INLOC
ActiveINLOC has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €392k and a net result of €80k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 31% of 5988 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-5
Solvency51▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.34 in 2023; short-term debt: 68.1% and cash: 28.6% of total assets), and 74% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
44 d early
2022
53 d early
2021
41 d early
2020
43 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80k▲ 2.7%
2023 · €78k
2018: €21k
2019: €14k
2020: €6k
2021: €14k
2022: €37k
2023: €78k
2018 → 2024
Working capital
€419k▲ 33.9%
2023 · €313k
2018: €111k
2019: €129k
2020: €213k
2021: €184k
2022: €273k
2023: €313k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€183k-€197k▲ 7.4%€234k▲ 18.6%€312k▲ 33.4%€392k▲ 25.7%
Operating result€8k-€13k▲ 70.1%€53k▲ 299%€118k▲ 123%€121k▲ 2.3%
Net result€6k-€14k▲ 129%€37k▲ 169%€78k▲ 114%€80k▲ 2.7%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.51M
Fixed assets
€62k▼ 35.2%
Current assets
€1.44M▲ 17.4%
Equity and liabilities €1.51M
Equity
€392k▲ 25.7%
Provisions
€49k▲ 188%
Debt
€1.07M▲ 6.9%
The debt ratio falls from 75.2% to 70.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€163k▲
2023 · €163k
Cash flow
€122k▼
2023 · €123k
Solvency
26.0%▲
2023 · 23.5%
Current ratio
1.41▲
2023 · 1.34
Quick ratio
1.23▲
2023 · 1.17
Debt / equity
2.72▼
2023 · 3.20
ROE
20.5%▼
2023 · 25.1%
ROA
5.3%▼
2023 · 5.9%
Interest coverage
4.48▼
2023 · 4.99
Debt
€1.07M▲
2023 · €996k
Debt ≤ 1 year
€1.03M▲
2023 · €917k
Debt > 1 year
€39k▼
2023 · €79k
Income taxes
€29k
Staff costs
€249k▲
2023 · €207k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.33M€1.51M▲
Fixed assets21/28€95k€62k▼
Tangible fixed assets22/27€95k€62k▼
Plant, machinery and equipment23€31k€21k▼
Furniture and vehicles24€64k€41k▼
Current assets29/58€1.23M€1.44M▲
Stocks and contracts in progress3€157k€178k▲
Stocks30/36€157k€178k▲
Amounts receivable within one year40/41€1.03M€811k▼
Trade receivables40€1.00M€782k▼
Other amounts receivable41€24k€28k▲
Current investments50/53-€25k
Cash at bank and in hand54/58€48k€431k▲
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.51M▲
Equity10/15€312k€392k▲
Contributions10/11€112k€112k=
Capital10€112k€112k=
Issued capital100€112k€112k=
Reserves13€11k€11k=
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Profit (loss) carried forward14€188k€269k▲
Provisions and deferred taxes16€17k€49k▲
Provisions for liabilities and charges160/5€17k€49k▲
Environmental obligations163-€25k
Other liabilities and charges164/5€17k€25k▲
Amounts payable17/49€996k€1.07M▲
Amounts payable after more than one year17€79k€39k▼
Financial debts170/4€79k€39k▼
Amounts payable within one year42/48€917k€1.03M▲
Current portion of amounts payable after more than one year42€84k€175k▲
Trade debts44€206k€403k▲
Suppliers440/4€191k€403k▲
Bills of exchange payable441€15k-
Taxes, remuneration and social security45€155k€90k▼
Taxes450/3€116k€44k▼
Remuneration and social security454/9€40k€46k▲
Other amounts payable47/48€472k€358k▼
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€1.91M€2.85M▲
Remuneration, social security and pensions62€207k€249k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€42k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Provisions for liabilities and charges: additions (uses and reversals)635/8€8k€31k▲
Gross operating margin9900€378k€445k▲
Operating profit (loss)9901€118k€121k▲
Financial income75/76B€9k€25k▲
Recurring financial income75€9k€25k▲
Financial charges65/66B€33k€36k▲
Recurring financial charges65€33k€36k▲
Profit (loss) for the period before taxes9903€95k€109k▲
Transfer to deferred taxes680€17k-
Income taxes67/77-€29k
Profit (loss) for the period9904€78k€80k▲
Profit (loss) for the period to be appropriated9905€78k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€188k€269k▲
Profit (loss) brought forward from the previous period14P€110k€188k▲
Social balance
Average headcount (FTE)90873.55.0▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €80k ▲2.7%
Operating result €121k, net result €80k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €234k ▲18.6%
5 profitable years in a row build equity to €234k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €6k ▼58.6%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €183k ▲44.1%
3 profitable years in a row build equity to €183k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
08-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
03-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Lavoisier 181300 WavreGround area
3,107 m²
Building footprint
726 m²
Parcel 25112C0005/00Z000, Wallonia. Linked by address, not a title deed.
1 establishment unit
INLOC
since 19912.053.045.778
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112C0005/00Z000 | Wallonia | 3,107 m² | 1 · 726 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500C5E9C54F25OB72
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Of 2,125 companies in sector 46500 we hold annual accounts for 1,403. 1,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-05-1991
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46660Wholesale trade
71406
77330Rental and leasing activities
51850
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Info@inloc.be