Plant, machinery and equipment23€213€756▲
Furniture and vehicles24€29k€21k▼
Current assets29/58€228k€354k▲
Amounts receivable within one year40/41€23k€100k▲
Trade receivables40€22k€100k▲
Other amounts receivable41€1k€0▼
Current investments50/53-€40k
Cash at bank and in hand54/58€202k€213k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€257k€376k▲
Equity10/15€193k€213k▲
Contributions10/11€19k€19k=
Reserves13€175k€195k▲
Distributable reserves133€175k€195k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€64k€163k▲
Amounts payable within one year42/48€64k€163k▲
Trade debts44€3k€348▼
Suppliers440/4€3k€348▼
Taxes, remuneration and social security45€11k€32k▲
Taxes450/3€11k€32k▲
Remuneration and social security454/9€332€0▼
Other amounts payable47/48€50k€130k▲
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€109k€194k▲
Operating profit (loss)9901€104k€184k▲
Financial income75/76B€571€1k▲
Recurring financial income75€571€1k▲
Financial charges65/66B€203€143▼
Recurring financial charges65€203€143▼
Profit (loss) for the period before taxes9903€105k€185k▲
Income taxes67/77€21k€45k▲
Profit (loss) for the period9904€83k€140k▲
Profit (loss) for the period to be appropriated9905€83k€140k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€140k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€120k▲
Transfer to equity691/2€43k€140k▲
To other reserves6921€43k€140k▲
Profit to be distributed694/7€40k€120k▲
Return on contributions (dividend)694€40k€120k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €140k ▲68.2%
Operating result €184k, net result €140k, both a record.
31-03
Financial
Equity above €200kEq €213k ▲10.4%
3 profitable years in a row build equity to €213k.
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €150kEq €193k ▲28.9%
2 profitable years in a row build equity to €193k.
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-14k ▼166%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 16.60
Current ratio from 8.17 to 16.60; short-term debt falls from €12k to €7k.
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2019
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalterveld 99880 AalterGround area
1,009 m²
Building footprint
153 m²
Volume, LiDAR
920 m³
Parcel 44502C1004/00P002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inovatif
since 20162.251.634.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C1004/00P002 | Flanders | 1,009 m² | 1 · 153 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ENERCETEC
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2016
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.