INNOVINO
ActiveINNOVINO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-18
Solvency44▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 1.0 against 1.32 in 2024; short-term debt: 71.7% and cash: 14.4% of total assets), and 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.2%
Return on assets
-13.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
112 d early
2024
29 d late
2023
21 d late
2022
7 d early
2021
12 d late
2020
12 d early
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 41.4%
2024 · €45k
2018: €-32k
2019: €-53k
2020: €-47k
2021: €-40k
2022: €-40k
2023: €55k
2024: €45k
2018 → 2025
Total assets
€138k▼ 16.8%
2024 · €166k
2018: €76k
2019: €90k
2020: €108k
2021: €118k
2022: €146k
2023: €161k
2024: €166k
2018 → 2025
Net result
€-19k▼ 95.0%
2024 · €-10k
2018: €-52k
2019: €-21k
2020: €5k
2021: €8k
2022: €-709
2023: €-20k
2024: €-10k
2018 → 2025
Working capital
€-200
2024 · €30k
2018: €-38k
2019: €-56k
2020: €-49k
2021: €-54k
2022: €-53k
2023: €38k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-40k-€-40k▼ 1.8%€55k€45k▼ 17.5%€26k▼ 41.4%
Operating result€8k-€-528€-20k▼ 3,656%€-8k▲ 57.8%€-18k▼ 110%
Net result€8k-€-709€-20k▼ 2,719%€-10k▲ 52.0%€-19k▼ 95.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €8k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€39k▼ 5.9%
Current assets
€99k▼ 20.5%
Equity and liabilities €138k
Equity
€26k▼ 41.4%
Debt
€112k▼ 7.6%
The debt ratio rises from 72.8% to 80.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▼
2024 · €2k
Cash flow
€-11k▼
2024 · €319
Solvency
19.2%▼
2024 · 27.2%
Current ratio
1.00▼
2024 · 1.32
Quick ratio
0.34▼
2024 · 0.51
Debt / equity
4.22▲
2024 · 2.68
ROE
-70.6%▼
2024 · -21.2%
ROA
-13.5%▼
2024 · -5.8%
Interest coverage
-8.36▼
2024 · 1.07
Debt
€112k▼
2024 · €121k
Debt ≤ 1 year
€99k▲
2024 · €94k
Debt > 1 year
€13k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€138k▼
Fixed assets21/28€42k€39k▼
Intangible fixed assets21€500€500=
Tangible fixed assets22/27€41k€39k▼
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€28k€22k▼
Other tangible fixed assets26€10k€10k▼
Financial fixed assets28€0-
Current assets29/58€124k€99k▼
Stocks and contracts in progress3€76k€65k▼
Stocks30/36€76k€65k▼
Amounts receivable within one year40/41€18k€11k▼
Trade receivables40€18k€11k▼
Other amounts receivable41€26€345▲
Cash at bank and in hand54/58€30k€20k▼
Deferred charges and accrued income490/1€553€3k▲
Equity and liabilities
Total equity and liabilities10/49€166k€138k▼
Equity10/15€45k€26k▼
Contributions10/11€135k€135k=
Profit (loss) carried forward14€-90k€-109k▼
Amounts payable17/49€121k€112k▼
Amounts payable after more than one year17€18k€13k▼
Financial debts170/4€18k€13k▼
Amounts payable within one year42/48€94k€99k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€10k€19k▲
Suppliers440/4€10k€19k▲
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€14k€12k▼
Other amounts payable47/48€65k€62k▼
Accrued charges and deferred income492/3€8k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€19k€22k▲
Gross operating margin9900€21k€12k▼
Operating profit (loss)9901€-8k€-18k▼
Financial income75/76B€217€26▼
Recurring financial income75€217€26▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-10k€-19k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-10k€-19k▼
Profit (loss) for the period to be appropriated9905€-10k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-109k▼
Profit (loss) brought forward from the previous period14P€-80k€-90k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Highest result since 2018net €8k ▲48.6%
Operating result €8k, net result €8k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 289473 DenderleeuwGround area
653 m²
Building footprint
172 m²
Volume, LiDAR
1,100 m³
Parcel 41076B1440/00X000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INNOVINO
since 20172.266.622.160
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41076B1440/00X000 | Flanders | 653 m² | 1 · 172 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 3,270 EUR awarded · 3,270 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,475 EUR | 2,475 EUR |
| 2022 | 1 | 795 EUR | 795 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDenderleeuw2.266.622.160
Similar companies · same sector, comparable size
BURNONVILLE CONCEPT WINE
BE 0739.591.346
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BE 0789.642.455
Thuin · Eq €27k
PS TRADING
BE 0802.329.461
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WineTrading Mangiapan
BE 0732.721.766
Kapellen · Eq €26k
PUERTA DEL SOL AMBERES
BE 0464.365.229
Antwerpen · Eq €27k
Of 1,050 companies in sector 46341 we hold annual accounts for 534. 329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2017
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.