INNOFEA
ActiveINNOFEA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €578k and a net result of €76k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 10190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-30
Solvency73▲+19
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.76 in 2024), and 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
5.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
12 d late
2023
26 d late
2022
22 d late
2021
22 d late
2020
16 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€578k▲ 15.2%
2024 · €502k
2018: €197k
2019: €209k
2020: €261k
2021: €298k
2022: €371k
2023: €406k
2024: €502k
2018 → 2025
Total assets
€1.32M=
2024 · €1.32M
2018: €1.41M
2019: €1.18M
2020: €1.69M
2021: €1.61M
2022: €1.48M
2023: €1.58M
2024: €1.32M
2018 → 2025
Net result
€76k▼ 20.5%
2024 · €96k
2018: €66k
2019: €13k
2020: €104k
2021: €55k
2022: €73k
2023: €35k
2024: €96k
2018 → 2025
Working capital
€58k
2024 · €-64k
2018: €8k
2019: €-19k
2020: €-110k
2021: €-163k
2022: €-151k
2023: €-124k
2024: €-64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€298k-€371k▲ 24.3%€406k▲ 9.4%€502k▲ 23.7%€578k▲ 15.2%
Operating result€103k-€130k▲ 26.1%€98k▼ 25.0%€172k▲ 75.8%€136k▼ 20.9%
Net result€55k-€73k▲ 31.8%€35k▼ 51.9%€96k▲ 175%€76k▼ 20.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€1.06M▼ 4.4%
Current assets
€258k▲ 23.5%
Equity and liabilities €1.32M
Equity
€578k▲ 15.2%
Debt
€743k▼ 9.3%
The debt ratio falls from 62.0% to 56.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€189k▼
2024 · €239k
Cash flow
€130k▼
2024 · €163k
Solvency
43.7%▲
2024 · 38.0%
Current ratio
1.29▲
2024 · 0.76
Quick ratio
1.29▲
2024 · 0.76
Debt / equity
1.29▼
2024 · 1.63
ROE
13.2%▼
2024 · 19.1%
ROA
5.8%▼
2024 · 7.3%
Interest coverage
8.62▲
2024 · 7.81
Debt
€743k▼
2024 · €820k
Debt ≤ 1 year
€200k▼
2024 · €273k
Debt > 1 year
€543k▼
2024 · €546k
Income taxes
€38k▼
2024 · €45k
Staff costs
€-2k▼
2024 · €224k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.32M=
Fixed assets21/28€1.11M€1.06M▼
Tangible fixed assets22/27€1.11M€1.06M▼
Land and buildings22€1.09M€1.05M▼
Plant, machinery and equipment23€15k€15k▼
Furniture and vehicles24€3k€833▼
Financial fixed assets28€60€60=
Current assets29/58€209k€258k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€89k€83k▼
Trade receivables40€69k€63k▼
Other amounts receivable41€20k€20k▼
Cash at bank and in hand54/58€99k€167k▲
Deferred charges and accrued income490/1€21k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.32M=
Equity10/15€502k€578k▲
Contributions10/11€30k€30k=
Reserves13€472k€548k▲
Distributable reserves133€472k€548k▲
Amounts payable17/49€820k€743k▼
Amounts payable after more than one year17€546k€543k▼
Financial debts170/4€546k€463k▼
Other amounts payable178/9-€80k
Amounts payable within one year42/48€273k€200k▼
Current portion of amounts payable after more than one year42€92k€83k▼
Financial debts43€51k€51k=
Credit institutions430/8€51k€51k=
Trade debts44€4k€27k▲
Suppliers440/4€4k€27k▲
Taxes, remuneration and social security45€33k€15k▼
Taxes450/3€29k€15k▼
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€93k€24k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62€224k€-2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€53k▼
Other operating charges640/8€13k€2k▼
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€481k€189k▼
Operating profit (loss)9901€172k€136k▼
Financial income75/76B€0€119▲
Recurring financial income75€0€119▲
Financial charges65/66B€31k€22k▼
Recurring financial charges65€31k€22k▼
Profit (loss) for the period before taxes9903€141k€114k▼
Income taxes67/77€45k€38k▼
Profit (loss) for the period9904€96k€76k▼
Profit (loss) for the period to be appropriated9905€96k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€76k▼
Transfer to equity691/2€96k€76k▼
To other reserves6921€96k€76k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Equity above €500kEq €502k ▲23.7%
7 profitable years in a row build equity to €502k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €104k ▲727%
Net result €104k, the highest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €13k ▼81.1%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €209k ▲5.9%
2 profitable years in a row build equity to €209k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
no sitting director, last change in 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-03-2022
Resigned as Director
Not every act has been read: a resignation may be missing here
5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2008
Ground area
2.5 ha
Building footprint
2,419 m²
Volume, LiDAR
16,469 m³
Parcel 12403E0903/00V000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Babygoodies
since 20082.172.698.545
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0903/00V000 | Flanders | 2.5 ha | 1 · 2,419 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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AD INVENT
BE 0822.954.928
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ARVA ELEKTRO
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KLIUM
BE 0866.903.252
Hasselt · Eq €570k
Of 12,971 companies in sector 47120 we hold annual accounts for 2,176. 1,058 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2008
Fiscal year end31-12
Legal name NL
NAMEONIT
Activities, NACEBEL
47120Other non-specialised retail sale
47554Retail trade
47910Retail trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47279Other retail sale of food
47299Retail trade
47512Retail sale of household textiles and bedding
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
77210Renting and leasing of sports and recreation goods
77223Rental and leasing activities
77224Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.