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INGLOU

Active
Private limited companyfounded 200817 yrs activeHouwerstraat 19, 2060 Antwerpen, BelgiumKBO/BCE: BE 0806.980.414

INGLOU has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337k and a net result of €40k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
91 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.66 against 18.91 in 2024; short-term debt: 21.3% and cash: 34.3% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78.7%
Return on assets
9.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
27 d late
2023
29 d late
2022
31 d late
2021
10 d late
2020
2 d early
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€337k▲ 13.3%
2024 · €298k
2018: €42k 2019: €43k 2020: €48k 2021: €113k 2022: €190k 2023: €266k 2024: €298k
2018 → 2025
Total assets
€429k▲ 36.6%
2024 · €314k
2018: €63k 2019: €46k 2020: €56k 2021: €140k 2022: €232k 2023: €300k 2024: €314k
2018 → 2025
Net result
€40k▲ 25.7%
2024 · €32k
2018: €13k 2019: €1k 2020: €5k 2021: €65k 2022: €77k 2023: €76k 2024: €32k
2018 → 2025
Working capital
€334k▲ 15.1%
2024 · €290k
2018: €35k 2019: €38k 2020: €44k 2021: €108k 2022: €186k 2023: €256k 2024: €290k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€113k-€190k▲ 67.9%€266k▲ 40.2%€298k▲ 11.9%€337k▲ 13.3%
Operating result€96k-€113k▲ 18.6%€110k▼ 2.8%€50k▼ 54.6%€50k▲ 0.3%
Net result€65k-€77k▲ 17.4%€76k▼ 0.5%€32k▼ 58.6%€40k▲ 25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €96k€96kNet result 2021: €65k€65kOperating result 2022: €113k€113kNet result 2022: €77k€77kOperating result 2023: €110k€110kNet result 2023: €76k€76kOperating result 2024: €50k€50kNet result 2024: €32k€32kOperating result 2025: €50k€50kNet result 2025: €40k€40k20212022202320242025
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €429k
Fixed assets €4k▼ 50.2%
Current assets €425k▲ 38.8%
Equity and liabilities €429k
Equity €337k▲ 13.3%
Debt €91k▲ 464%
The debt ratio rises from 5.2% to 21.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€54k
2024 · €54k
Cash flow
€44k
2024 · €35k
Solvency
78.7%
2024 · 94.8%
Current ratio
4.66
2024 · 18.91
Quick ratio
4.66
2024 · 18.91
Debt / equity
0.27
2024 · 0.05
ROE
11.8%
2024 · 10.6%
ROA
9.3%
2024 · 10.1%
Interest coverage
751.97
2024 · 263.55
Debt
€91k
2024 · €16k
Debt ≤ 1 year
€91k
2024 · €16k
Income taxes
€14k
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€314k€429k
Fixed assets21/28€8k€4k
Tangible fixed assets22/27€8k€4k
Plant, machinery and equipment23€4k€2k
Furniture and vehicles24€571€60
Other tangible fixed assets26€3k€2k
Current assets29/58€306k€425k
Amounts receivable within one year40/41€11k€24k
Trade receivables40-€4k
Other amounts receivable41€11k€20k
Current investments50/53€250k€200k
Cash at bank and in hand54/58€43k€147k
Deferred charges and accrued income490/1€2k€54k
Equity and liabilities
Total equity and liabilities10/49€314k€429k
Equity10/15€298k€337k
Contributions10/11€12k€12k=
Reserves13€285k€325k
Tax-exempt reserves132€156k€156k=
Distributable reserves133€130k€169k
Amounts payable17/49€16k€91k
Amounts payable within one year42/48€16k€91k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Advances received on contracts in progress46-€63k
Taxes, remuneration and social security45€14k€26k
Taxes450/3€14k€26k
Accrued charges and deferred income492/3-€112
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€880€658
Gross operating margin9900€55k€55k
Operating profit (loss)9901€50k€50k
Financial income75/76B€7k€4k
Recurring financial income75€7k€4k
Financial charges65/66B€204€72
Recurring financial charges65€204€72
Profit (loss) for the period before taxes9903€57k€54k
Income taxes67/77€26k€14k
Profit (loss) for the period9904€32k€40k
Transfer to tax-exempt reserves689€42k-
Profit (loss) for the period to be appropriated9905€-10k€40k
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€40k
Transfer from equity791/2€10k-
Transfer to equity691/2-€40k
To other reserves6921-€40k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial Liquidity doublescurrent ratio 18.91
Current ratio from 8.66 to 18.91; short-term debt falls from €34k to €16k.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Equity above €200kEq €266k ▲40.2%
6 profitable years in a row build equity to €266k.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Highest result since 2018net €77k ▲17.4%
Operating result €113k, net result €77k, both a record.
31-12
Financial Equity above €150kEq €190k ▲67.9%
5 profitable years in a row build equity to €190k.
10-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial Equity above €100kEq €113k ▲137%
4 profitable years in a row build equity to €113k.
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Weakest financial yearnet €1k ▼90.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 7current ratio 17.55
Current ratio from 2.66 to 17.55; short-term debt falls from €21k to €2k.
22-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
20-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Houwerstraat 192060 Antwerpen
Ground area
317 m²
Building footprint
317 m²
Volume, LiDAR
2,614 m³
Parcel 11807G1295/00D008, Flanders · tallest building 18.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inglou
Houwerstraat 19, 2060 AntwerpenActivities of head offices; management consultancy activities
since 20082.174.297.461
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11807G1295/00D008 Flanders 317 m² 1 · 317 m² 18.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 173 EUR awarded · 173 EUR paid
Year Entries awardedpaid
2022 1 173 EUR173 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 173 EUR · 173 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

984500B5J069386KB907
live in the LEI register

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 37,425 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-10-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
78300Employment activities
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.