InMac
ActiveSummary
InMac has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.2m and a net result of €267,079, of which €420,623 non-recurring income. Its solvency ranks better than 84% of 6,178 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 31-07-2024 Normal situation
- Activity
- Wholesale trade NACE 46645and 5 others
- Joint committee
- 209 Paritair Comité voor de bedienden der metaalfabrikatennijverheid · annual accounts 2025
- Establishment units
- 2.364.097.856 2060 Antwerpen, since 31-07-2024
- 2.393.102.638 6040 Charleroi, since 01-10-2025
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- BellaroDirector · since 01-01-2025 · permanent representative Eberhardt Isabelle
- EBERHARDT Christian Jean Lucien GeorgesDirector
- JeberaDirector · since 01-01-2025 · permanent representative Eberhardt Jean
- Auditor
- PARMENTIER GUY
- EBERHARDT Christian Jean Lucien Georgesfounderact of 23-09-2024
- VAN HUELE Christine Jean Georgette Denise Louisfounderact of 23-09-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Turnover
- €10.2m
- ▼ 16.1%
- Profit
- €267,079
- ▲ 53.9%
- Equity
- €3.2m
- ▲ 9.1%
- Total assets
- €4.1m
- ▼ 24.7%
- Employees on 31-12-2025
- 12
Score breakdownraises riskFounded in 2024lowers riskLiquidity: current ratio 4.24, cash €1.1mEquity €3.2m (78.6% of total assets)Profit of €267,079 (financial year 2025)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 92% of them on solvency, 91% on liquidity, 44% on profitability and 38% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 1 day before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 29-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €67,749, after a profit of €119,204 in 2024.
Staff
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 12 |
| full-time | 12 |
| part-time | 0 |
| in full-time equivalents | 12 |
| Average over the year, in full-time equivalents | 12 |
| On a permanent contract | 12 |
| Joined | 12 |
| Left | 0 |
Source: social balance sheet in the 2025 annual accounts
Securities and guarantees
| Item | 2024 | 2025 |
|---|---|---|
| Debts secured on the company's own assets | - | €58,333 |
| Pledge on other assets, amount secured | - | €58,333 |
| Carrying value of the other pledged assets | - | €68,052 |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €336,329 | €393,300 |
| Intangible fixed assets | €0 | - |
| Depreciation and write-downs of the year | €116,086 | €178,118 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Auditor
The auditor is PARMENTIER GUY.
| Item | 2024 | 2025 |
|---|---|---|
| Fee for the audit | €10,186 | €10,186 |
| Other work by the auditor | €1,500 | - |
Source: notes to the 2024 to 2025 annual accounts (relations with the auditor)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Operating income70/76A | €12.4m | €10.5m | ▼ 14.9% |
| Turnover70 | €12.2m | €10.2m | ▼ 16.1% |
| Other operating income74 | €0.2m | €0.3m | ▲ 44.6% |
| Non-recurring operating income76A | - | €0.02m | - |
| Operating charges60/66A | €12.3m | €10.6m | ▼ 13.5% |
| Goods for resale, raw materials and consumables60 | €11.3m | €9.4m | ▼ 16.7% |
| Purchases600/8 | €11.3m | €8.9m | ▼ 21.2% |
| Change in stocks: decrease (increase)609 | €0.02m | €0.5m | ▲ 34× |
| Services and other goods61 | €0.8m | €0.7m | ▼ 13.5% |
| Remuneration, social security and pensions62 | €0.04m | €0.3m | ▲ 711% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m | €0.2m | ▲ 53.4% |
| Other operating charges640/8 | €0.01m | €0.02m | ▲ 63.7% |
| Operating profit (loss)9901 | €0.1m | -€0.07m | - |
| Financial income75/76B | €0.1m | €0.4m | ▲ 283% |
| Recurring financial income75 | €0.1m | €0.04m | ▼ 68.3% |
| Income from current assets751 | - | €0.004m | - |
