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INNOVATIOHOME

Active
Private limited companyfounded 2013active for 13 yearsRue d'Alvaux 1, 5360 Hamois, BelgiumKBO/BCE: BE 0536.538.177
Summary

INNOVATIOHOME has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,550 and a net result of €3,133, of which €2,893 non-recurring income. Equity has been growing by about 32% per year since 2018. Its solvency ranks better than 39% of 2,797 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 01-07-2013 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment units
2.222.578.519 5360 Hamois, since 17-07-2013
2.326.193.127 5590 Ciney, since 08-10-2013
Financial year end
31 December
Peppol
Reachable since 29-10-2026

Board and ownership

Board
  • DEFOY RaphaëlDirector · since 01-07-2013

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€211,900
▼ 26.1%
Turnover
≈ €750,000
estimated
Profit
€3,133
Equity
€167,550
▼ 27.9%
Total assets
€579,872
▼ 17.3%
Employees on 31-12-2025
3
▲ 50.0%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.53, cash €10,781lowers riskFigures for financial year 2025 (filed on 29-06-2026)Founded in 2013Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 29% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 54-4
equity 28.9% of total assets
Liquidity 26-4
short-term debt 52.3% · cash 1.9%
Profitability 69+13
return on assets 0.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.1%● unchanged vs 02-2025 04-2025: 1.7%▼ -0.4 percentage points vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.8%▲ +0.1 percentage points vs 05-2025 07-2025: 2.0%▲ +0.2 percentage points vs 06-2025 08-2025: 2.8%▲ +0.8 percentage points vs 07-2025 09-2025: 3.2%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 1.6%▼ -1.6 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.5%▼ -0.1 percentage points vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.1%▼ -0.5 percentage points vs 06-2026 08-2026: 1.8%▲ +0.7 percentage points vs 07-2026 09-2026: 2.2%▲ +0.4 percentage points vs 08-2026 10-2026: 0.7%▼ -1.5 percentage points vs 09-2026lowest value 11-2026: 0.7%● unchanged vs 10-2026lowest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.53 (1.62 in 2024), above the usual 1.5. Short-term debt is 52.3% and cash 1.9% of total assets. However, 71.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 36% of them on solvency, 21% on liquidity, 41% on profitability and 16% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.53, cash €10,781
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
29 days late
2023
30 days late
2022
32 days late
2021
29 days late
2020
23 days late
2019
75 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €232,345 to €167,550 ▼ 27.9% View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as INNOVATIOHOME: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €484,000 and €889,000, founded between 2010 and 2015.

CompanyTotal assetsGross margin
INNOVATIOHOME Hamois€579,872€211,900
DELLI RUSSI GIANNI Jemeppe-sur-Sambre€564,978€260,645
LAMANT M. ET FILS Rumes€533,208€245,550
LG GROUPE Namur€889,021€250,425
AREND.N Destelbergen€484,103€268,810
L&LO CONSTRUCTION Theux€569,730€277,023
KMA CONSTRUCT Bernissart€719,656€309,167
Full comparison

Key facts about INNOVATIOHOME

What is the company number of INNOVATIOHOME?
The company number of INNOVATIOHOME is 0536.538.177. The VAT number is the same number with BE in front: BE 0536.538.177.
Where is INNOVATIOHOME based?
The registered office is at Rue d'Alvaux 1, 5360 Hamois.Company details
What does INNOVATIOHOME do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of INNOVATIOHOME?
The legal form of INNOVATIOHOME is Private limited company (BV).
When was INNOVATIOHOME founded?
INNOVATIOHOME was founded on 01-07-2013.
Is INNOVATIOHOME still active?
Yes, INNOVATIOHOME is an active enterprise in the KBO register.
How many employees does INNOVATIOHOME have?
INNOVATIOHOME had an average of 4.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of INNOVATIOHOME?
The turnover in financial year 2025 is ≈ €750,000. This figure is estimated from the gross margin of €211,900 and 126 comparable companies (NACE 41001). It probably lies between €510,000 and €1.2m.
Is INNOVATIOHOME profitable?
In financial year 2025, INNOVATIOHOME made a profit of €3,133.
Where can I find the annual accounts of INNOVATIOHOME?
INNOVATIOHOME filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of INNOVATIOHOME due?
INNOVATIOHOME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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