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INGROB

Active
Private limited companyfounded 20188 yrs activeHasseltweg 427, 3600 Genk, BelgiumKBO/BCE: BE 0694.978.274
Summary

The annual accounts of INGROB for fiscal year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €8,598 and a net result of -€22,541. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability15▼-75
Solvency26▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.86 against 0.22 in 2024; short-term debt: 60.2% and cash: 0.6% of total assets), and 99% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1%
Return on assets
-2.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2024
28 d early
2023
on the day
2022
31 d late
2021
24 d late
2020
30 d late
2019
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 April 2018, INGROB was incorporated.1 Total assets went from EUR 737,620 in 2019 to EUR 843,408 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,598▼ 72.4%
2024 · €31,139
Total assets
€843,408▲ 93.4%
2024 · €436,026
Net result
-€22,541
2024 · €72,639
Working capital
-€73,591▼ 38.5%
2024 · -€53,140
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€21,389-€21,665-€18,988▲ 12.4%€84,683-€11,755
Net result€14,098-€23,074-€33,957▼ 47.2%€72,639-€22,541
Equity€5,531-€17,543-€51,500▼ 194%€31,139€8,598▼ 72.4%
Total assets€711,875▲ 1.6%€747,801▲ 5.0%€687,132▼ 8.1%€436,026▼ 36.5%€843,408▲ 93.4%
Debt€706,344▼ 0.2%€765,344▲ 8.4%€738,632▼ 3.5%€404,887▼ 45.2%€834,810▲ 106%
Working capital-€6,885▲ 91.7%-€8,294▼ 20.5%-€187,539▼ 2,161%-€53,140▲ 71.7%-€73,591▼ 38.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €21,389€21,389Net result 2021: €14,098€14,098Operating result 2022: -€21,665-€21,665Net result 2022: -€23,074-€23,074Operating result 2023: -€18,988-€18,988Net result 2023: -€33,957-€33,957Operating result 2024: €84,683€84,683Net result 2024: €72,639€72,639Operating result 2025: -€11,755-€11,755Net result 2025: -€22,541-€22,54120212022202320242025-€50,000€0€50,000€100,000Operating result 2023: -€18,988-€19,000Net result 2023: -€33,957-€34,000Operating result 2024: €84,683€84,700Net result 2024: €72,639€72,600Operating result 2025: -€11,755-€11,800Net result 2025: -€22,541-€22,500202320242025
The operating result turns negative in 2025: a loss of €11,755 after €84,683 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €843,408
Fixed assets €409,336 ▼ 2.8%
Current assets €434,072 ▲ 2,786%
Equity and liabilities €843,408
Equity €8,598 ▼ 72.4%
Debt €834,810 ▲ 106%
Debt's share of the balance-sheet total rises from 92.9% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€107▼
2024 · €96,331
Cash flow
-€10,893▼
2024 · €84,286
Current ratio
0.86▲
2024 · 0.22
Debt to equity
97.09▲
2024 · 13.00
ROE
-262.2%▼
2024 · 233.3%
ROA
-2.7%▼
2024 · 16.7%
Interest coverage
-0.01▼
2024 · 8.00
Debt ≤ 1 year
€507,662▲
2024 · €68,182
Debt > 1 year
€327,147▼
2024 · €336,705
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 819 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a small loss
1.8% went bankrupt
3.3% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 819 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€436,026€843,408▲
Fixed assets21/28€420,984€409,336▼
Tangible fixed assets22/27€420,984€409,336▼
Land and buildings22€420,984€409,336▼
Current assets29/58€15,042€434,072▲
Amounts receivable within one year40/41€12,015€13,305▲
Trade receivables40€12,015€12,015=
Other amounts receivable41-€1,290
Current investments50/53-€416,032
Cash at bank and in hand54/58€3,027€4,734▲
Equity and liabilities
Total equity and liabilities10/49€436,026€843,408▲
Equity10/15€31,139€8,598▼
Contributions10/11€75,000€75,000=
Outside capital11€75,000-
Other1109/19€75,000-
Profit (loss) carried forward14-€43,861-€66,402▼
Amounts payable17/49€404,887€834,810▲
Amounts payable after more than one year17€336,705€327,147▼
Financial debts170/4€336,705€327,147▼
Amounts payable within one year42/48€68,182€507,662▲
Current portion of amounts payable after more than one year42€10,175€10,347▲
Advances received on contracts in progress46-€2,419
Taxes, remuneration and social security45€1,805-
Taxes450/3€1,805-
Other amounts payable47/48€56,203€494,897▲
Income statement Code20242025
Non-recurring operating income76A€139,722-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,648€11,648=
Other operating charges640/8€18,215€3,150▼
Non-recurring operating charges66A€9,992-
Gross operating margin9900€124,538€3,043▼
Operating profit (loss)9901€84,683-€11,755▼
Financial income75/76B€0€8,033▲
Recurring financial income75€0€8,033▲
Financial charges65/66B€12,045€18,819▲
