Skip to content

IngenuIT

Active
Private limited companyfounded 20197 yrs activeDe Vletlaan (Dp) 21, 2920 Kalmthout, BelgiumKBO/BCE: BE 0733.634.061
Summary

IngenuIT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98,804 and a net result of €38,424. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 9525 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+31
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 6.26 against 1.44 in 2023; short-term debt: 13% and cash: 51.6% of total assets), and 13.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
55 d late
2023
61 d late
2022
7 d early
2021
11 d early
2020
10 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IngenuIT was incorporated on 3 September 2019 as a Private limited company.1 Total assets rose from EUR 65,133 in 2020 to EUR 113,650 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€98,804▲ 63.6%
2023 · €60,380
Total assets
€113,650▼ 17.7%
2023 · €138,028
Net result
€38,424▲ 11.9%
2023 · €34,336
Working capital
€77,807▲ 128%
2023 · €34,059
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€53,402-€23,351▼ 56.3%€38,174▲ 63.5%€43,714▲ 14.5%€50,397▲ 15.3%
Net result€38,308above the sector's middle half-€15,561within the sector's middle half▼ 59.4%€27,475within the sector's middle half▲ 76.6%€34,336within the sector's middle half▲ 25.0%€38,424within the sector's middle half▲ 11.9%
Equity€40,508within the sector's middle half-€56,069within the sector's middle half▲ 38.4%€83,544within the sector's middle half▲ 49.0%€60,380within the sector's middle half▼ 27.7%€98,804within the sector's middle half▲ 63.6%
Total assets€65,133within the sector's middle half-€73,655within the sector's middle half▲ 13.1%€115,136within the sector's middle half▲ 56.3%€138,028within the sector's middle half▲ 19.9%€113,650within the sector's middle half▼ 17.7%
Debt€24,625-€17,586▼ 28.6%€31,592▲ 79.6%€77,648▲ 146%€14,846▼ 80.9%
Working capital€16,783within the sector's middle half-€45,489within the sector's middle half▲ 171%€62,876within the sector's middle half▲ 38.2%€34,059within the sector's middle half▼ 45.8%€77,807within the sector's middle half▲ 128%
Solvency62.2%within the sector's middle half-76.1%above the sector's middle half▲ 13.9pp72.6%within the sector's middle half▼ 3.6pp43.7%within the sector's middle half▼ 28.8pp86.9%above the sector's middle half▲ 43.2pp
Current ratio1.68within the sector's middle half-3.59within the sector's middle half▲ 1.912.99within the sector's middle half▼ 0.601.44within the sector's middle half▼ 1.556.26above the sector's middle half▲ 4.82
Return on assets (ROA)58.8%above the sector's middle half-21.1%within the sector's middle half▼ 37.7pp23.9%within the sector's middle half▲ 2.7pp24.9%within the sector's middle half▲ 1.0pp33.8%above the sector's middle half▲ 8.9pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2020: €53,402€53,402Net result 2020: €38,308€38,308Operating result 2021: €23,351€23,351Net result 2021: €15,561€15,561Operating result 2022: €38,174€38,174Net result 2022: €27,475€27,475Operating result 2023: €43,714€43,714Net result 2023: €34,336€34,336Operating result 2024: €50,397€50,397Net result 2024: €38,424€38,42420202021202220232024€0€20,000€40,000€60,000Operating result 2022: €38,174€38,200Net result 2022: €27,475€27,500Operating result 2023: €43,714€43,700Net result 2023: €34,336€34,300Operating result 2024: €50,397€50,400Net result 2024: €38,424€38,400202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €113,650
Fixed assets €21,059 ▼ 20.0%
Current assets €92,591 ▼ 17.1%
Equity and liabilities €113,650
Equity €98,804 ▲ 63.6%
Debt €14,846 ▼ 80.9%
Debt's share of the balance-sheet total falls from 56.3% to 13.1%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€58,777▲
2023 · €49,900
Cash flow
€46,804▲
2023 · €40,522
Debt to equity
0.15▼
2023 · 1.29
ROE
38.9%▼
2023 · 56.9%
Interest coverage
44.69▼
2023 · 167.28
Debt ≤ 1 year
€14,784▼
2023 · €77,648
Income taxes
€13,168▲
2023 · €10,168
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€138,028€113,650▼
Fixed assets21/28€26,321€21,059▼
Tangible fixed assets22/27€26,321€21,059▼
Plant, machinery and equipment23€992€2,065▲
Furniture and vehicles24€25,329€16,794▼
Other tangible fixed assets26-€2,199
Current assets29/58€111,707€92,591▼
Amounts receivable within one year40/41€58,690€34,003▼
Trade receivables40€27,704-
Other amounts receivable41€30,987€34,003▲
Cash at bank and in hand54/58€52,586€58,589▲
Deferred charges and accrued income490/1€431-
Equity and liabilities
Total equity and liabilities10/49€138,028€113,650▼
Equity10/15€60,380€98,804▲
Contributions10/11€3,000€3,000=
Reserves13€57,380€95,804▲
Distributable reserves133€57,380€95,804▲
Amounts payable17/49€77,648€14,846▼
Amounts payable within one year42/48€77,648€14,784▼
Financial debts43€1,948-
Credit institutions430/8€1,948-
Trade debts44€20,384€1,419▼
Suppliers440/4€20,384€1,419▼
Taxes, remuneration and social security45€29,816€13,365▼
Taxes450/3€29,816€13,365▼
Other amounts payable47/48€25,500-
Accrued charges and deferred income492/3-€62
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,186€8,381▲