| Other financial income752/9 | €0.1m | €0.03m | ▼ 71.5% |
| Non-recurring financial income76B | - | €0.4m | - |
| Financial charges65/66B | €0.001m | €0.007m | ▲ 575% |
| Recurring financial charges65 | €0.001m | €0.007m | ▲ 575% |
| Debt charges650 | €8 | €0.001m | ▲ 110× |
| Other financial charges652/9 | €0.001m | €0.006m | ▲ 488% |
| Profit (loss) for the period before taxes9903 | €0.2m | €0.4m | ▲ 55.8% |
| Income taxes67/77 | €0.06m | €0.09m | ▲ 61.7% |
| Taxes670/3 | €0.06m | €0.09m | ▲ 61.7% |
| Profit (loss) for the period9904 | €0.2m | €0.3m | ▲ 53.9% |
| Profit (loss) for the period to be appropriated9905 | €0.2m | €0.3m | ▲ 53.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €5.4m | €4.1m | ▼ 24.7% |
| Fixed assets21/28 | €0.4m | €0.6m | ▲ 52.5% |
| Intangible fixed assets21 | €0.03m | €0.02m | ▼ 26.3% |
| Tangible fixed assets22/27 | €0.4m | €0.6m | ▲ 58.4% |
| Plant, machinery and equipment23 | €0.1m | €0.09m | ▼ 21.1% |
| Furniture and vehicles24 | €0.02m | €0.2m | ▲ 612% |
| Other tangible fixed assets26 | €0.2m | €0.3m | ▲ 45.0% |
| Current assets29/58 | €5.0m | €3.5m | ▼ 30.8% |
| Stocks and contracts in progress3 | €1.2m | €0.7m | ▼ 42.4% |
| Stocks30/36 | €1.2m | €0.7m | ▼ 42.4% |
| Goods purchased for resale34 | €1.2m | €0.7m | ▼ 42.4% |
| Amounts receivable within one year40/41 | €3.2m | €1.6m | ▼ 48.9% |
| Trade receivables40 | €1.7m | €1.4m | ▼ 14.9% |
| Other amounts receivable41 | €1.5m | €0.2m | ▼ 85.5% |
| Cash at bank and in hand54/58 | €0.5m | €1.1m | ▲ 103% |
| Deferred charges and accrued income490/1 | €0.006m | €0.02m | ▲ 283% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €5.4m | €4.1m | ▼ 24.7% |
| Equity10/15 | €2.9m | €3.2m | ▲ 9.1% |
| Contributions10/11 | €0.5m | €0.5m | = |
| Reserves13 | €2.4m | €2.7m | ▲ 11.1% |
| Distributable reserves133 | €2.4m | €2.7m | ▲ 11.1% |
| Amounts payable17/49 | €2.5m | €0.9m | ▼ 64.7% |
| Amounts payable after more than one year17 | - | €0.04m | - |
| Financial debts170/4 | - | €0.04m | - |
| Credit institutions173 | - | €0.04m | - |
| Amounts payable within one year42/48 | €2.4m | €0.8m | ▼ 66.6% |
| Current portion of amounts payable after more than one year42 | - | €0.02m | - |
| Trade debts44 | €2.4m | €0.7m | ▼ 71.1% |
| Suppliers440/4 | €2.4m | €0.7m | ▼ 71.1% |
| Taxes, remuneration and social security45 | - | €0.09m | - |
| Taxes450/3 | - | €0.07m | - |
| Remuneration and social security454/9 | - | €0.03m | - |
| Accrued charges and deferred income492/3 | €0.03m | €0.01m | ▼ 58.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €173,574 | €267,079 | ▲ 53.9% |
| + Depreciation and write-downs630 | €116,086 | €178,118 | ▲ 53.4% |
| Operating cash flow (approximation) | €289,660 | €445,196 | ▲ 53.7% |
| Investment in fixed assets (approximation) | - | -€386,249 | - |
| Change in cash | - | €544,776 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,127 companies had the same profile as InMac has now. Two years later, 97.2% were still going and 0.8% had gone bankrupt.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of InMac itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for InMac. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Board 3
Permanent representatives 2
Statutory auditor 1
Owners and capital
Shareholders
- EBERHARDT Christian Jean Lucien Georges founder
- VAN HUELE Christine Jean Georgette Denise Louis founder
Capital transactions
- 23-09-2024 Incorporation · 34,400 shares
Mandate history
- Board
- Statutory auditor
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| EBERHARDT Christian Jean Lucien Georges |
|
| Bellaro |
|
| Jebera |
|
| PARMENTIER GUY |
|
| Isabelle Eberhardt |
|
| Jean Eberhardt |
|
