INNOVEDIA
ActiveSummary
INNOVEDIA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €70k and a net result of €-9k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability29=
Solvency53▼-1
Growth61=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 3.55 in 2023; short-term debt: 10.1% and cash: 25.3% of total assets), but 71.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.3%
Return on assets
-3.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-9k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 20780 sector peers (2024).
NBB · sector comparisonPosition among 20780 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
on the day
2021
12 d late
2020
12 d early
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€136k▲ 8.9%
2020 · €125k
2018: €94k
2019: €92k▼ -2.7% vs 2018lowest in 4 years
2020: €125k▲ +36.2% vs 2019
2021: €136k▲ +8.9% vs 2020highest in 4 years
2018 → 2021
EBIT margin
25.2%▲ 2.4pp
2020 · 22.8%
2018: 15.7%
2019: 10.4%▼ -33.7% vs 2018lowest in 4 years
2020: 22.8%▲ +120% vs 2019
2021: 25.2%▲ +10.5% vs 2020highest in 4 years
2018 → 2021
Net result
€-9k▼ 3.5%
2023 · €-8k
2018: €6k
2019: €2k▼ -66.5% vs 2018
2020: €16k▲ +686% vs 2019
2021: €18k▲ +16.5% vs 2020highest in 7 years
2022: €9k▼ -53.9% vs 2021
2023: €-8k▼ -198% vs 2022
2024: €-9k▼ -3.5% vs 2023lowest in 7 years
2018 → 2024
Working capital
€59k▼ 11.5%
2023 · €67k
2018: €27klowest in 7 years
2019: €33k▲ +20.1% vs 2018
2020: €59k▲ +79.8% vs 2019
2021: €79k▲ +35.5% vs 2020
2022: €81k▲ +2.1% vs 2021highest in 7 years
2023: €67k▼ -17.2% vs 2022
2024: €59k▼ -11.5% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€125k-€136k▲ 8.9%
2020: €125k
2021: €136k▲ +8.9% vs 2020
Equity€78k-€97k▲ 23.6%€95k▼ 1.5%€79k▼ 17.2%€70k▼ 11.0%
2020: €78k
2021: €97k▲ +23.6% vs 2020highest in 5 years
2022: €95k▼ -1.5% vs 2021
2023: €79k▼ -17.2% vs 2022
2024: €70k▼ -11.0% vs 2023lowest in 5 years
Operating result€28k-€34k▲ 20.3%€18k▼ 48.5%€-2k€-3k▼ 80.1%
2020: €28k
2021: €34k▲ +20.3% vs 2020highest in 5 years
2022: €18k▼ -48.5% vs 2021
2023: €-2k▼ -110% vs 2022
2024: €-3k▼ -80.1% vs 2023lowest in 5 years
Net result€16k-€18k▲ 16.5%€9k▼ 53.9%€-8k€-9k▼ 3.5%
2020: €16k
2021: €18k▲ +16.5% vs 2020highest in 5 years
2022: €9k▼ -53.9% vs 2021
2023: €-8k▼ -198% vs 2022
2024: €-9k▼ -3.5% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €2k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €249k
Fixed assets
€164k ▼ 6.9%
Current assets
€84k ▼ 9.6%
Equity and liabilities €249k
Equity
€70k ▼ 11.0%
Debt
€178k ▼ 6.6%
Debt's share of the balance-sheet total rises from 70.8% to 71.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2023 · €11k
Cash flow
€4k▼
2023 · €4k
Current ratio
3.37▼
2023 · 3.55
Debt to equity
2.54▲
2023 · 2.42
ROE
-12.3%▼
2023 · -10.6%
ROA
-3.5%▼
2023 · -3.1%
Interest coverage
1.70▲
2023 · 1.64
Debt ≤ 1 year
€25k▼
2023 · €26k
Debt > 1 year
€153k▼
2023 · €165k
Income taxes
€194▼
2023 · €216
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€270k€249k▼
Fixed assets21/28€176k€164k▼
Tangible fixed assets22/27€176k€164k▼
Land and buildings22€176k€164k▼
Current assets29/58€93k€84k▼
Amounts receivable within one year40/41€34k€21k▼
Trade receivables40€21k€14k▼
Other amounts receivable41€13k€7k▼
Cash at bank and in hand54/58€59k€63k▲
Equity and liabilities
Total equity and liabilities10/49€270k€249k▼
Equity10/15€79k€70k▼
Contributions10/11€19k€19k=
Reserves13€49k€49k=
Tax-exempt reserves132€281€281=
Distributable reserves133€49k€49k=
Profit (loss) carried forward14€11k€3k▼
Amounts payable17/49€191k€178k▼
Amounts payable after more than one year17€165k€153k▼
Financial debts170/4€165k€153k▼
Other amounts payable178/9-€825
Amounts payable within one year42/48€26k€25k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€2k€818▼
Other amounts payable47/48€2k€8k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-484-
Other operating charges640/8€2k€2k▼
Gross operating margin9900€12k€13k▲
Operating profit (loss)9901€-2k€-3k▼
Financial income75/76B€0€12▲
Recurring financial income75€0€12▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-8k€-8k▼
Income taxes67/77€216€194▼
Profit (loss) for the period9904€-8k€-9k▼
Profit (loss) for the period to be appropriated9905€-8k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€3k▼
Profit (loss) brought forward from the previous period14P€20k€11k▼
Transfer from equity791/2€8k-
Profit to be distributed694/7€8k-
