Inner Tech Lab
ActiveInner Tech Lab has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €2k. Equity is shrinking by ~27.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 21% of 3476 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+82
Solvency36▲+10
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3476 sector peers (2025).
NBB · sector comparisonPosition among 3476 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
44 d early
2023
2 d late
2022
27 d early
2021
30 d late
2020
11 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 924%
2024 · €260
2018: €13k
2019: €24k
2020: €26k
2021: €28k
2022: €12k
2023: €9k
2024: €260
2018 → 2025
Total assets
€23k▲ 3.0%
2024 · €23k
2018: €30k
2019: €41k
2020: €38k
2021: €37k
2022: €19k
2023: €25k
2024: €23k
2018 → 2025
Net result
€2k
2024 · €-9k
2018: €-9k
2019: €11k
2020: €2k
2021: €2k
2022: €-16k
2023: €-15k
2024: €-9k
2018 → 2025
Working capital
€-4k▲ 29.6%
2024 · €-6k
2018: €10k
2019: €23k
2020: €24k
2021: €26k
2022: €11k
2023: €10k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€12k▼ 57.6%€9k▼ 22.0%€260▼ 97.2%€3k▲ 924%
Operating result€4k-€-7k€-15k▼ 99.4%€-9k▲ 41.3%€3k
Net result€2k-€-16k€-15k▲ 6.6%€-9k▲ 40.4%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€7k▼ 10.6%
Current assets
€16k▲ 10.3%
Equity and liabilities €23k
Equity
€3k▲ 924%
Debt
€21k▼ 7.8%
The debt ratio falls from 98.8% to 88.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €-5k
Cash flow
€6k▲
2024 · €-5k
Solvency
11.5%▲
2024 · 1.2%
Current ratio
0.79▲
2024 · 0.70
Quick ratio
0.79▲
2024 · 0.70
Debt / equity
7.73
ROE
90.2%
ROA
10.3%▲
2024 · -39.6%
Interest coverage
9.16▲
2024 · -41.94
Debt
€21k▼
2024 · €22k
Debt ≤ 1 year
€21k▼
2024 · €21k
Income taxes
€176▲
2024 · €174
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€23k▲
Fixed assets21/28€8k€7k▼
Intangible fixed assets21€7k€3k▼
Tangible fixed assets22/27€1k€4k▲
Plant, machinery and equipment23€1k€4k▲
Current assets29/58€15k€16k▲
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€975€789▼
Equity and liabilities
Total equity and liabilities10/49€23k€23k▲
Equity10/15€260€3k▲
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€-40k€-38k▲
Amounts payable17/49€22k€21k▼
Amounts payable within one year42/48€21k€21k▼
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€5k€765▼
Suppliers440/4€5k€765▼
Taxes, remuneration and social security45€500€4k▲
Taxes450/3€500€4k▲
Other amounts payable47/48€16k€12k▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€6k€964▼
Gross operating margin9900€739€8k▲
Operating profit (loss)9901€-9k€3k▲
Financial income75/76B€15€1▼
Recurring financial income75€15€1▼
Financial charges65/66B€121€795▲
Recurring financial charges65€121€795▲
Profit (loss) for the period before taxes9903€-9k€3k▲
Income taxes67/77€174€176▲
Profit (loss) for the period9904€-9k€2k▲
Profit (loss) for the period to be appropriated9905€-9k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-38k▲
Profit (loss) brought forward from the previous period14P€-31k€-40k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-16k ▼891%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elfnovemberlaan 143010 LeuvenGround area
299 m²
Building footprint
111 m²
Volume, LiDAR
707 m³
Parcel 24482F0224/00N000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mellow Lab
since 20152.243.628.905
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24482F0224/00N000 | Flanders | 299 m² | 1 · 111 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Showscape
BE 0793.442.380
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BTFM
BE 0769.347.481
Sint-Agatha-Berchem · Eq €3k
WE ARE GROUP
BE 0789.747.868
Grimbergen · Eq €3k
VANGARDE
BE 0606.998.977
Anderlecht · Eq €3k
APE CONSULTING & MANAGEMENT
BE 0679.618.919
Gembloux · Eq €2k
Of 887 companies in sector 74991 we hold annual accounts for 316. 94 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2015
Fiscal year end31-12
Activities, NACEBEL
74991Agents and managers of artists, athletes and other public figures
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
82990Other business support services
85599Other education
86961Non-conventional therapeutic services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.