INGENIOUS MINDS
ActiveSummary
INGENIOUS MINDS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€14,280) and a net result of -€1,309. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 1914 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-3
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€14,280
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d early
2023
237 d late
2022
30 d early
2021
319 d late
2020
144 d late
2019
150 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 117 days after the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 208 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€6,974▼ 3.1%
2019 · €7,195
EBIT margin
-29.6%▲ 40.1pp
2019 · -69.7%
Net result
-€1,309▼ 600%
2024 · -€187
Working capital
-€14,280▼ 10.1%
2024 · -€12,971
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€1,544▲ 25.2%-€396▲ 74.4%-€1,428▼ 261%-€52▲ 96.4%-€1,159▼ 2,129%
Net result€0below the sector's middle half€0below the sector's middle half-€1,548below the sector's middle half-€187below the sector's middle half▲ 87.9%-€1,309below the sector's middle half▼ 600%
EBIT margin
Equity-€11,236below the sector's middle half=-€11,236below the sector's middle half=-€12,784below the sector's middle half▼ 13.8%-€12,971below the sector's middle half▼ 1.5%-€14,280below the sector's middle half▼ 10.1%
Total assets€2,669below the sector's middle half▼ 41.2%€3,002below the sector's middle half▲ 12.5%€1,601below the sector's middle half▼ 46.7%€1,374below the sector's middle half▼ 14.2%€1,366below the sector's middle half▼ 0.6%
Debt€13,905▼ 11.9%€14,238▲ 2.4%€14,385▲ 1.0%€14,345▼ 0.3%€15,646▲ 9.1%
Working capital-€11,782below the sector's middle half▲ 2.8%-€11,236below the sector's middle half▲ 4.6%-€12,784below the sector's middle half▼ 13.8%-€12,971below the sector's middle half▼ 1.5%-€14,280below the sector's middle half▼ 10.1%
Solvency
Current ratio
Return on assets (ROA)
above
within
below
the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,159 in 2025 against €52 in 2024; the loss grows.
Key figures and ratios
Debt ≤ 1 year
€15,646▲
2024 · €14,345
Ratios withheld: a balance sheet total of €1,366 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €1,545 | €396 | €1,428 | €231 | €320 | ▲ 38.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €340 | - | - | - | - | - |
| Other operating charges640/8 | €320 | - | - | - | €839 | - |
| Gross operating margin9900 | -€884 | -€396 | -€1,428 | -€52 | -€320 | ▼ 515% |
| Operating profit (loss)9901 | -€1,544 | -€396 | -€1,428 | -€52 | -€1,159 | ▼ 2,129% |
| Financial income75/76B | €2,651 | €516 | - | - | - | - |
| Recurring financial income75 | €2,651 | €516 | - | - | - | - |
| Non-recurring financial income76B | €2,651 | €516 | - | - | - | - |
| Financial charges65/66B | €1,107 | €120 | €120 | €135 | €150 | ▲ 11.1% |
| Recurring financial charges65 | €1,107 | €120 | €120 | €135 | €150 | ▲ 11.1% |
| Profit (loss) for the period before taxes9903 | €0 | €0 | -€1,548 | -€187 | -€1,309 | ▼ 600% |
| Profit (loss) for the period9904 | €0 | €0 | -€1,548 | -€187 | -€1,309 | ▼ 600% |
| Profit (loss) for the period to be appropriated9905 | €0 | €0 | -€1,548 | -€187 | -€1,309 | ▼ 600% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2,669 | €3,002 | €1,601 | €1,374 | €1,366 | ▼ 0.6% |
| Fixed assets21/28 | €546 | - | - | - | - | - |
| Financial fixed assets28 | €546 | - | - | - | - | - |
| Current assets29/58 | €2,123 | €3,002 | €1,601 | €1,374 | €1,366 | ▼ 0.6% |
| Amounts receivable within one year40/41 | €2,067 | €1,438 | €1,099 | €1,090 | €1,207 | ▲ 10.7% |
| Trade receivables40 | €1,000 | €1,438 | €1,000 | €1,000 | €1,000 | = |
| Other amounts receivable41 | €1,067 | - | €99 | €90 | €207 | ▲ 130% |
| Cash at bank and in hand54/58 | €56 | €1,564 | €502 | €284 | €159 | ▼ 44.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2,669 | €3,002 | €1,601 | €1,374 | €1,366 | ▼ 0.6% |
| Equity10/15 | -€11,236 | -€11,236 | -€12,784 | -€12,971 | -€14,280 | ▼ 10.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €152 | €152 | €152 | €152 | €152 | = |
| Non-distributable reserves130/1 | €152 | €152 | €152 | €152 | €152 | = |
| Other1319 | €152 | €152 | €152 | €152 | €152 | = |
| Profit (loss) carried forward14 | -€29,988 | -€29,988 | -€31,536 | -€31,723 | -€33,032 | ▼ 4.1% |
| Amounts payable17/49 | €13,905 | €14,238 | €14,385 | €14,345 | €15,646 | ▲ 9.1% |
| Amounts payable within one year42/48 | €13,905 | €14,238 | €14,385 | €14,345 | €15,646 | ▲ 9.1% |
| Trade debts44 | €20 | €416 | €23 | €23 | €24 | ▲ 4.3% |
| Suppliers440/4 | €20 | €416 | €23 | €23 | €24 | ▲ 4.3% |
| Taxes, remuneration and social security45 | - | - | €40 | - | - | - |
| Taxes450/3 | - | - | €40 | - | - | - |
| Other amounts payable47/48 | €13,885 | €13,822 | €14,322 | €14,322 | €15,622 | ▲ 9.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0 | €0 | -€1,548 | -€187 | -€1,309 | ▼ 600% |
| + Depreciation and write-downs630 | €340 | - | - | - | - | - |
| Operating cash flow (approximation) | €340 | €0 | -€1,548 | -€187 | -€1,309 | ▼ 600% |
| Change in cash | - | €1,508 | -€1,062 | -€218 | -€125 | ▲ 42.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
23-07
State Gazette act
Registered officeRegistered-office move · Power of attorney4 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney4 facts ▸
- Board meeting, 02-07-2026
- Registered-office move, Rue du Brutz 13A, 6830 Bouillon
- Power of attorney, J.Jordens srl
- Power of attorney, Serge Solau
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 237 days late
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 319 days late
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 144 days late
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 150 days late
2019
31-12
Financial
Weakest financial yearnet -€5,343
Net result drops to -€5,343, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
27-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 27 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bouillon · 1 establishment unit since 2015
Ground area
391 m²
Building footprint
179 m²
Volume, LiDAR
1,779 m³
2 parcels, Wallonia · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INGENIOUS MINDS
since 20152.241.212.516
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84010C0164/00F000 | Wallonia | 361 m² | 1 · 152 m² | 12.4 m · 3 fl. |
| 84010C0160/00B000indicative | Wallonia | 30 m² | 1 · 28 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other statement
One provision in the deed
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Of 3,149 companies in sector 63920 we hold annual accounts for 1,525. 799 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
58290Other software publishing
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
74120Graphic design and visual communication
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0597646593
Registered
21-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.