Return on contributions (dividend)694€8k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €125k | €136k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €80k | - | - | - | - |
| Remuneration, social security and pensions62 | - | €3k | €2k | - | €3k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €18k | €17k | €12k | €12k | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €9k | €-484 | - | - |
| Other operating charges640/8 | - | €1k | €1k | €2k | €2k | ▼ 16.8% |
| Gross operating margin9900 | €50k | €56k | €47k | €12k | €13k | ▲ 11.0% |
| Operating profit (loss)9901 | €28k | €34k | €18k | €-2k | €-3k | ▼ 80.1% |
| Financial income75/76B | - | - | €0 | €0 | €12 | ▲ 57,650% |
| Recurring financial income75 | €0 | - | €0 | €0 | €12 | ▲ 57,650% |
| Financial charges65/66B | - | €5k | €4k | €6k | €5k | ▼ 15.8% |
| Recurring financial charges65 | €5k | €5k | €4k | €6k | €5k | ▼ 15.8% |
| Profit (loss) for the period before taxes9903 | €24k | €30k | €13k | €-8k | €-8k | ▼ 3.9% |
| Income taxes67/77 | €8k | €11k | €5k | €216 | €194 | ▼ 10.1% |
| Profit (loss) for the period9904 | €16k | €18k | €9k | €-8k | €-9k | ▼ 3.5% |
| Profit (loss) for the period to be appropriated9905 | €16k | €18k | €9k | €-8k | €-9k | ▼ 3.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €312k | €322k | €305k | €270k | €249k | ▼ 7.9% |
| Fixed assets21/28 | €224k | €206k | €189k | €176k | €164k | ▼ 6.9% |
| Tangible fixed assets22/27 | €224k | €206k | €189k | €176k | €164k | ▼ 6.9% |
| Land and buildings22 | - | €201k | €189k | €176k | €164k | ▼ 6.9% |
| Furniture and vehicles24 | - | €5k | - | - | - | - |
| Current assets29/58 | €88k | €116k | €116k | €93k | €84k | ▼ 9.6% |
| Amounts receivable within one year40/41 | €41k | €43k | €26k | €34k | €21k | ▼ 37.2% |
| Trade receivables40 | - | €35k | €20k | €21k | €14k | ▼ 33.7% |
| Other amounts receivable41 | - | €8k | €5k | €13k | €7k | ▼ 43.1% |
| Cash at bank and in hand54/58 | €46k | €74k | €90k | €59k | €63k | ▲ 6.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €312k | €322k | €305k | €270k | €249k | ▼ 7.9% |
| Equity10/15 | €78k | €97k | €95k | €79k | €70k | ▼ 11.0% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €41k | €59k | €57k | €49k | €49k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | - | €281 | €281 | €281 | €281 | = |
| Distributable reserves133 | - | €57k | €55k | €49k | €49k | = |
| Profit (loss) carried forward14 | €19k | €19k | €20k | €11k | €3k | ▼ 77.5% |
| Amounts payable17/49 | €234k | €226k | €209k | €191k | €178k | ▼ 6.6% |
| Amounts payable after more than one year17 | €205k | €189k | €175k | €165k | €153k | ▼ 6.9% |
| Financial debts170/4 | - | €188k | €174k | €165k | €153k | ▼ 7.4% |
| Other amounts payable178/9 | - | €825 | €825 | - | €825 | - |
| Amounts payable within one year42/48 | €29k | €37k | €34k | €26k | €25k | ▼ 4.9% |
| Current portion of amounts payable after more than one year42 | - | €16k | €14k | €11k | €11k | ▲ 3.6% |
| Trade debts44 | €1k | €1k | €1k | €8k | €1k | ▼ 87.3% |
| Suppliers440/4 | - | €1k | €1k | €8k | €1k | ▼ 87.3% |
| Taxes, remuneration and social security45 | - | €20k | €10k | €5k | €5k | ▼ 7.1% |
| Taxes450/3 | - | €20k | €5k | €3k | €4k | ▲ 23.5% |
| Remuneration and social security454/9 | - | €39 | €5k | €2k | €818 | ▼ 59.5% |
| Other amounts payable47/48 | - | - | €9k | €2k | €8k | ▲ 301% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €18k | €9k | €-8k | €-9k | ▼ 3.5% |
| + Depreciation and write-downs630 | €18k | €18k | €17k | €12k | €12k | = |
| Operating cash flow (approximation) | €34k | €36k | €26k | €4k | €4k | ▼ 7.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €184 | €0 | ▼ 100% |
| Change in cash | - | €27k | €16k | €-30k | €4k | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Highest result since 2018net €18k ▲16.5%
Operating result €34k, net result €18k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2007
Ground area
780 m²
Building footprint
126 m²
Volume, LiDAR
722 m³
Parcel 71009A0429/00M000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INNOVEDIA
since 20072.162.174.639
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71009A0429/00M000 | Flanders | 780 m² | 1 · 126 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
E-mail
ruben.america@telenet.be
Phone
0495535767
Scores and ratios are computed by Checked and are not a credit decision.