INFORMI
ActiveINFORMI has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €601k and a net result of €62k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-12
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 24.74 against 53.62 in 2024), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
9.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
50 d late
2023
56 d late
2022
30 d late
2021
31 d late
2020
30 d late
2019
96 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€601k▲ 3.7%
2024 · €579k
2018: €163k
2019: €206k
2020: €254k
2021: €334k
2022: €440k
2023: €549k
2024: €579k
2018 → 2025
Total assets
€623k▲ 5.4%
2024 · €591k
2018: €175k
2019: €222k
2020: €279k
2021: €367k
2022: €466k
2023: €603k
2024: €591k
2018 → 2025
Net result
€62k▼ 15.9%
2024 · €73k
2018: €30k
2019: €43k
2020: €48k
2021: €80k
2022: €106k
2023: €110k
2024: €73k
2018 → 2025
Working capital
€525k▼ 9.1%
2024 · €578k
2018: €148k
2019: €200k
2020: €259k
2021: €335k
2022: €440k
2023: €548k
2024: €578k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€334k-€440k▲ 31.6%€549k▲ 24.9%€579k▲ 5.4%€601k▲ 3.7%
Operating result€93k-€164k▲ 76.4%€144k▼ 12.1%€90k▼ 37.6%€81k▼ 10.1%
Net result€80k-€106k▲ 31.5%€110k▲ 3.7%€73k▼ 33.1%€62k▼ 15.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 10% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €623k
Fixed assets
€75k▲ 3,138%
Current assets
€548k▼ 7.0%
Equity and liabilities €623k
Equity
€601k▲ 3.7%
Debt
€22k▲ 84.9%
The debt ratio rises from 2.0% to 3.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€88k▼
2024 · €90k
Cash flow
€69k▼
2024 · €74k
Solvency
96.4%▼
2024 · 98.0%
Current ratio
24.74▼
2024 · 53.62
Quick ratio
24.68▼
2024 · 53.49
Debt / equity
0.04▲
2024 · 0.02
ROE
10.3%▼
2024 · 12.6%
ROA
9.9%▼
2024 · 12.4%
Interest coverage
373.09▼
2024 · 560.63
Debt
€22k▲
2024 · €12k
Debt ≤ 1 year
€22k▲
2024 · €11k
Income taxes
€24k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€591k€623k▲
Fixed assets21/28€2k€75k▲
Tangible fixed assets22/27€2k€75k▲
Plant, machinery and equipment23€2k€988▼
Furniture and vehicles24-€74k
Other tangible fixed assets26€535€480▼
Current assets29/58€589k€548k▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€3k-
Other amounts receivable41€5k€6k▲
Current investments50/53€179k€180k▲
Cash at bank and in hand54/58€396k€356k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€591k€623k▲
Equity10/15€579k€601k▲
Contributions10/11€19k€19k=
Reserves13€473k€495k▲
Distributable reserves133€473k€495k▲
Profit (loss) carried forward14€88k€88k▲
Amounts payable17/49€12k€22k▲
Amounts payable within one year42/48€11k€22k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€295€7k▲
Accrued charges and deferred income492/3€989-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€635€8k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€92k€90k▼
Operating profit (loss)9901€90k€81k▼
Financial income75/76B€14k€5k▼
Recurring financial income75€14k€5k▼
Financial charges65/66B€161€237▲
Recurring financial charges65€161€237▲
Profit (loss) for the period before taxes9903€104k€86k▼
Income taxes67/77€31k€24k▼
Profit (loss) for the period9904€73k€62k▼
Profit (loss) for the period to be appropriated9905€73k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€161k€149k▼
Profit (loss) brought forward from the previous period14P€87k€88k▲
Transfer from equity791/2€44k€40k▼
Transfer to equity691/2€73k€62k▼
To other reserves6921€73k€62k▼
Profit to be distributed694/7€44k€40k▼
Return on contributions (dividend)694€44k€40k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 50 days late
2024
31-12
Financial
Liquidity times 5current ratio 53.62
Current ratio from 11.39 to 53.62; short-term debt falls from €53k to €11k.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 56 days late
2023
31-12
Financial
Highest result since 2018net €110k ▲3.7%
Net result €110k, the highest in the series.
31-12
Financial
Equity above €500kEq €549k ▲24.9%
6 profitable years in a row build equity to €549k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 96 days late
2019
31-12
Financial
Equity above €200kEq €206k ▲26.7%
2 profitable years in a row build equity to €206k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenstraat 639255 BuggenhoutGround area
2,602 m²
Building footprint
180 m²
Volume, LiDAR
1,089 m³
Parcel 42004E0603/02D000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INFORMI
since 19942.066.405.648
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004E0603/02D000 | Flanders | 2,602 m² | 1 · 180 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 1,106 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-1994
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.