INMA SERVICES

Active

Private limited companyfounded 20215 yrs activeOude Ieperseweg(Heu) 165, 8501 Kortrijk, BelgiumKBO/BCE: BE 0770.592.249

The computed 12-month bankruptcy probability of INMA SERVICES is 2.2% (moderate). The 2025 annual accounts show equity of €101k and a net result of €15k. Equity is growing by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 27319 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

71 / 100

Healthy▲ +5 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability76▼-24

Solvency57▲+12

Growth78=

Stability94

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity tight (current ratio 1.17 against 0.98 in 2024), and 65.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

34.3%

Return on assets

5.2%

Age of the figures

14 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

1 d early

2024

4 d late

2023

11 d late

2022

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close12-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€101k▲ 18.0%

2024 · €86k

2022: €11k 2023: €42k 2024: €86k

2022 → 2025

Total assets

€296k▲ 1.0%

2024 · €293k

2022: €298k 2023: €281k 2024: €293k

2022 → 2025

Net result

€15k▼ 65.1%

2024 · €44k

2022: €889 2023: €31k 2024: €44k

2022 → 2025

Working capital

€18k

2024 · €-3k

2022: €-67k 2023: €-50k 2024: €-3k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€11k-€42k▲ 282%€86k▲ 107%€101k▲ 18.0%

Operating result€4k-€42k▲ 868%€59k▲ 40.0%€22k▼ 62.2%

Net result€889-€31k▲ 3,351%€44k▲ 44.6%€15k▼ 65.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 62% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €296k

58.6%

41.4%

Fixed assets €174k▼ 8.5%

Current assets €123k▲ 18.3%

Equity and liabilities €296k

34.3%

65.7%

Equity €101k▲ 18.0%

Debt €195k▼ 6.1%

The debt ratio falls from 70.7% to 65.7%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€42k▼

2024 · €78k

Cash flow

€35k▼

2024 · €63k

Solvency

34.3%▲

2024 · 29.3%

Current ratio

1.17▲

2024 · 0.98

Quick ratio

0.54▼

2024 · 0.62

Debt / equity

1.92▼

2024 · 2.41

ROE

15.3%▼

2024 · 51.6%

ROA

5.2%▼

2024 · 15.1%

Interest coverage

22.77▼

2024 · 33.72

Debt

€195k▼

2024 · €207k

Debt ≤ 1 year

€105k▼

2024 · €106k

Debt > 1 year

€90k▼

2024 · €101k

Income taxes

€5k▼

2024 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€293k€296k▲

Fixed assets21/28€190k€174k▼

Intangible fixed assets21€721€511▼

Tangible fixed assets22/27€189k€173k▼

Land and buildings22€135k€127k▼

Plant, machinery and equipment23€6k€7k▲

Furniture and vehicles24€12k€7k▼

Other tangible fixed assets26€36k€31k▼

Current assets29/58€104k€123k▲

Stocks and contracts in progress3€37k€66k▲

Stocks30/36€37k€66k▲

Amounts receivable within one year40/41€35k€46k▲

Trade receivables40€31k€43k▲

Other amounts receivable41€4k€2k▼

Cash at bank and in hand54/58€28k€7k▼

Deferred charges and accrued income490/1€3k€5k▲

Equity and liabilities

Total equity and liabilities10/49€293k€296k▲

Equity10/15€86k€101k▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€76k€91k▲

Amounts payable17/49€207k€195k▼

Amounts payable after more than one year17€101k€90k▼

Financial debts170/4€101k€90k▼

Amounts payable within one year42/48€106k€105k▼

Current portion of amounts payable after more than one year42€15k€11k▼

Trade debts44€30k€38k▲

Suppliers440/4€30k€38k▲

Taxes, remuneration and social security45€12k€53▼

Taxes450/3€12k€53▼

Other amounts payable47/48€49k€55k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲

Other operating charges640/8€3k€3k▲

Gross operating margin9900€81k€45k▼

Operating profit (loss)9901€59k€22k▼

Financial income75/76B€8€53▲

Recurring financial income75€8€53▲

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€57k€21k▼

Income taxes67/77€12k€5k▼

Profit (loss) for the period9904€44k€15k▼

Profit (loss) for the period to be appropriated9905€44k€15k▼

Appropriation of the result

Profit (loss) to be appropriated9906€76k€91k▲

Profit (loss) brought forward from the previous period14P€32k€76k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-01-2027

2026

30-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

Financial Equity above €100kEq €101k ▲18%

4 profitable years in a row build equity to €101k.

04-02

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 4 days late

2024

30-06

Financial Highest result since 2022net €44k ▲44.6%

Operating result €59k, net result €44k, both a record.

11-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 11 days late

2023

31-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Kortrijk · 1 establishment unit since 2021

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Ieperseweg(Heu) 1658501 Kortrijk

Ground area

510 m²

Building footprint

167 m²

Volume, LiDAR

625 m³

Parcel 34016C1036/00M000, Flanders · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

INMA SERVICES

Oude Ieperseweg(Heu) 165, 8501 KortrijkRepair and maintenance of fabricated metal products

since 20212.319.708.379

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34016C1036/00M000	Flanders	510 m²	1 · 167 m²	5.0 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

STIJNS ELEKTRICITEITSWERKEN

SECURITY ALARM SYSTEMS

BE 0420.963.271

Schaarbeek · Eq €101k

Guintens Electricité

BE 1000.625.076

Tongeren-Borgloon · Eq €101k

INCAELEC

BE 0886.997.395

Manage · Eq €101k

Of 22,731 companies in sector 43211 we hold annual accounts for 10,271. 8,757 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-07-2021

Fiscal year end30-06

Activities, NACEBEL

43211General electrical installation work

43222Installation of electric heating, air conditioning, cooling and ventilation

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.