| EBERHARDT Christian |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Vermelde prijs of bij betwisting door deskundige, helft overdrager en helft koper(s) naar evenredigheid aantal aandelen”
Articles of association, deed of 23-09-2024 (in Dutch)
Network & group
Connections & network
3 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
26-10
Gazette deed
2 directors appointed, 2 directors resigningResignations: Eberhardt Isabelle (director) and Eberhardt Jean (director) · Appointments: BELLARO (director) and JEBERA (director) · Permanent representatives: Eberhardt Isabelle and Eberhardt Jean9 points ▸
- General meeting, 18-09-2026
- Director resignation, Eberhardt Isabelle
- Director resignation, Eberhardt Jean
- Director appointment, BELLARO
- Permanent representative, Eberhardt Isabelle
- Director appointment, JEBERA
- Permanent representative, Eberhardt Jean
- Power of attorney, Caroline Mariën
- Power of attorney, Evi Anné
10-02
Gazette deed
2 directors appointed, 1 director resigningResignation: EBERHARDT Christian (director) · Appointments: Isabelle Eberhardt (director) and Jean Eberhardt (director) · Director discharge: EBERHARDT Christian5 points ▸
- General meeting, 31-12-2024
- Director resignation, EBERHARDT Christian
- Director discharge, EBERHARDT Christian
- Director appointment, Isabelle Eberhardt
- Director appointment, Jean Eberhardt
- The act holds 1 more point.
23-09
Gazette deed
IncorporationDemerger: InMac Int. splits off to InMac · Founders: EBERHARDT Christian Jean Lucien Georges and VAN HUELE Christine Jean Georgette Denise Louis · 34,400 shares11 points ▸
- Incorporation, 31-07-2024
- Founder, EBERHARDT Christian Jean Lucien Georges
- Founder, VAN HUELE Christine Jean Georgette Denise Louis
- 34,400 shares
- Share issue, 34,269, 34,269
- Share issue, 131, 131
- Registered office clause, Samberstraat 47-55, 2060 Antwerpen
- Board rule, 1
- Director appointment, EBERHARDT Christian Jean Lucien Georges (director (not named in the articles))
- Auditor appointment, PARMENTIER Guy
- Permanent representative, PARMENTIER Guy (and director)
- The act holds 10 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
7 activities
- De aan- en verkoop,huren en verhuring van alle,met motor(s) voortbewogen nieuwe en tweedehandse voertuigen,zowel te land als in het water of de lucht
- De aan- en verkopen van alle onderdelen (mechanische,elektrische,bekledings- en sierstukken,kwaliteitsverbeteringsartikelen) deel kunnende uitmaken van hoger vermelde voertuigen
- De aan- en verkoop van alle materiaal,werktuigen en klein gereedschap dienstig voor de fabricatie of enige verhandeling van voornoemde voertuigen
- De aan- en verkoop,verhuring van alle kampeermateriaal (bewegend en niet bewegend) of huishoudelijke artikelen
- Kortom het uitvoeren van alle technische en commerciële verhandelingen in de breedste zin,zowel klein- als groothandel,in- en uitvoer verband met alle beweegbare voertuigen en toebehoren
- Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,certificaten,schuldvorderingen,gelden en andere roerende waarden,al dan niet met speculatief karakter,uitgegeven door Belgische of buitenlandse ondernemingen,al dan niet onder de vorm van handelsvennootschappen,administratiekantoren,instellingen,en verenigingen al dan niet met een semipubliekrechtelijk statuut
- Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,het verlenen van advies,management,bijstand en andere diensten aan alle verbonden ondernemingen of aan ondernemingen waarin de vennootschap zelf een participatie bezit,of in overeenstemming met de activiteiten die de vennootschap zelf voert
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11807G0294/00N004 | Flanders | 1,011 m² | 1 · 830 m² | 8.9 m · 3 |