INNER
ActiveINNER has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78k and a net result of €53k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+5
Solvency40▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 1.89 in 2023; short-term debt: 4.1% and cash: 6.8% of total assets), but 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.4%
Return on assets
10.5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 19907 sector peers (2024).
NBB · sector comparisonPosition among 19907 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
51 d early
2022
54 d early
2021
17 d early
2020
18 d early
2019
58 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€78k▲ 216%
2023 · €25k
2018: €19k
2019: €4k
2020: €3k
2021: €-19k
2022: €-12k
2023: €25k
2018 → 2024
Total assets
€506k▼ 6.7%
2023 · €542k
2018: €54k
2019: €34k
2020: €554k
2021: €555k
2022: €558k
2023: €542k
2018 → 2024
Net result
€53k▲ 43.9%
2023 · €37k
2018: €-5k
2019: €-14k
2020: €-1k
2021: €-23k
2022: €7k
2023: €37k
2018 → 2024
Working capital
€28k▼ 6.9%
2023 · €30k
2018: €-4k
2019: €-16k
2020: €249k
2021: €15k
2022: €46k
2023: €30k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3k-€-19k€-12k▲ 36.5%€25k€78k▲ 216%
Operating result€-4k-€-22k▼ 398%€17k€49k▲ 190%€71k▲ 45.5%
Net result€-1k-€-23k▼ 1,870%€7k€37k▲ 421%€53k▲ 43.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 46% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €506k
Fixed assets
€457k▼ 4.4%
Current assets
€49k▼ 23.6%
Equity and liabilities €506k
Equity
€78k▲ 216%
Debt
€428k▼ 17.3%
The debt ratio falls from 95.5% to 84.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2023 · €71k
Cash flow
€75k▲
2023 · €60k
Solvency
15.4%▲
2023 · 4.5%
Current ratio
2.34▲
2023 · 1.89
Quick ratio
2.34▲
2023 · 1.89
Debt / equity
5.51▼
2023 · 21.03
ROE
68.4%▼
2023 · 150.1%
ROA
10.5%▲
2023 · 6.8%
Interest coverage
11.15▲
2023 · 6.44
Debt
€428k▼
2023 · €517k
Debt ≤ 1 year
€21k▼
2023 · €34k
Debt > 1 year
€407k▼
2023 · €484k
Income taxes
€10k▲
2023 · €734
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€542k€506k▼
Fixed assets21/28€478k€457k▼
Tangible fixed assets22/27€477k€456k▼
Land and buildings22€416k€406k▼
Plant, machinery and equipment23€60k€49k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€820€820=
Current assets29/58€64k€49k▼
Amounts receivable within one year40/41€30k€14k▼
Trade receivables40€30k€14k▼
Other amounts receivable41-€179
Cash at bank and in hand54/58€34k€35k▲
Deferred charges and accrued income490/1€132-
Equity and liabilities
Total equity and liabilities10/49€542k€506k▼
Equity10/15€25k€78k▲
Contributions10/11€12k€12k=
Reserves13€32k€66k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€31k€64k▲
Profit (loss) carried forward14€-20k-
Amounts payable17/49€517k€428k▼
Amounts payable after more than one year17€484k€407k▼
Financial debts170/4€484k€407k▼
Amounts payable within one year42/48€34k€21k▼
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Advances received on contracts in progress46€17k-
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€12k▲
Other amounts payable47/48€5k€2k▼
Accrued charges and deferred income492/3€62€94▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k▼
Other operating charges640/8€8k€6k▼
Gross operating margin9900€80k€99k▲
Operating profit (loss)9901€49k€71k▲
Financial income75/76B€0€24▲
Recurring financial income75€0€24▲
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€38k€63k▲
Income taxes67/77€734€10k▲
Profit (loss) for the period9904€37k€53k▲
Profit (loss) for the period to be appropriated9905€37k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€33k▲
Profit (loss) brought forward from the previous period14P€-57k€-20k▲
Transfer to equity691/2-€33k
To other reserves6921-€33k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €53k ▲43.9%
Operating result €71k, net result €53k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 4 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 5.24
Current ratio from 1.61 to 5.24; short-term debt falls from €24k to €11k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 568current ratio 265.12
Current ratio from 0.47 to 265.12; short-term debt falls from €30k to €942.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaiennestplein 58301 Knokke-HeistGround area
2,894 m²
Building footprint
718 m²
Volume, LiDAR
1,202 m³
2 parcels, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMHA
since 20072.166.032.071
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31006D0159/00G000 | Flanders | 2,268 m² | 1 · 219 m² | 8.6 m · 2 fl. |
| 31336B0468/00L000 | Flanders | 626 m² | 1 · 498 m² | 12.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 614 EUR awarded · 614 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 252 EUR | 252 EUR |
| 2022 | 1 | 362 EUR | 362 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,452 companies in sector 86995 we hold annual accounts for 885. 694 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2007
Fiscal year end31-12
Abbreviation NL
IMHA
Activities, NACEBEL
85146
86909Human health activities
86995Nutrition and dietetics services
47690Retail sale of other cultural and recreation goods
47787Retail trade
70200Business and other management consultancy
70220Business consulting
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:johan.maertens@cprt.be
Phone:050/33.90.89