INGEAR
ActiveINGEAR has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €326k and a net result of €26k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 70% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+2
Solvency88▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.27 against 2.59 in 2023; short-term debt: 7.8% and cash: 3.1% of total assets), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
16 d early
2022
4 d early
2021
17 d early
2020
18 d early
2019
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€326k▲ 8.6%
2023 · €300k
2018: €276k
2019: €307k
2020: €302k
2021: €318k
2022: €296k
2023: €300k
2018 → 2024
Total assets
€513k▼ 1.8%
2023 · €522k
2018: €288k
2019: €416k
2020: €386k
2021: €365k
2022: €548k
2023: €522k
2018 → 2024
Net result
€26k▲ 37.3%
2023 · €19k
2018: €5k
2019: €30k
2020: €-5k
2021: €16k
2022: €22k
2023: €19k
2018 → 2024
Working capital
€130k▲ 28.5%
2023 · €101k
2018: €62k
2019: €164k
2020: €130k
2021: €138k
2022: €103k
2023: €101k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€302k-€318k▲ 5.4%€296k▼ 6.9%€300k▲ 1.3%€326k▲ 8.6%
Operating result€-13k-€16k€31k▲ 93.3%€26k▼ 16.2%€33k▲ 29.2%
Net result€-5k-€16k€22k▲ 38.0%€19k▼ 15.7%€26k▲ 37.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 29% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €513k
Fixed assets
€343k▼ 4.1%
Current assets
€170k▲ 3.2%
Equity and liabilities €513k
Equity
€326k▲ 8.6%
Debt
€187k▼ 15.9%
The debt ratio falls from 42.6% to 36.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▲
2023 · €41k
Cash flow
€41k▲
2023 · €34k
Solvency
63.5%▲
2023 · 57.4%
Current ratio
4.27▲
2023 · 2.59
Quick ratio
4.27▲
2023 · 2.59
Debt / equity
0.57▼
2023 · 0.74
ROE
7.9%▲
2023 · 6.3%
ROA
5.0%▲
2023 · 3.6%
Interest coverage
12.73▲
2023 · 9.78
Debt
€187k▼
2023 · €222k
Debt ≤ 1 year
€40k▼
2023 · €64k
Debt > 1 year
€147k▼
2023 · €159k
Income taxes
€13k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€522k€513k▼
Fixed assets21/28€357k€343k▼
Tangible fixed assets22/27€174k€159k▼
Land and buildings22€169k€156k▼
Plant, machinery and equipment23€333€0▼
Furniture and vehicles24€1k€676▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€184k€184k=
Current assets29/58€165k€170k▲
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40€9k€3k▼
Other amounts receivable41€7€45▲
Cash at bank and in hand54/58€6k€16k▲
Deferred charges and accrued income490/1€746€1k▲
Equity and liabilities
Total equity and liabilities10/49€522k€513k▼
Equity10/15€300k€326k▲
Contributions10/11€20k€20k=
Revaluation surpluses12€115k€115k=
Reserves13€164k€190k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€164k€190k▲
Profit (loss) carried forward14€100€102▲
Amounts payable17/49€222k€187k▼
Amounts payable after more than one year17€159k€147k▼
Financial debts170/4€159k€147k▼
Amounts payable within one year42/48€64k€40k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€1k€237▼
Suppliers440/4€1k€237▼
Taxes, remuneration and social security45€26k€26k=
Taxes450/3€26k€26k=
Other amounts payable47/48€25k€2k▼
Accrued charges and deferred income492/3€21€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€44k€50k▲
Operating profit (loss)9901€26k€33k▲
Financial income75/76B€8k€9k▲
Recurring financial income75€8k€9k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€29k€39k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€19k€26k▲
Profit (loss) for the period to be appropriated9905€19k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€26k▲
Profit (loss) brought forward from the previous period14P€60€100▲
Transfer from equity791/2€15k€0▼
Transfer to equity691/2€19k€26k▲
To other reserves6921€19k€26k▲
Profit to be distributed694/7€15k€0▼
Return on contributions (dividend)694€15k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-5k ▼117%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €30k ▲516%
Operating result €36k, net result €30k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Mostheuvel 752390 MalleGround area
1,531 m²
Building footprint
208 m²
Volume, LiDAR
883 m³
Parcel 11049B0636/00Y000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
INGEAR
since 20042.135.857.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0636/00Y000 | Flanders | 1,531 m² | 1 · 208 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAYYEH COMPANY
BE 0473.327.237
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Textill
BE 1007.231.568
Harelbeke · Eq €327k
R.V. 33 AGENCY
BE 0841.841.026
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JANNICK
BE 0471.881.244
Rumst · Eq €328k
THE ORIGINAL
BE 0466.651.954
Tessenderlo-Ham · Eq €328k
Of 1,312 companies in sector 46423 we hold annual accounts for 813. 560 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2004
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
51421
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.