INKOJELILO
ActiveINKOJELILO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €17k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 4604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.46 against 6.09 in 2024; short-term debt: 16.6% and cash: 72.2% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
8 d early
2023
42 d early
2022
13 d early
2021
53 d early
2020
46 d early
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 20.3%
2024 · €85k
2018: €39k
2019: €43k
2020: €45k
2021: €45k
2022: €56k
2023: €57k
2024: €85k
2018 → 2025
Total assets
€123k▲ 23.4%
2024 · €100k
2018: €241k
2019: €86k
2020: €80k
2021: €95k
2022: €102k
2023: €65k
2024: €100k
2018 → 2025
Net result
€17k▼ 37.9%
2024 · €28k
2018: €-3k
2019: €5k
2020: €2k
2021: €-26
2022: €11k
2023: €1k
2024: €28k
2018 → 2025
Working capital
€91k▲ 24.5%
2024 · €73k
2018: €-53k
2019: €33k
2020: €34k
2021: €34k
2022: €45k
2023: €45k
2024: €73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€56k▲ 24.2%€57k▲ 2.3%€85k▲ 48.6%€103k▲ 20.3%
Operating result€143-€14k▲ 9,414%€2k▼ 84.4%€36k▲ 1,589%€23k▼ 36.4%
Net result€-26-€11k€1k▼ 88.0%€28k▲ 2,029%€17k▼ 37.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€12k▼ 4.9%
Current assets
€112k▲ 27.4%
Equity and liabilities €123k
Equity
€103k▲ 20.3%
Debt
€20k▲ 42.1%
The debt ratio rises from 14.4% to 16.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €36k
Cash flow
€18k▼
2024 · €29k
Solvency
83.4%▼
2024 · 85.6%
Current ratio
5.46▼
2024 · 6.09
Quick ratio
4.37▲
2024 · 4.06
Debt / equity
0.20▲
2024 · 0.17
ROE
16.9%▼
2024 · 32.7%
ROA
14.1%▼
2024 · 28.0%
Interest coverage
29.47▼
2024 · 56.70
Debt
€20k▲
2024 · €14k
Debt ≤ 1 year
€20k▲
2024 · €14k
Income taxes
€5k▼
2024 · €7k
Staff costs
€11k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€123k▲
Fixed assets21/28€12k€12k▼
Tangible fixed assets22/27€796€199▼
Plant, machinery and equipment23€796€199▼
Financial fixed assets28€11k€11k=
Current assets29/58€88k€112k▲
Stocks and contracts in progress3€29k€22k▼
Stocks30/36€29k€22k▼
Amounts receivable within one year40/41€770€365▼
Trade receivables40€0-
Other amounts receivable41€770€365▼
Cash at bank and in hand54/58€58k€89k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€100k€123k▲
Equity10/15€85k€103k▲
Contributions10/11€19k€19k=
Reserves13€67k€84k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€65k€82k▲
Amounts payable17/49€14k€20k▲
Amounts payable within one year42/48€14k€20k▲
Current portion of amounts payable after more than one year42-€380
Financial debts43€6k€5k▼
Credit institutions430/8€6k€5k▼
Trade debts44€935€9k▲
Suppliers440/4€935€9k▲
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€3k€6k▲
Remuneration and social security454/9€4k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€23k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€597€597=
Other operating charges640/8€1k€1,000▼
Gross operating margin9900€61k€35k▼
Operating profit (loss)9901€36k€23k▼
Financial charges65/66B€642€792▲
Recurring financial charges65€642€792▲
Profit (loss) for the period before taxes9903€35k€22k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€28k€17k▼
Profit (loss) for the period to be appropriated9905€28k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€17k▼
Transfer to equity691/2€28k€17k▼
To other reserves6921€28k€17k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €103k ▲20.3%
4 profitable years in a row build equity to €103k.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €28k ▲2029%
Operating result €36k, net result €28k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 6.93
Current ratio from 1.97 to 6.93; short-term debt falls from €46k to €8k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.77
Current ratio from 0.61 to 1.77; short-term debt falls from €135k to €42k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 272000 AntwerpenGround area
880 m²
Building footprint
426 m²
Volume, LiDAR
6,418 m³
2 parcels, Flanders · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
DE SINJOOR
since 20062.156.267.339
INKOJELILO
since 20252.373.384.122
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0302/00M000 | Flanders | 805 m² | 1 · 351 m² | 19.5 m · 5 fl. |
| 11804D0204/00A000 | Flanders | 75 m² | 1 · 75 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.156.267.339
Similar companies · same sector, comparable size
TRANSPORT MICHAËL SMET
BE 0505.942.595
Hamme (Vl.) · Eq €103k
FEREMANS SRL
BE 0768.852.088
Charleroi · Eq €103k
TRANSNEL
BE 0676.965.968
Willebroek · Eq €102k
IVENS S.
BE 0824.866.224
Stekene · Eq €103k
COCHEZ COMPANY
BE 0673.811.884
Tournai · Eq €103k
Of 12,606 companies in sector 49410 we hold annual accounts for 8,203. 6,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-12-2003
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
49410Freight transport by road
52470
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47252Retail sale of beverages, general range
47260Retail trade
52112
52250Logistics services
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:03/226.11.17