INGECOMP
ActiveINGECOMP has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €950k and a net result of €386k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 3269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency97▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 3.22 against 2.82 in 2024; short-term debt: 24.7% and cash: 5.6% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
29.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
27 d late
2022
32 d late
2021
25 d late
2020
67 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€386k▲ 37.3%
2024 · €281k
2018: €151k
2019: €181k
2020: €217k
2021: €173k
2022: €235k
2023: €263k
2024: €281k
2018 → 2025
Working capital
€720k▲ 22.4%
2024 · €589k
2018: €369k
2019: €479k
2020: €702k
2021: €711k
2022: €366k
2023: €563k
2024: €589k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€794k-€521k▼ 34.5%€731k▲ 40.4%€799k▲ 9.3%€950k▲ 19.0%
Operating result€270k-€338k▲ 25.2%€396k▲ 17.2%€397k▲ 0.4%€507k▲ 27.5%
Net result€173k-€235k▲ 36.0%€263k▲ 11.7%€281k▲ 7.0%€386k▲ 37.3%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€267k▲ 8.5%
Current assets
€1.04M▲ 14.6%
Equity and liabilities €1.31M
Equity
€950k▲ 19.0%
Debt
€361k▲ 0.6%
The debt ratio falls from 31.0% to 27.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€570k▲
2024 · €462k
Cash flow
€450k▲
2024 · €346k
Solvency
72.5%▲
2024 · 69.0%
Current ratio
3.22▲
2024 · 2.82
Quick ratio
3.22▲
2024 · 2.82
Debt / equity
0.38▼
2024 · 0.45
ROE
40.6%▲
2024 · 35.2%
ROA
29.4%▲
2024 · 24.3%
Interest coverage
254.49▲
2024 · 170.32
Debt
€361k▲
2024 · €359k
Debt ≤ 1 year
€324k▲
2024 · €323k
Income taxes
€137k▼
2024 · €138k
Staff costs
€341k▲
2024 · €326k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.31M▲
Fixed assets21/28€246k€267k▲
Intangible fixed assets21€5k€7k▲
Tangible fixed assets22/27€241k€259k▲
Plant, machinery and equipment23€67k€98k▲
Furniture and vehicles24€174k€161k▼
Financial fixed assets28€180€659▲
Current assets29/58€912k€1.04M▲
Amounts receivable within one year40/41€190k€498k▲
Trade receivables40€177k€178k▲
Other amounts receivable41€12k€320k▲
Current investments50/53€600k€454k▼
Cash at bank and in hand54/58€98k€73k▼
Deferred charges and accrued income490/1€24k€20k▼
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.31M▲
Equity10/15€799k€950k▲
Contributions10/11€19k€19k=
Reserves13€779k€931k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€778k€929k▲
Profit (loss) carried forward14€556€614▲
Amounts payable17/49€359k€361k▲
Amounts payable within one year42/48€323k€324k▲
Trade debts44€15k€19k▲
Suppliers440/4€15k€19k▲
Advances received on contracts in progress46€1k€0▼
Taxes, remuneration and social security45€104k€85k▼
Taxes450/3€75k€45k▼
Remuneration and social security454/9€29k€40k▲
Other amounts payable47/48€203k€220k▲
Accrued charges and deferred income492/3€36k€37k▲
Income statement
Code20242025
Remuneration, social security and pensions62€326k€341k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€64k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€7k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€100€50▼
Gross operating margin9900€794k€923k▲
Operating profit (loss)9901€397k€507k▲
Financial income75/76B€25k€19k▼
Recurring financial income75€25k€19k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€420k€523k▲
Income taxes67/77€138k€137k▼
Profit (loss) for the period9904€281k€386k▲
Profit (loss) for the period to be appropriated9905€281k€386k▲
Appropriation of the result
Profit (loss) to be appropriated9906€282k€387k▲
Profit (loss) brought forward from the previous period14P€352€556▲
Transfer from equity791/2€214k€235k▲
Transfer to equity691/2€281k€386k▲
To other reserves6921€281k€386k▲
Profit to be distributed694/7€214k€235k▲
Return on contributions (dividend)694€214k€235k▲
Social balance
Average headcount (FTE)90877.07.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €386k ▲37.3%
Operating result €507k, net result €386k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €554k ▲25%
2 profitable years in a row build equity to €554k.
10-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Charleroi 835000 NamurGround area
433 m²
Building footprint
283 m²
Volume, LiDAR
874 m³
Parcel 92302G0501/00Y000, Wallonia · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ComptaTeam
since 20072.163.965.278
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302G0501/00Y000 | Wallonia | 433 m² | 1 · 283 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500VWML1OK4V4KT84
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Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 4,523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2007
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@comptateam.be
Phone:081/721899