INNOVER
ActiveINNOVER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291k and a net result of €28k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 26% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▼-51
Solvency23▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity short (current ratio 0.06 against 0.13 in 2024), and 76.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.4%
Return on assets
2.3%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-11-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
61 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€291k▲ 10.9%
2024 · €262k
2019: €89k
2020: €89k
2021: €137k
2022: €112k
2023: €161k
2024: €262k
2019 → 2025
Total assets
€1.24M▼ 2.2%
2024 · €1.27M
2019: €1.33M
2020: €1.39M
2021: €1.35M
2022: €1.33M
2023: €1.33M
2024: €1.27M
2019 → 2025
Net result
€28k▼ 71.7%
2024 · €101k
2019: €16k
2020: €318
2021: €49k
2022: €-26k
2023: €50k
2024: €101k
2019 → 2025
Working capital
€-386k▼ 7.4%
2024 · €-359k
2019: €-267k
2020: €-320k
2021: €-336k
2022: €-407k
2023: €-409k
2024: €-359k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€112k▼ 18.6%€161k▲ 44.3%€262k▲ 62.4%€291k▲ 10.9%
Operating result€-6k-€-5k▲ 14.9%€-672▲ 87.6%€-5k▼ 620%€-3k▲ 45.8%
Net result€49k-€-26k€50k€101k▲ 103%€28k▼ 71.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€1.22M=
Current assets
€25k▼ 52.6%
Equity and liabilities €1.24M
Equity
€291k▲ 10.9%
Debt
€951k▼ 5.6%
The debt ratio falls from 79.4% to 76.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
23.4%▲
2024 · 20.6%
Current ratio
0.06▼
2024 · 0.13
Quick ratio
0.06▼
2024 · 0.13
Debt / equity
3.27▼
2024 · 3.84
ROE
9.8%▼
2024 · 38.4%
ROA
2.3%▼
2024 · 7.9%
Debt
€951k▼
2024 · €1.01M
Debt ≤ 1 year
€411k▼
2024 · €412k
Debt > 1 year
€505k▼
2024 · €566k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.24M▼
Fixed assets21/28€1.22M€1.22M=
Financial fixed assets28€1.22M€1.22M=
Current assets29/58€53k€25k▼
Amounts receivable within one year40/41€48k€21k▼
Trade receivables40€1k€3k▲
Other amounts receivable41€47k€18k▼
Cash at bank and in hand54/58-€85
Deferred charges and accrued income490/1€4k€4k=
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.24M▼
Equity10/15€262k€291k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€207k€236k▲
Amounts payable17/49€1.01M€951k▼
Amounts payable after more than one year17€566k€505k▼
Financial debts170/4€566k€505k▼
Amounts payable within one year42/48€412k€411k▼
Current portion of amounts payable after more than one year42€58k€59k▲
Trade debts44€243€4k▲
Suppliers440/4€243€4k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€352k€346k▼
Accrued charges and deferred income492/3€29k€35k▲
Income statement
Code20242025
Other operating charges640/8€2k€999▼
Gross operating margin9900€-3k€-2k▲
Operating profit (loss)9901€-5k€-3k▲
Financial income75/76B€128k€50k▼
Recurring financial income75€128k€50k▼
Non-recurring financial income76B€128k€50k▼
Financial charges65/66B€22k€19k▼
Recurring financial charges65€22k€19k▼
Profit (loss) for the period before taxes9903€101k€28k▼
Profit (loss) for the period9904€101k€28k▼
Profit (loss) for the period to be appropriated9905€101k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€207k€236k▲
Profit (loss) brought forward from the previous period14P€106k€207k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
31-03
Financial
Highest result since 2019net €101k ▲103%
Net result €101k, the highest in the series.
31-03
Financial
Equity above €200kEq €262k ▲62.4%
2 profitable years in a row build equity to €262k.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
31-03
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-03
Financial
Equity above €150kEq €161k ▲44.3%
Equity rises from €112k to €161k.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €-26k ▼153%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
31-03
Financial
Equity above €100kEq €137k ▲54.8%
3 profitable years in a row build equity to €137k.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkseweg 3218791 WaregemGround area
708 m²
Building footprint
220 m²
Volume, LiDAR
1,425 m³
Parcel 34006A0409/00N007, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006A0409/00N007 | Flanders | 708 m² | 1 · 220 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-09-2016
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.