Inigma
ActiveInigma has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €253k and a net result of €38k. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▼-7
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.88 against 5.23 in 2023; short-term debt: 6.7% and cash: 40.9% of total assets), and 22.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
14 d early
2022
15 d late
2021
4 d late
2020
30 d late
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€253k▲ 17.8%
2023 · €215k
2018: €58k
2019: €72k
2020: €78k
2021: €120k
2022: €165k
2023: €215k
2018 → 2024
Total assets
€325k▲ 9.8%
2023 · €296k
2018: €152k
2019: €165k
2020: €169k
2021: €207k
2022: €241k
2023: €296k
2018 → 2024
Net result
€38k▼ 23.5%
2023 · €50k
2018: €16k
2019: €15k
2020: €7k
2021: €42k
2022: €45k
2023: €50k
2018 → 2024
Working capital
€128k▲ 23.7%
2023 · €104k
2018: €65k
2019: €78k
2020: €79k
2021: €113k
2022: €50k
2023: €104k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€78k-€120k▲ 53.5%€165k▲ 37.7%€215k▲ 30.4%€253k▲ 17.8%
Operating result€15k-€61k▲ 301%€65k▲ 6.6%€72k▲ 11.3%€56k▼ 22.7%
Net result€7k-€42k▲ 484%€45k▲ 8.1%€50k▲ 11.0%€38k▼ 23.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 23% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €325k
Fixed assets
€174k▲ 4.3%
Current assets
€150k▲ 17.1%
Equity and liabilities €325k
Equity
€253k▲ 17.8%
Debt
€72k▼ 11.4%
The debt ratio falls from 27.4% to 22.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▼
2023 · €77k
Cash flow
€43k▼
2023 · €55k
Solvency
77.9%▲
2023 · 72.6%
Current ratio
6.88▲
2023 · 5.23
Quick ratio
6.88▲
2023 · 5.23
Debt / equity
0.28▼
2023 · 0.38
ROE
15.1%▼
2023 · 23.3%
ROA
11.8%▼
2023 · 16.9%
Interest coverage
27.04▼
2023 · 32.12
Debt
€72k▼
2023 · €81k
Debt ≤ 1 year
€22k▼
2023 · €25k
Debt > 1 year
€50k▼
2023 · €56k
Income taxes
€16k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€296k€325k▲
Fixed assets21/28€167k€174k▲
Tangible fixed assets22/27€167k€174k▲
Land and buildings22€167k€174k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€0€0=
Current assets29/58€128k€150k▲
Amounts receivable within one year40/41€29k€18k▼
Trade receivables40€28k€18k▼
Other amounts receivable41€562-
Cash at bank and in hand54/58€100k€133k▲
Equity and liabilities
Total equity and liabilities10/49€296k€325k▲
Equity10/15€215k€253k▲
Contributions10/11€12k€12k=
Reserves13€150k€188k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€148k€186k▲
Profit (loss) carried forward14€52k€52k=
Amounts payable17/49€81k€72k▼
Amounts payable after more than one year17€56k€50k▼
Financial debts170/4€56k€50k▼
Amounts payable within one year42/48€25k€22k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€1k€924▼
Income statement
Code20232024
Non-recurring operating income76A€6k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€614▼
Gross operating margin9900€79k€61k▼
Operating profit (loss)9901€72k€56k▼
Financial income75/76B€0€618▲
Recurring financial income75€0€618▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€70k€54k▼
Income taxes67/77€20k€16k▼
Profit (loss) for the period9904€50k€38k▼
Profit (loss) for the period to be appropriated9905€50k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€91k▼
Profit (loss) brought forward from the previous period14P€52k€52k=
Transfer to equity691/2€50k€38k▼
To other reserves6921€50k€38k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €50k ▲11%
Operating result €72k, net result €50k, both a record.
31-12
Financial
Equity above €200kEq €215k ▲30.4%
6 profitable years in a row build equity to €215k.
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
31-12
Financial
Equity above €150kEq €165k ▲37.7%
5 profitable years in a row build equity to €165k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Equity above €100kEq €120k ▲53.5%
4 profitable years in a row build equity to €120k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €7k ▼53.4%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
20-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 20 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-10-2023
Resigned as Manager
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tommestraat(OTT) 573040 HuldenbergGround area
3,439 m²
Parcel 24085B0063/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Tommestraat(OTT) 57, 3040 Huldenberg
since 20112.200.052.149
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24085B0063/00C000 | Flanders | 3,439 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PANNISOFT
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LAMOEN CONSULTING
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.