INGE DEBRABANDERE
ActiveThe computed 12-month bankruptcy probability of INGE DEBRABANDERE is 4.5% (elevated). The 2024 annual accounts show negative equity (€-18k) and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 18944 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
16
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0▼-40
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3 against 0.88 in 2023; short-term debt: 151.5% and cash: 21.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-88.3%
Return on assets
-121%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
62 d late
2022
29 d late
2021
32 d late
2020
88 d late
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-18k
2023 · €7k
2018: €6k
2019: €639
2020: €-5k
2021: €22k
2022: €21k
2023: €7k
2018 → 2024
Total assets
€20k▼ 54.4%
2023 · €44k
2018: €70k
2019: €50k
2020: €47k
2021: €57k
2022: €49k
2023: €44k
2018 → 2024
Net result
€-24k▼ 62.8%
2023 · €-15k
2018: €17k
2019: €-6k
2020: €-6k
2021: €27k
2022: €-673
2023: €-15k
2018 → 2024
Working capital
€-21k▼ 470%
2023 · €-4k
2018: €-22k
2019: €-5k
2020: €-22k
2021: €6k
2022: €9k
2023: €-4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-5k-€22k€21k▼ 3.0%€7k▼ 69.5%€-18k
Operating result€-5k-€28k€-275€-14k▼ 5,177%€-23k▼ 58.4%
Net result€-6k-€27k€-673€-15k▼ 2,119%€-24k▼ 62.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2024 against €14k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20k
Fixed assets
€11k▼ 35.0%
Current assets
€9k▼ 66.3%
Key figures and ratios
EBITDA
€-17k▼
2023 · €-10k
Cash flow
€-18k▼
2023 · €-10k
Solvency
-88.3%▼
2023 · 14.9%
Current ratio
0.30▼
2023 · 0.88
Quick ratio
0.15▼
2023 · 0.73
Debt / equity
-2.13▼
2023 · 5.72
ROA
-121.0%▼
2023 · -33.9%
Interest coverage
-14.23▲
2023 · -32.65
Debt
€38k▲
2023 · €38k
Debt ≤ 1 year
€30k▼
2023 · €31k
Debt > 1 year
€4k▼
2023 · €6k
Income taxes
€140▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€44k€20k▼
Fixed assets21/28€17k€11k▼
Tangible fixed assets22/27€17k€11k▼
Plant, machinery and equipment23€1k€856▼
Furniture and vehicles24€558€418▼
Leasing and similar rights25€7k€6k▼
Other tangible fixed assets26€8k€4k▼
Current assets29/58€27k€9k▼
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Cash at bank and in hand54/58€22k€4k▼
Deferred charges and accrued income490/1€520€320▼
Equity and liabilities
Total equity and liabilities10/49€44k€20k▼
Equity10/15€7k€-18k▼
Contributions10/11€2k€2k=
Reserves13€5k-
Distributable reserves133€5k-
Profit (loss) carried forward14-€-19k
Amounts payable17/49€38k€38k▲
Amounts payable after more than one year17€6k€4k▼
Financial debts170/4€6k€4k▼
Amounts payable within one year42/48€31k€30k▼
Current portion of amounts payable after more than one year42€1k€1k▲
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€12k€12k▲
Taxes450/3€12k€12k▲
Other amounts payable47/48€5k€2k▼
Accrued charges and deferred income492/3€548€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€967€864▼
Gross operating margin9900€-9k€-16k▼
Operating profit (loss)9901€-14k€-23k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€302€1k▲
Recurring financial charges65€302€1k▲
Profit (loss) for the period before taxes9903€-15k€-24k▼
Income taxes67/77€132€140▲
Profit (loss) for the period9904€-15k€-24k▼
Profit (loss) for the period to be appropriated9905€-15k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-24k▼
Transfer from equity791/2€15k€5k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.17
Current ratio from 0.50 to 1.17; short-term debt falls from €44k to €35k.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsplein 138560 WevelgemGround area
361 m²
Building footprint
150 m²
Volume, LiDAR
1,279 m³
Parcel 34012C0016/00F000, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INGE DEBRABANDERE
since 20182.272.697.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34012C0016/00F000 | Flanders | 361 m² | 1 · 150 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteWevelgem2.272.697.924
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,087 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2018
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.