INOFORMA
ActiveINOFORMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €49k and a net result of €8k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 58% of 7962 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
22 d early
2023
1 d early
2022
7 d early
2021
4 d early
2020
3 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 19.5%
2024 · €41k
2019: €56k
2020: €54k
2021: €54k
2022: €54k
2023: €72k
2024: €41k
2019 → 2025
Net result
€8k▲ 23.4%
2024 · €6k
2019: €30k
2020: €18k
2021: €55k
2022: €41k
2023: €53k
2024: €6k
2019 → 2025
Total assets
€80k▼ 38.8%
2024 · €130k
2019: €202k
2020: €227k
2021: €202k
2022: €143k
2023: €170k
2024: €130k
2019 → 2025
Solvency
61.0%▲ 29.7pp
2024 · 31.3%
2019: 27.6%
2020: 23.6%
2021: 26.5%
2022: 37.5%
2023: 42.5%
2024: 31.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€54k=€72k▲ 34.3%€41k▼ 43.6%€49k▲ 19.5%
Operating result€73k-€57k▼ 22.3%€73k▲ 27.4%€12k▼ 82.8%€12k▼ 3.1%
Net result€55k-€41k▼ 24.4%€53k▲ 28.8%€6k▼ 87.9%€8k▲ 23.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€32k▼ 21.5%
Current assets
€48k▼ 46.5%
Equity and liabilities €80k
Equity
€49k▲ 19.5%
Debt
€31k▼ 65.3%
The debt ratio falls from 68.7% to 39.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
61.0%▲
2024 · 31.3%
ROE
16.3%▲
2024 · 15.8%
ROA
9.9%▲
2024 · 4.9%
Debt
€31k▼
2024 · €89k
Debt ≤ 1 year
€23k▼
2024 · €76k
Debt > 1 year
€8k▼
2024 · €12k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€80k▼
Fixed assets21/28€40k€32k▼
Tangible fixed assets22/27€40k€32k▼
Plant, machinery and equipment23€2k€279▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€36k€30k▼
Current assets29/58€89k€48k▼
Amounts receivable within one year40/41€46k€12k▼
Trade receivables40€42k€10k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€42k€36k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€130k€80k▼
Equity10/15€41k€49k▲
Contributions10/11€20k€20k=
Reserves13€20k€28k▲
Distributable reserves133€20k€28k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€89k€31k▼
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€76k€23k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€11k€133▼
Suppliers440/4€11k€133▼
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€3k€41▼
Other amounts payable47/48€50k€13k▼
Accrued charges and deferred income492/3€1k€126▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€3k-
Non-recurring operating charges66A€129-
Gross operating margin9900€23k€21k▼
Operating profit (loss)9901€12k€12k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€11k€11k▲
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€6k€8k▲
Profit (loss) for the period to be appropriated9905€6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€8k▼
Profit (loss) brought forward from the previous period14P€31k-
Transfer to equity691/2€0€8k▲
To other reserves6921€0€8k▲
Profit to be distributed694/7€38k-
Return on contributions (dividend)694€38k-
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €6k ▼87.9%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €55k ▲209%
Operating result €73k, net result €55k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-12-2024
Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sleepstraat 1739000 GentGround area
232 m²
Building footprint
103 m²
Volume, LiDAR
897 m³
Parcel 44021A2121/00B000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sleepstraat 173, 9000 Gent
since 20082.228.845.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A2121/00B000 | Flanders | 232 m² | 1 · 103 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Grondbeheer Holding
BE 0704.741.325
Beerse · Eq €49k
BrightEnUp Consulting
BE 0678.605.664
Merchtem · Eq €49k
JOEL
BE 1017.834.163
Brasschaat · Eq €49k
PC MGT
BE 0791.237.116
Tienen · Eq €48k
Hermanus Holding
BE 1004.654.140
Brugge · Eq €48k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2008
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sofiedecaestecker@hotmail.com
Phone:0495653025