Infratop
ActiveThe computed 12-month bankruptcy probability of Infratop is 1.8% (moderate). The 2025 annual accounts show equity of €28k and a net result of €24k. Its solvency ranks better than 15% of 908 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+29
Solvency26▲+1
Growth78
Track record82
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.32 in 2024; short-term debt: 31.9% and cash: 1% of total assets), and 99.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 908 sector peers (2025).
NBB · sector comparisonPosition among 908 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€28k▲ 654%
2024 · €4k
2024: €4k
2024 → 2025
Total assets
€3.19M▲ 56.5%
2024 · €2.04M
2024: €2.04M
2024 → 2025
Net result
€24k
2024 · €-26k
2024: €-26k
2024 → 2025
Working capital
€-561k▲ 9.5%
2024 · €-620k
2024: €-620k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€4k-€28k▲ 654%
Operating result€3k-€121k▲ 3,640%
Net result€-26k-€24k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 3,640% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.19M
Fixed assets
€2.73M▲ 56.1%
Current assets
€457k▲ 58.9%
Equity and liabilities €3.19M
Equity
€28k▲ 654%
Debt
€3.16M▲ 55.4%
The debt ratio falls from 99.8% to 99.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€590k▲
2024 · €84k
Cash flow
€493k▲
2024 · €54k
Solvency
0.9%▲
2024 · 0.2%
Current ratio
0.45▲
2024 · 0.32
Quick ratio
0.41▲
2024 · 0.29
ROE
86.7%▲
2024 · -714.8%
ROA
0.8%▲
2024 · -1.3%
Interest coverage
6.10▲
2024 · 2.82
Debt
€3.16M▲
2024 · €2.03M
Debt ≤ 1 year
€1.02M▲
2024 · €908k
Debt > 1 year
€2.12M▲
2024 · €1.12M
Staff costs
€76k▲
2024 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €3.19M, equity €28k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.04M€3.19M▲
Fixed assets21/28€1.75M€2.73M▲
Intangible fixed assets21€20k€9k▼
Tangible fixed assets22/27€1.73M€2.72M▲
Plant, machinery and equipment23€1.69M€1.72M▲
Furniture and vehicles24€42k€35k▼
Leasing and similar rights25-€964k
Current assets29/58€288k€457k▲
Stocks and contracts in progress3€20k€40k▲
Stocks30/36€20k€40k▲
Amounts receivable within one year40/41€231k€378k▲
Trade receivables40€98k€378k▲
Other amounts receivable41€132k€0▼
Cash at bank and in hand54/58€35k€31k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€2.04M€3.19M▲
Equity10/15€4k€28k▲
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-26k€-2k▲
Amounts payable17/49€2.03M€3.16M▲
Amounts payable after more than one year17€1.12M€2.12M▲
Financial debts170/4€1.12M€2.12M▲
Amounts payable within one year42/48€908k€1.02M▲
Current portion of amounts payable after more than one year42€184k€433k▲
Financial debts43€600k€400k▼
Credit institutions430/8€600k€400k▼
Trade debts44€115k€98k▼
Suppliers440/4€115k€98k▼
Taxes, remuneration and social security45€1k€35k▲
Taxes450/3-€30k
Remuneration and social security454/9€1k€5k▲
Other amounts payable47/48€7k€52k▲
Accrued charges and deferred income492/3€9k€21k▲
Income statement
Code20242025
Non-recurring operating income76A€819€7k▲
Remuneration, social security and pensions62€5k€76k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€469k▲
Other operating charges640/8€263€249▼
Non-recurring operating charges66A-€170
Gross operating margin9900€89k€666k▲
Operating profit (loss)9901€3k€121k▲
Financial income75/76B€131€1▼
Recurring financial income75€131€1▼
Financial charges65/66B€30k€97k▲
Recurring financial charges65€30k€97k▲
Profit (loss) for the period before taxes9903€-26k€24k▲
Profit (loss) for the period9904€-26k€24k▲
Profit (loss) for the period to be appropriated9905€-26k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-2k▲
Profit (loss) brought forward from the previous period14P-€-26k
Social balance
Average headcount (FTE)9087-1.2
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Croix du Maïeur(S-B) 77110 La LouvièreGround area
8,011 m²
Building footprint
782 m²
Volume, LiDAR
4,884 m³
Parcel 55042A0620/00P000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Infratop
since 20232.351.949.397
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042A0620/00P000 | Wallonia | 8,011 m² | 1 · 782 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MATTHIAS JACOBS
BE 1018.400.327
Wuustwezel · Eq €29k
ATT Concept
BE 0545.926.391
Etterbeek · Eq €29k
MOMENTA-TECH
BE 0803.125.851
Antwerpen · Eq €31k
BOUWEN LIERMAN
BE 0521.683.618
Kuurne · Eq €31k
QUICK LEASE EN FINANCE
BE 0465.987.208
Ath · Eq €24k
Of 233 companies in sector 77221 we hold annual accounts for 125. 70 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2023
Fiscal year end31-12
Activities, NACEBEL
77221Rental and leasing activities
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.