INGE BOGAERT
ActiveINGE BOGAERT has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €350k and a net result of €17k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-3
Solvency74=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.05 in 2024; short-term debt: 22% and cash: 20.7% of total assets), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
2.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
1 d early
2022
39 d early
2021
10 d late
2020
2 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€350k▲ 5.2%
2024 · €333k
2019: €82k
2020: €90k
2021: €226k
2022: €272k
2023: €299k
2024: €333k
2019 → 2025
Total assets
€718k▲ 5.8%
2024 · €678k
2019: €238k
2020: €734k
2021: €598k
2022: €696k
2023: €744k
2024: €678k
2019 → 2025
Net result
€17k▼ 48.9%
2024 · €34k
2019: €22k
2020: €8k
2021: €42k
2022: €52k
2023: €27k
2024: €34k
2019 → 2025
Working capital
€108k▼ 25.3%
2024 · €145k
2019: €72k
2020: €-26k
2021: €57k
2022: €77k
2023: €108k
2024: €145k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€272k▲ 20.5%€299k▲ 9.8%€333k▲ 11.5%€350k▲ 5.2%
Operating result€53k-€78k▲ 46.8%€44k▼ 43.2%€59k▲ 32.3%€16k▼ 72.7%
Net result€42k-€52k▲ 23.8%€27k▼ 49.2%€34k▲ 28.9%€17k▼ 48.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €718k
Fixed assets
€452k▲ 14.3%
Current assets
€266k▼ 6.0%
Equity and liabilities €718k
Equity
€350k▲ 5.2%
Debt
€368k▲ 6.4%
The debt ratio rises from 50.9% to 51.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▼
2024 · €98k
Cash flow
€62k▼
2024 · €73k
Solvency
48.8%▼
2024 · 49.1%
Current ratio
1.69▼
2024 · 2.05
Quick ratio
1.69▼
2024 · 2.05
Debt / equity
1.05▲
2024 · 1.04
ROE
5.0%▼
2024 · 10.3%
ROA
2.4%▼
2024 · 5.0%
Interest coverage
18.09▼
2024 · 29.35
Debt
€368k▲
2024 · €346k
Debt ≤ 1 year
€158k▲
2024 · €138k
Debt > 1 year
€210k▲
2024 · €207k
Income taxes
€6k▼
2024 · €23k
Staff costs
€98k▲
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€678k€718k▲
Fixed assets21/28€396k€452k▲
Tangible fixed assets22/27€396k€452k▲
Land and buildings22€355k€381k▲
Furniture and vehicles24€40k€65k▲
Other tangible fixed assets26-€6k
Current assets29/58€283k€266k▼
Amounts receivable within one year40/41€78k€112k▲
Trade receivables40€77k€103k▲
Other amounts receivable41€783€8k▲
Cash at bank and in hand54/58€205k€149k▼
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€678k€718k▲
Equity10/15€333k€350k▲
Contributions10/11€119k€119k=
Reserves13€214k€232k▲
Tax-exempt reserves132€35k€35k=
Distributable reserves133€179k€196k▲
Amounts payable17/49€346k€368k▲
Amounts payable after more than one year17€207k€210k▲
Financial debts170/4€207k€210k▲
Amounts payable within one year42/48€138k€158k▲
Current portion of amounts payable after more than one year42€34k€32k▼
Trade debts44€72k€87k▲
Suppliers440/4€72k€87k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€32k€39k▲
Taxes450/3€22k€27k▲
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€364€211▼
Income statement
Code20242025
Remuneration, social security and pensions62€79k€98k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€45k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€8k
Other operating charges640/8€4k€5k▲
Gross operating margin9900€181k€172k▼
Operating profit (loss)9901€59k€16k▼
Financial income75/76B€2k€11k▲
Recurring financial income75€2k€11k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€58k€24k▼
Income taxes67/77€23k€6k▼
Profit (loss) for the period9904€34k€17k▼
Profit (loss) for the period to be appropriated9905€34k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€17k▼
Transfer to equity691/2€34k€17k▼
To other reserves6921€34k€17k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €52k ▲23.8%
Operating result €78k, net result €52k, both a record.
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
30-06
Financial
Equity above €200kEq €226k ▲152%
3 profitable years in a row build equity to €226k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €8k ▼63.8%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
18-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hernieuwenstraat 208710 WielsbekeGround area
3,244 m²
Building footprint
701 m²
Volume, LiDAR
2,482 m³
2 parcels, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Parkstraat 5, 8710 Wielsbeke
since 20022.106.199.305
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37017C0085/00C000 | Flanders | 1,940 m² | 1 · 293 m² | - |
| 37017C0038/00N007 | Flanders | 1,304 m² | 1 · 408 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,478 EUR awarded · 2,478 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,478 EUR | 2,478 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 598 companies in sector 13929 we hold annual accounts for 236. 179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-1972
Fiscal year end30-06
Activities, NACEBEL
13929Manufacture of textiles
14130Manufacture of wearing apparel
14210Manufacture of outerwear
17402
18221
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.