INGSPIRE
ActiveINGSPIRE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €9k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency90▲+9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.87 against 2.15 in 2024; short-term debt: 33.7% and cash: 68.8% of total assets), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.3%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 d early
2024
14 d early
2023
37 d early
2022
11 d early
2021
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 10.8%
2024 · €85k
2021: €19k
2022: €53k
2023: €111k
2024: €85k
2021 → 2025
Total assets
€144k▼ 5.7%
2024 · €153k
2021: €30k
2022: €81k
2023: €136k
2024: €153k
2021 → 2025
Net result
€9k▼ 88.9%
2024 · €83k
2021: €16k
2022: €34k
2023: €59k
2024: €83k
2021 → 2025
Working capital
€91k▲ 17.3%
2024 · €78k
2021: €9k
2022: €45k
2023: €106k
2024: €78k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€53k▲ 180%€111k▲ 112%€85k▼ 23.4%€94k▲ 10.8%
Operating result€21k-€47k▲ 124%€81k▲ 72.3%€113k▲ 39.9%€15k▼ 86.6%
Net result€16k-€34k▲ 108%€59k▲ 73.3%€83k▲ 41.0%€9k▼ 88.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€5k▼ 42.0%
Current assets
€140k▼ 3.7%
Equity and liabilities €144k
Equity
€94k▲ 10.8%
Debt
€50k▼ 26.2%
The debt ratio falls from 44.4% to 34.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €116k
Cash flow
€12k▼
2024 · €86k
Solvency
65.3%▲
2024 · 55.6%
Current ratio
2.87▲
2024 · 2.15
Quick ratio
2.87▲
2024 · 2.15
Debt / equity
0.53▼
2024 · 0.80
ROE
9.7%▼
2024 · 97.1%
ROA
6.3%▼
2024 · 54.0%
Interest coverage
7.99▼
2024 · 138.77
Debt
€50k▼
2024 · €68k
Debt ≤ 1 year
€49k▼
2024 · €68k
Income taxes
€4k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€144k▼
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€105€105=
Current assets29/58€145k€140k▼
Amounts receivable within one year40/41€96k€40k▼
Trade receivables40€93k€26k▼
Other amounts receivable41€3k€15k▲
Cash at bank and in hand54/58€39k€99k▲
Deferred charges and accrued income490/1€11k€16▼
Equity and liabilities
Total equity and liabilities10/49€153k€144k▼
Equity10/15€85k€94k▲
Contributions10/11€3k€3k=
Reserves13€83k€92k▲
Distributable reserves133€83k€92k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€68k€50k▼
Amounts payable within one year42/48€68k€49k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€29k€17k▼
Taxes450/3€29k€17k▼
Other amounts payable47/48€34k€29k▼
Accrued charges and deferred income492/3€379€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€536€544▲
Gross operating margin9900€117k€19k▼
Operating profit (loss)9901€113k€15k▼
Financial income75/76B€157€116▼
Recurring financial income75€157€116▼
Financial charges65/66B€839€2k▲
Recurring financial charges65€839€2k▲
Profit (loss) for the period before taxes9903€113k€13k▼
Income taxes67/77€30k€4k▼
Profit (loss) for the period9904€83k€9k▼
Profit (loss) for the period to be appropriated9905€83k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€9k▼
Transfer from equity791/2€109k€0▼
Transfer to equity691/2€83k€9k▼
To other reserves6921€83k€9k▼
Profit to be distributed694/7€109k€0▼
Return on contributions (dividend)694€109k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €9k ▼88.9%
Net result drops to €9k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €83k ▲41%
Operating result €113k, net result €83k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 5.65
Current ratio from 2.59 to 5.65; short-term debt falls from €28k to €23k.
31-12
Financial
Equity above €100kEq €111k ▲112%
3 profitable years in a row build equity to €111k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coupure 1549000 GentGround area
571 m²
Building footprint
320 m²
Volume, LiDAR
4,353 m³
Parcel 44815F2061/00G000, Flanders · tallest building 23.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
INGSPIRE
since 20202.311.202.568
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F2061/00G000 | Flanders | 571 m² | 1 · 320 m² | 23.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
DB² Value Creation
BE 0644.714.953
Evergem · Eq €94k
GUNS CONSULTING
BE 0794.826.017
Buggenhout · Eq €94k
Expound
BE 0840.114.327
Deinze · Eq €94k
B44C
BE 0667.589.434
Kortrijk · Eq €94k
Jogo
BE 0775.655.649
Antwerpen · Eq €94k
Of 13,425 companies in sector 73300 we hold annual accounts for 6,899. 5,627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
73200Market research and public opinion polling
74300Other professional, scientific and technical activities
74301Translation services
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.