Ing Belg
ActiveThe computed 12-month bankruptcy probability of Ing Belg is 4.8% (elevated). The 2025 annual accounts show equity of €247k and a net result of €142k. Its solvency ranks better than 33% of 27676 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+19
Solvency57▲+17
Growth78
Track record84
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity tight (current ratio 1.29 against 1.13 in 2024; short-term debt: 68.3% and cash: 28.9% of total assets), and 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
18.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€247k▲ 135%
2024 · €105k
2024: €105k
2024 → 2025
Total assets
€780k▲ 9.8%
2024 · €710k
2024: €710k
2024 → 2025
Net result
€142k▲ 439%
2024 · €26k
2024: €26k
2024 → 2025
Working capital
€152k▲ 101%
2024 · €76k
2024: €76k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€105k-€247k▲ 135%
Operating result€33k-€195k▲ 488%
Net result€26k-€142k▲ 439%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 488% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €780k
Fixed assets
€95k▲ 221%
Current assets
€685k▲ 0.6%
Equity and liabilities €780k
Equity
€247k▲ 135%
Debt
€532k▼ 12.0%
The debt ratio falls from 85.2% to 68.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€211k▲
2024 · €47k
Cash flow
€158k▲
2024 · €40k
Solvency
31.7%▲
2024 · 14.8%
Current ratio
1.29▲
2024 · 1.13
Quick ratio
1.29▲
2024 · 1.13
Debt / equity
2.15▼
2024 · 5.74
ROE
57.4%▲
2024 · 25.0%
ROA
18.2%▲
2024 · 3.7%
Interest coverage
72.13▼
2024 · 159.64
Debt
€532k▼
2024 · €605k
Debt ≤ 1 year
€532k▼
2024 · €605k
Income taxes
€51k▲
2024 · €7k
Staff costs
€21k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€710k€780k▲
Fixed assets21/28€30k€95k▲
Tangible fixed assets22/27€22k€78k▲
Plant, machinery and equipment23€4k€39k▲
Furniture and vehicles24€17k€38k▲
Financial fixed assets28€8k€18k▲
Current assets29/58€681k€685k▲
Amounts receivable within one year40/41€587k€459k▼
Trade receivables40€381k€243k▼
Other amounts receivable41€207k€217k▲
Cash at bank and in hand54/58€93k€226k▲
Equity and liabilities
Total equity and liabilities10/49€710k€780k▲
Equity10/15€105k€247k▲
Contributions10/11€600€600=
Reserves13€614€614=
Distributable reserves133€614€614=
Profit (loss) carried forward14€104k€246k▲
Amounts payable17/49€605k€532k▼
Amounts payable within one year42/48€605k€532k▼
Trade debts44€474k€486k▲
Suppliers440/4€474k€486k▲
Taxes, remuneration and social security45€131k€47k▼
Taxes450/3€115k€44k▼
Remuneration and social security454/9€16k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€18k€21k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€9k€12k▲
Gross operating margin9900€74k€245k▲
Operating profit (loss)9901€33k€195k▲
Financial income75/76B€51€262▲
Recurring financial income75€51€262▲
Financial charges65/66B€293€3k▲
Recurring financial charges65€293€3k▲
Profit (loss) for the period before taxes9903€33k€193k▲
Income taxes67/77€7k€51k▲
Profit (loss) for the period9904€26k€142k▲
Profit (loss) for the period to be appropriated9905€26k€142k▲
Appropriation of the result
Profit (loss) to be appropriated9906€104k€246k▲
Profit (loss) brought forward from the previous period14P€78k€104k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €247k ▲135%
2 profitable years in a row build equity to €247k.
17-10
KBO administration
Address strikeout annulled
05-09
KBO administration
Address struck
Wondelgemstraat 83 Die Sitzadresse Wondelgemstraat 83 9000
Gent · event 10-07-2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-07-2025
Resigned as Director
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 599620 ZottegemGround area
68 m²
Building footprint
68 m²
Volume, LiDAR
530 m³
Parcel 41081A0243/00D000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IngBelg
since 20192.291.364.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0243/00D000 | Flanders | 68 m² | 1 · 68 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Similar companies · same sector, comparable size
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d'AREStie
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Zwevegem · Eq €248k
Dirk Willems RD
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ROYER
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2019
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.