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INFORMATION SYSTEMS ARCHITECTS

Active
Private limited company (pre-2019)founded 199432 yrs activeE 3 laan 21, 9800 Deinze, BelgiumKBO/BCE: BE 0453.054.237
Summary

INFORMATION SYSTEMS ARCHITECTS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.7m) and a net result of -€1,157. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 5% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
How big
€7,145total assets 2025
Equity
-€1.7m
Loss
-€1,157
Turnover not published (abridged schema)
Financially healthy?
31 Weak Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Parent
TRADIMEX · 100%
Accounts 1 d early0 of 2 deeds read
Why 31- Annual accounts: weaker financial profile- Negative equity+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-30
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.0 against 0.06 in 2024; cash: 1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Return on assets
-16.2%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 32 years 0 40 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€1.7m
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
3 d early
2023
4 d early
2022
4 d early
2021
3 d late
2020
30 d late
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 28 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Financials

Fiscal year 2025Total assets €7,145Loss -€1,157Solvency -23715.8%Liquidity 0.00
Total assets
€7,145▼ 93.5%
2019 - 2025
Net result
-€1,157▲ 66.6%
2019 - 2025
Equity
-€1.7m▼ 0.1%
2019 - 2025
Solvency
-23715.8%▼ 22170.0pp
2019 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years7 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€0.02m▲ 12.2%-€0.006m▲ 75.5%-€0.006m▼ 0.7%-€0.003m▲ 39.7%-€0.001m▲ 77.6%
Net result-€0.02mbelow the sector's middle half▲ 12.4%-€0.006mbelow the sector's middle half▲ 74.9%-€0.006mbelow the sector's middle half▼ 0.9%-€0.003mbelow the sector's middle half▲ 39.9%-€0.001mbelow the sector's middle half▲ 66.6%
Equity-€1.7mbelow the sector's middle half▼ 1.4%-€1.7mbelow the sector's middle half▼ 0.3%-€1.7mbelow the sector's middle half▼ 0.3%-€1.7mbelow the sector's middle half▼ 0.2%-€1.7mbelow the sector's middle half▼ 0.1%
Total assets€0.02mbelow the sector's middle half▼ 56.4%€0.01mbelow the sector's middle half▼ 26.9%€0.01mbelow the sector's middle half▼ 30.2%€0.1mbelow the sector's middle half▲ 1,025%€0.007mbelow the sector's middle half▼ 93.5%
Debt€1.7m▼ 0.1%€1.7m=€1.7m▲ 0.1%€1.8m▲ 6.1%€1.7m▼ 5.6%
Working capital-€1.7mbelow the sector's middle half▼ 1.4%-€1.7mbelow the sector's middle half▼ 0.3%-€1.7mbelow the sector's middle half▼ 0.3%-€1.7mbelow the sector's middle half=-€1.7mbelow the sector's middle half▼ 0.2%
Current ratio0.01below the sector's middle half▼ 0.010.01below the sector's middle half=0.01below the sector's middle half=0.06below the sector's middle half▲ 0.060.00below the sector's middle half▼ 0.06
Return on assets (ROA)-119.4%below the sector's middle half▼ 60.0pp-41.0%below the sector's middle half▲ 78.4pp-59.3%below the sector's middle half▼ 18.2pp-3.2%below the sector's middle half▲ 56.1pp-16.2%below the sector's middle half▼ 13.0pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year2025
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: -€22,680-€22,680Net result 2021: -€22,768-€22,768Operating result 2022: -€5,546-€5,546Net result 2022: -€5,717-€5,717Operating result 2023: -€5,582-€5,582Net result 2023: -€5,768-€5,768Operating result 2024: -€3,364-€3,364Net result 2024: -€3,464-€3,464Operating result 2025: -€754-€754Net result 2025: -€1,157-€1,15720212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€5,582-€5,580Net result 2023: -€5,768-€5,770Operating result 2024: -€3,364-€3,360Net result 2024: -€3,464-€3,460Operating result 2025: -€754-€754Net result 2025: -€1,157-€1,160202320242025
The operating result stays negative: a loss of €754 in 2025 against €3,364 in 2024; the loss shrinks.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.00▼
2024 · 0.06
Debt ≤ 1 year
€1.7m▼
2024 · €1.8m
Income taxes
€182
A ratio outside any meaningful range has been withheld (balance sheet total €7,145, equity -€1.7m).
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.5% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€0.1m€0.007m▼
Current assets29/58€0.1m€0.007m▼
Stocks and contracts in progress3€0.007m€0.007m=
Stocks30/36€0.007m€0.007m=
Amounts receivable within one year40/41€0.001m€133▼
Other amounts receivable41€0.001m€133▼
Cash at bank and in hand54/58€0.1m€71▼
Deferred charges and accrued income490/1€86€88▲
Equity and liabilities
Total equity and liabilities10/49€0.1m€0.007m▼
Equity10/15-€1.7m-€1.7m▼
Contributions10/11€0.02m€0.02m=
Reserves13€0.002m€0.002m=
Non-distributable reserves130/1€0.002m€0.002m=
Reserves not available under the articles1311€0.002m€0.002m=
Profit (loss) carried forward14-€1.7m-€1.7m▼
Amounts payable17/49€1.8m€1.7m▼
Amounts payable within one year42/48€1.8m€1.7m▼
Trade debts44€0.001m€400▼
Suppliers440/4€0.001m€400▼
Other amounts payable47/48€1.8m€1.7m▼
Accrued charges and deferred income492/3€0.003m€0▼
Income statement Code20242025
Non-recurring operating income76A-€100
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0.002m€0▼
Other operating charges640/8€0.001m€0.001m▼
Gross operating margin9900-€0.001m-€228▲
Operating profit (loss)9901-€0.003m-€0.001m▲
Financial income75/76B€0.003m€0.001m▼
Recurring financial income75€0.003m€0.001m▼
Financial charges65/66B€0.003m€0.001m▼
Recurring financial charges65€0.003m€0.001m▼
Profit (loss) for the period before taxes9903-€0.003m-€0.001m▲
Income taxes67/77-€182
Profit (loss) for the period9904-€0.003m-€0.001m▲
Profit (loss) for the period to be appropriated9905-€0.003m-€0.001m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1.7m-€1.7m▼
Profit (loss) brought forward from the previous period14P-€1.7m-€1.7m▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€100-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4,449€4,449€2,224€0▼ 100%
Other operating charges640/8-€541€545€593€526▼ 11.3%
Gross operating margin9900-€17,690-€557-€589-€547-€228▲ 58.3%
Operating profit (loss)9901-€22,680-€5,546-€5,582-€3,364-€754▲ 77.6%
Financial income75/76B---€2,885€606▼ 79.0%
Recurring financial income75---€2,885€606▼ 79.0%
Financial charges65/66B-€172€186€2,985€827▼ 72.3%
Recurring financial charges65€89€172€186€2,985€827▼ 72.3%
Profit (loss) for the period before taxes9903-€22,768-€5,717-€5,768-€3,464-€975▲ 71.9%
Income taxes67/77----€182-
Profit (loss) for the period9904-€22,768-€5,717-€5,768-€3,464-€1,157▲ 66.6%
Profit (loss) for the period to be appropriated9905-€22,768-€5,717-€5,768-€3,464-€1,157▲ 66.6%
Line20212022202320242025Change
Assets
Total assets20/58€0.02m€0.01m€0.01m€0.1m€0.007m▼ 93.5%
Current assets29/58€0.02m€0.01m€0.01m€0.1m€0.007m▼ 93.5%
Stocks and contracts in progress3€0.02m€0.01m€0.009m€0.007m€0.007m=
Stocks30/36-€0.01m€0.009m€0.007m€0.007m=
Amounts receivable within one year40/41€6€139€12€0.001m€133▼ 84.9%
Other amounts receivable41-€139€12€0.001m€133▼ 84.9%
Cash at bank and in hand54/58€0.001m€200€0.001m€0.1m€71▼ 99.9%
Deferred charges and accrued income490/1-€78€78€86€88▲ 2.3%
Equity and liabilities
Total equity and liabilities10/49€0.02m€0.01m€0.01m€0.1m€0.007m▼ 93.5%
Equity10/15-€1.7m-€1.7m-€1.7m-€1.7m-€1.7m▼ 0.1%
Contributions10/11-€0.02m€0.02m€0.02m€0.02m=
Reserves13€0.002m€0.002m€0.002m€0.002m€0.002m=
Non-distributable reserves130/1-€0.002m€0.002m€0.002m€0.002m=
Reserves not available under the articles1311-€0.002m€0.002m€0.002m€0.002m=
Profit (loss) carried forward14-€1.7m-€1.7m-€1.7m-€1.7m-€1.7m▼ 0.1%
Amounts payable17/49€1.7m€1.7m€1.7m€1.8m€1.7m▼ 5.6%
Amounts payable within one year42/48€1.7m€1.7m€1.7m€1.8m€1.7m▼ 5.5%
Trade debts44€365€460€0.001m€0.001m€400▼ 23.1%
Suppliers440/4-€460€0.001m€0.001m€400▼ 23.1%
Other amounts payable47/48-€1.7m€1.7m€1.8m€1.7m▼ 5.5%
Accrued charges and deferred income492/3---€0.003m€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904-€22,768-€5,717-€5,768-€3,464-€1,157▲ 66.6%
Operating cash flow (approximation)-€22,768-€5,717-€5,768-€3,464-€1,157▲ 66.6%
Change in cash--€807€367€101,166-€101,662▼ 200%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,601 companies in this sector we hold annual accounts for 52,629. See the whole sector