Recurring financial charges65€12,045€18,819▲
Profit (loss) for the period before taxes9903€72,639-€22,541▼
Profit (loss) for the period9904€72,639-€22,541▼
Profit (loss) for the period to be appropriated9905€72,639-€22,541▼
Appropriation of the result
Profit (loss) to be appropriated9906-€43,861-€66,402▼
Profit (loss) brought forward from the previous period14P-€116,500-€43,861▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€139,722--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,665€21,665€18,018€11,648€11,648=
Other operating charges640/8--€1,404€18,215€3,150▼ 82.7%
Non-recurring operating charges66A---€9,992--
Gross operating margin9900€43,053-€434€124,538€3,043▼ 97.6%
Operating profit (loss)9901€21,389-€21,665-€18,988€84,683-€11,755▼ 114%
Financial income75/76B€62--€0€8,033▲ 2,008,043%
Recurring financial income75€62--€0€8,033▲ 2,008,043%
Financial charges65/66B€7,353€1,409€14,969€12,045€18,819▲ 56.2%
Recurring financial charges65€7,353€1,409€14,969€12,045€18,819▲ 56.2%
Profit (loss) for the period before taxes9903€14,098-€23,074-€33,957€72,639-€22,541▼ 131%
Profit (loss) for the period9904€14,098-€23,074-€33,957€72,639-€22,541▼ 131%
Profit (loss) for the period to be appropriated9905€14,098-€23,074-€33,957€72,639-€22,541▼ 131%
Line20212022202320242025Change
Assets
Total assets20/58€711,875€747,801€687,132€436,026€843,408▲ 93.4%
Fixed assets21/28€677,373€655,708€638,326€420,984€409,336▼ 2.8%
Tangible fixed assets22/27€677,373€655,708€638,326€420,984€409,336▼ 2.8%
Land and buildings22€677,373€655,708€638,326€420,984€409,336▼ 2.8%
Current assets29/58€34,502€92,093€48,807€15,042€434,072▲ 2,786%
Amounts receivable within one year40/41€28,500€28,500€44,100€12,015€13,305▲ 10.7%
Trade receivables40€28,500€28,500€28,500€12,015€12,015=
Other amounts receivable41--€15,600-€1,290-
Current investments50/53----€416,032-
Cash at bank and in hand54/58€6,002€63,593€4,044€3,027€4,734▲ 56.4%
Deferred charges and accrued income490/1--€663---
Equity and liabilities
Total equity and liabilities10/49€711,875€747,801€687,132€436,026€843,408▲ 93.4%
Equity10/15€5,531-€17,543-€51,500€31,139€8,598▼ 72.4%
Contributions10/11€65,000€65,000€65,000€75,000€75,000=
Capital10€65,000€65,000€65,000---
Issued capital100€75,000€75,000€75,000---
Uncalled capital101€10,000€10,000€10,000---
Outside capital11---€75,000--
Other1109/19---€75,000--
Profit (loss) carried forward14-€59,469-€82,543-€116,500-€43,861-€66,402▼ 51.4%
Amounts payable17/49€706,344€765,344€738,632€404,887€834,810▲ 106%
Amounts payable after more than one year17€664,957€664,957€502,286€336,705€327,147▼ 2.8%
Financial debts170/4€664,957€664,957€502,286€336,705€327,147▼ 2.8%
Amounts payable within one year42/48€41,387€100,387€236,346€68,182€507,662▲ 645%
Current portion of amounts payable after more than one year42€908€908-€10,175€10,347▲ 1.7%
Financial debts43-€59,000----
Credit institutions430/8-€59,000----
Trade debts44€12,795€12,795€20,001---
Suppliers440/4€12,795€12,795€20,001---
Advances received on contracts in progress46----€2,419-
Taxes, remuneration and social security45---€1,805--
Taxes450/3---€1,805--
Other amounts payable47/48€27,683€27,683€216,345€56,203€494,897▲ 781%
Line20212022202320242025Change
Profit (loss) for the period9904€14,098-€23,074-€33,957€72,639-€22,541▼ 131%
+ Depreciation and write-downs630€21,665€21,665€18,018€11,648€11,648=
Operating cash flow (approximation)€35,763-€1,409-€15,939€84,286-€10,893▼ 113%
Investment in fixed assets (approximation)-€0-€635€205,694€0▼ 100%
Change in cash-€57,591-€59,549-€1,017€1,708▲ 268%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
17-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €72,639
Net result €72,639 after 2 loss-making years.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial Back to profitnet €14,098
Net result €14,098 after 2 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
21-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2018
exact location from the address register On OpenStreetMap
Ground area
1,741 m²
Building footprint
280 m²
Volume, LiDAR
1,684 m³
Parcel 71306G0215/00B093, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PHILYRA
Gen.Geneesheer Derachelaan 113, 1050 ElseneReal estate activities
since 20182.278.101.616
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71306G0215/00B093 Flanders 1,741 m² 1 · 280 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded23-04-2018
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0694978274
Also 9925:BE0694978274
Registered 09-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.