Equity
-€9.5m
Debts exceed assets in financial year 2025.
INGEFIN
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €112,053 (2019)
-€52,313▼ €10,169
lowest -€9.3m (2023)
-€354,143▲ €37,433
peak €56.6m (2017)
-€9.5m▼ €354,143
€32.1m▲ 2.5%
peak 2 FTE (2016)
1 FTEunchanged
Board2 names since 2021
2 directorsDEKOSTER Jean Claude Albert and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025financial year
Gross margin from -€42,143 to -€52,313Loss of €354,143Cash from €7,640 to €0
Key points
from the 2025 annual accountsLosses
-€10.0m in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€32.1m 135% of the balance sheet
Financial debts 74%Suppliers 0%Taxes and wages 0%Other 25%
Of this, €8.2m falls due within a year.
Filings
22 annual accounts since 2004
Six of the last ten came late. The 2019 accounts came latest: 88 days after the end of the period.
At the same address
5 companies
Position in the sector
-39.9%
Lower solvency than 95% of companies in financial services. Sector median 61.1% · 3,042 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
on the day
2023
27 days late
2022
30 days late
2021
25 days late
2020
26 days late
2019
88 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0865373226
New establishment in Mouscron
Industriëlaan 54-82
Capital decrease of €333,874 to €61,500
Capital from €395,374 to €61,500 · Reappointments: Duménil Alain (managing director) and DEKOSTER Jean Claude Albert (director) · General meeting of 23-12-2022 · Gazette deed
Incorporation
published on 01-06-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INGEFIN Saint-Josse-ten-Noode | €23.8m | -€52,313 | -39.9% | 1 |
| HOLDING GEERT VAN LANDUYT Wetteren | €26.3m | -€18,698 | 88.1% | 1.3 |
| OLD STONE INVEST Woluwe-Saint-Pierre | €38.0m | -€153,783 | 41.9% | 1 |
| SOCIETE PATRIMONIALE A PORTEFEUILLE Charleroi | €32.8m | -€151,973 | 70.7% | 1.3 |
| L'AURVAMEDE La Hulpe | €15.4m | -€105,332 | 85.8% | 1.6 |
| Compagnie Financière M.G.B. Remicourt | €21.1m | -€72,786 | 80.7% | 1 |
| NEWTREE Watermael-Boitsfort | €24.8m | -€393,312 | 98.6% | 2.3 |
These companies have the same main activity as INGEFIN: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €15m and €38m, founded between 2001 and 2010.
Official details
Source: KBO- Status
- Active since 18-05-2004Normal situation
- Activity
- Activities of holding companiesNACE 64210
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.138.647.6841210 Saint-Josse-ten-Noode, since 18-05-2004
- 2.351.054.4257700 Mouscron, since 01-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Insights on INGEFIN
INGEFIN is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€9.5m) and a net result of -€354,143.
Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 3,042 sector peers (NACE 64, financial year 2025).
The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INGEFIN
- What is the company number of INGEFIN?
- The company number of INGEFIN is 0865.373.226. The VAT number is the same number with BE in front: BE 0865.373.226.
- Where is INGEFIN based?
- The registered office is at Sterrenkundelaan 9, 1210 Saint-Josse-ten-Noode.Company details
- What does INGEFIN do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of INGEFIN?
- INGEFIN is a public limited company (NV).
- When was INGEFIN founded?
- INGEFIN was founded on 18-05-2004.
- Is INGEFIN still active?
- Yes, INGEFIN is an active enterprise in the KBO register.
- How many employees does INGEFIN have?
- INGEFIN had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does INGEFIN fall under?
- In its 2025 annual accounts, INGEFIN states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of INGEFIN?
- The annual accounts for financial year 2025 state no turnover.
- Is INGEFIN profitable?
- In financial year 2025, INGEFIN made a loss of €354,143.
- Where can I find the annual accounts of INGEFIN?
- INGEFIN filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INGEFIN due?
- INGEFIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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