Other operating charges640/8€1,431€910▼
Non-recurring operating charges66A€2,819-
Gross operating margin9900€54,149€59,687▲
Operating profit (loss)9901€43,714€50,397▲
Financial income75/76B€1,089€2,510▲
Recurring financial income75€1,089€2,510▲
Financial charges65/66B€298€1,315▲
Recurring financial charges65€298€1,315▲
Profit (loss) for the period before taxes9903€44,504€51,592▲
Income taxes67/77€10,168€13,168▲
Profit (loss) for the period9904€34,336€38,424▲
Profit (loss) for the period to be appropriated9905€34,336€38,424▲
Appropriation of the result
Profit (loss) to be appropriated9906€34,644€38,424▲
Profit (loss) brought forward from the previous period14P€308-
Transfer from equity791/2€27,192-
Transfer to equity691/2€4,336€38,424▲
To other reserves6921€4,336€38,424▲
Profit to be distributed694/7€57,500-
Return on contributions (dividend)694€57,500-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,147€2,820€4,230€6,186€8,381▲ 35.5%
Other operating charges640/8-€1,868€574€1,431€910▼ 36.4%
Non-recurring operating charges66A-€3,669€26€2,819--
Gross operating margin9900€56,796€31,708€43,003€54,149€59,687▲ 10.2%
Operating profit (loss)9901€53,402€23,351€38,174€43,714€50,397▲ 15.3%
Financial income75/76B-€0€560€1,089€2,510▲ 130%
Recurring financial income75€50€0€560€1,089€2,510▲ 130%
Financial charges65/66B-€114€233€298€1,315▲ 341%
Recurring financial charges65€224€114€233€298€1,315▲ 341%
Profit (loss) for the period before taxes9903€53,228€23,238€38,500€44,504€51,592▲ 15.9%
Income taxes67/77€14,920€7,677€11,025€10,168€13,168▲ 29.5%
Profit (loss) for the period9904€38,308€15,561€27,475€34,336€38,424▲ 11.9%
Profit (loss) for the period to be appropriated9905€38,308€15,561€27,475€34,336€38,424▲ 11.9%
Line20202021202220232024Change
Assets
Total assets20/58€65,133€73,655€115,136€138,028€113,650▼ 17.7%
Fixed assets21/28€23,725€10,580€20,668€26,321€21,059▼ 20.0%
Tangible fixed assets22/27€23,725€10,580€19,668€26,321€21,059▼ 20.0%
Plant, machinery and equipment23-€1,512€961€992€2,065▲ 108%
Furniture and vehicles24-€9,068€18,707€25,329€16,794▼ 33.7%
Other tangible fixed assets26----€2,199-
Financial fixed assets28--€1,000---
Current assets29/58€41,408€63,075€94,468€111,707€92,591▼ 17.1%
Amounts receivable within one year40/41€13,187€9,946€42,826€58,690€34,003▼ 42.1%
Trade receivables40-€9,000€26,064€27,704--
Other amounts receivable41-€946€16,762€30,987€34,003▲ 9.7%
Cash at bank and in hand54/58€27,327€53,129€51,643€52,586€58,589▲ 11.4%
Deferred charges and accrued income490/1---€431--
Equity and liabilities
Total equity and liabilities10/49€65,133€73,655€115,136€138,028€113,650▼ 17.7%
Equity10/15€40,508€56,069€83,544€60,380€98,804▲ 63.6%
Contributions10/11-€3,000€3,000€3,000€3,000=
Outside capital11-€3,000----
Other1109/19-€3,000----
Reserves13€37,200€52,761€80,236€57,380€95,804▲ 67.0%
Distributable reserves133-€52,761€80,236€57,380€95,804▲ 67.0%
Profit (loss) carried forward14€308€308€308---
Amounts payable17/49€24,625€17,586€31,592€77,648€14,846▼ 80.9%
Amounts payable within one year42/48€24,625€17,586€31,592€77,648€14,784▼ 81.0%
Financial debts43--€40€1,948--
Credit institutions430/8--€40€1,948--
Trade debts44€768€2,488€1,435€20,384€1,419▼ 93.0%
Suppliers440/4-€2,488€1,435€20,384€1,419▼ 93.0%
Taxes, remuneration and social security45-€14,911€30,117€29,816€13,365▼ 55.2%
Taxes450/3-€14,911€30,117€29,816€13,365▼ 55.2%
Other amounts payable47/48-€187-€25,500--
Accrued charges and deferred income492/3----€62-
Line20202021202220232024Change
Profit (loss) for the period9904€38,308€15,561€27,475€34,336€38,424▲ 11.9%
+ Depreciation and write-downs630€3,147€2,820€4,230€6,186€8,381▲ 35.5%
Operating cash flow (approximation)€41,455€18,381€31,705€40,522€46,804▲ 15.5%
Investment in fixed assets (approximation)-€10,325-€14,318-€11,839-€3,119▲ 73.7%
Change in cash-€25,802-€1,486€943€6,003▲ 537%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
24-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial Highest result since 2020net €38,424 ▲11.9%
Net result €38,424, the highest in the series.
31-12
Financial Liquidity quadruplescurrent ratio 6.26
Current ratio from 1.44 to 6.26; short-term debt falls from €77,648 to €14,784.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
24-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €15,561 ▼59.4%
Net result drops to €15,561, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 3.59
Current ratio from 1.68 to 3.59; short-term debt falls from €24,625 to €17,586.
10-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
2,905 m²
Building footprint
294 m²
Volume, LiDAR
1,213 m³
Parcel 11022B0287/00Z000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IngenuIT
De Vletlaan (Dp) 21, 2920 KalmthoutRetail trade
since 20192.292.973.397
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11022B0287/00Z000 Flanders 2,904 m² 1 · 294 m² 6.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 7,211 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Contact
E-mail ingenuit.bc@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0733634061
Registered 08-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.