Board & ownership

Parent TRADIMEX · 100%

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →

Structure & network

Owners and holdings

1 owner

Chain of control

  1. TRADIMEX 100%
  2. INFORMATION SYSTEMS ARCHITECTS

Highest known parent: TRADIMEX. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 2 Gazette acts processed.

Timeline

11 eventsLatest 30-10-2025Next filing 31-10-2026

History

INFORMATION SYSTEMS ARCHITECTS was incorporated on 11 July 1994.1 Total assets fell from €67,854 in 2019 to €7,145 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
27-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
27-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
03-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
31-03
Financial Weakest financial yearnet -€25,988
Net result drops to -€25,988, the lowest in the series; recovery starts the following year.
2019
29-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Company details

Private limited company (pre-2019) · founded 11-07-1994Year ends 31-03Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded11-07-1994
Fiscal year end31-03
Abbreviation NL ISA
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0453054237
Also 9925:BE0453054237
Registered 05-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1994
seat establishment The establishment unit on the map
Ground area
4,251 m²
Building footprint
1,400 m²
Volume, LiDAR
7,596 m³
Parcel 44054B0806/00N000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
ISA
E 3 laan 21, 9800 DeinzeManufacture of basic metals
since 1994unit no. 2.067.651.109
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44054B0806/00N000 Flanders 4,251 m² 1 · 1,400 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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